34 Waterbury Cir Unit 1 Oswego, IL 60543
North Oswego NeighborhoodEstimated payment $2,287/month
Highlights
- Property is near a park
- Electric Vehicle Charging Station
- Living Room
- Churchill Elementary School Rated A-
- Patio
- Laundry Room
About This Home
Welcome to this well-maintained 3-bedroom, 1.5-bath single-family home with an attached 2-car garage-complete with an EV charger already installed. Inside, the home features fresh paint throughout and updates that make it move-in ready. The main level offers a comfortable living area with a cozy gas fireplace (switch turn on), a dining area, and a kitchen with all newer stainless-steel appliances (2024-2025). Upstairs, you'll find three nicely sized bedrooms with pet-friendly, temper-pedic padding underfoot. Shared updated full bath on second floor. Major mechanicals are in great shape, with a new HVAC system (summer 2024), water heater (May 2025), and radon system (Dec 2024). The window glass was all replaced approximately 7-8 years ago, and Nest Protect smoke, carbon-monoxide, and thermostat systems add peace of mind. The front yard overlooks a pond and open field, creating a sense of space and calm. Conveniently located near shopping, parks, and schools in the highly rated Oswego 308 district, this home blends comfort, efficiency, and location. Currently being prepped for market-showings are allowed while in the Private Listing Network. Don't miss the opportunity to make this one yours!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,838
Year Built
- Built in 1998
Lot Details
- Lot Dimensions are 29x59x97x59
- Paved or Partially Paved Lot
HOA Fees
- $52 Monthly HOA Fees
Parking
- 2 Car Garage
Home Design
- Asphalt Roof
- Radon Mitigation System
- Concrete Perimeter Foundation
Interior Spaces
- 1,400 Sq Ft Home
- 2-Story Property
- Fireplace With Gas Starter
- Family Room with Fireplace
- Living Room
- Dining Room
- Basement Fills Entire Space Under The House
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
Laundry
- Laundry Room
- Gas Dryer Hookup
Schools
- Oswego East High School
Utilities
- Central Air
- Heating System Uses Natural Gas
Additional Features
- Patio
- Property is near a park
Community Details
- Association fees include lawn care
- Management Association
- Ogden Falls Subdivision
- Property managed by Ogden Falls HOA
- Electric Vehicle Charging Station
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $6,838 | $90,974 | $15,246 | $75,728 |
| 2023 | $6,069 | $79,802 | $13,374 | $66,428 |
| 2022 | $6,069 | $73,213 | $12,270 | $60,943 |
| 2021 | $5,723 | $67,168 | $11,257 | $55,911 |
| 2020 | $5,536 | $64,585 | $10,824 | $53,761 |
| 2019 | $5,154 | $59,698 | $10,824 | $48,874 |
| 2018 | $4,856 | $56,197 | $10,189 | $46,008 |
| 2017 | $4,695 | $51,795 | $9,391 | $42,404 |
| 2016 | $4,482 | $49,094 | $8,901 | $40,193 |
| 2015 | $4,170 | $44,229 | $8,019 | $36,210 |
| 2014 | -- | $42,940 | $7,785 | $35,155 |
| 2013 | -- | $43,374 | $7,864 | $35,510 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/15/2025 11/15/25 | Pending | -- | -- | -- |
| 11/12/2025 11/12/25 | Price Changed | $317,500 | -0.8% | $227 / Sq Ft |
| 11/07/2025 11/07/25 | For Sale | $320,000 | -- | $229 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $109,000 | Premier Title | |
| Sheriffs Deed | -- | Premier Title | |
| Interfamily Deed Transfer | -- | Residential Title Services | |
| Interfamily Deed Transfer | -- | Republic Title | |
| Warranty Deed | $131,500 | Chicago Title Insurance Co |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $106,236 | FHA | |
| Previous Owner | $169,200 | New Conventional | |
| Previous Owner | $141,300 | No Value Available | |
| Previous Owner | $125,400 | No Value Available |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12505387
APN: 03-02-451-016
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