$450,000

3508 Saxony Ln Saint Cloud, FL 34772

Estimated payment $2,719/month

5 Beds
2.5 Baths
2,518 Sq Ft
$179 Price per Sq Ft

Highlights

  • View of Trees or Woods
  • Ranch Style House
  • Enclosed Patio or Porch
  • Fruit Trees
  • Granite Countertops
  • Hurricane or Storm Shutters

About This Home

Set in the desirable Mallard Pond community, this 5-bedroom, 2.5-bath home pairs space, privacy, and thoughtful upgrades in a location that keeps you close to everything.
Situated on a quiet street, the property backs to a wooded conservation area, offering a private, natural backdrop. The standout feature is the oversized screened lanai (approx. 20x40), providing a generous covered outdoor living area with peaceful views. The fenced yard includes an additional paver patio, ideal for a fire pit, grilling, or outdoor seating. Hurricane shutters are installed for added protection and peace of mind.
Inside, the layout is open and functional. A welcoming foyer leads to spacious living and dining areas, flowing into the kitchen and family room. The kitchen features a large center island, granite countertops, custom backsplash, tall cabinetry, stainless steel appliances, and ample prep and storage space. It opens directly to the family room, making it easy to host or stay connected day to day.
The split-bedroom floor plan offers privacy, with an oversized primary suite positioned apart from the secondary bedrooms. The primary bath delivers a spa-like feel, while the additional bedrooms provide flexibility for guests, home office, or hobbies. One front bedroom is currently set up as an office. Extra storage is found throughout the home and in the garage.
Low HOA fees and strong accessibility add to the appeal. Grocery stores, restaurants, medical and dental offices, gas stations, and auto services are just minutes away. Downtown St. Cloud is approximately 10 minutes away, Kissimmee about 15 minutes via U.S. 192, and the Florida Turnpike is easily accessible for commuting throughout Central Florida.
A well-maintained home with room to spread out, inside and out. Schedule your private showing.

Listing Agent

David Plasencia

COLDWELL BANKER REALTY Brokerage Phone: 407-647-1211 License #3212184 Listed on: 03/03/2026

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,097

Year Built

  • Built in 2014

Lot Details

  • 0.3 Acre Lot
  • Northeast Facing Home
  • Vinyl Fence
  • Irrigation Equipment
  • Fruit Trees
  • Property is zoned SR1B

HOA Fees

  • $66 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Woods
  • Garden

Home Design

  • Ranch Style House
  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,518 Sq Ft Home
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Family Room
  • Combination Dining and Living Room
  • Inside Utility
  • Laundry Room
  • Hurricane or Storm Shutters

Kitchen

  • Breakfast Bar
  • Cooktop
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Bathtub With Separate Shower Stall

Outdoor Features

  • Enclosed Patio or Porch
  • Rain Gutters

Schools

  • St Cloud Elementary School
  • St. Cloud Middle School
  • Harmony High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Underground Utilities
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 289 / 1
  • Assessor Parcel Number 27-26-30-0565-0001-2890

Community Details

Overview

  • Vista Community Association Management Association, Phone Number (407) 682-3443
  • Mallard Pond Ph 3 Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,097

Year Built

Built in 2014

Lot Details

0.3 Acres

HOA Fees

$66 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida, Ranch
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2518
  • Lot Size Acres: 0.3
  • New Construction: No
  • Year Built: 2014
  • Building Area Total: 3115
  • Lot Size Sq Ft: 12981
  • Status: Active
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 289.39
  • Escrow City: ORLANDO
  • Escrow State: FL
  • Escrow Street Name: LAKE NONA VILLAGE PLACE, SUITE 203
  • Minimum Lease: 6 Months
  • RATIO Current Price By Calculate: 178.71
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • Planned Unit Development Yn: 1
  • Amenities Additional Fees: Association restrictions, amenities, and fees must be verified by the buyer(s) and/or buyer's agent(s) prior to submitting an offer on this property.
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-647-1211
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Cooktop, Dishwasher, Disposal, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 5
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Window Features: Blinds
  • Additional Rooms: Family Room,Inside Utility
  • Living Area Meters: 233.93

Exterior Features

  • Direction Faces: Northeast
  • Exterior Features: Hurricane Shutters, Rain Gutters, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Garden, Trees/Woods
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Patio, Screened
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12097C0260G

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Underground Utilities
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Park
  • Association Fee: 66
  • Association Fee Frequency: Monthly
  • Association Name: Vista Community Association Management
  • Phone: 407-682-3443
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Pet restrictions must be verified by the buyer(s) and/or buyer's agent(s) prior to submitting an offer on this property.
  • Association Fee Requirement: Required
  • Association Email: Billing@vistacamfl.com

Fee Information

  • Total Annual Fees: 792.00
  • Total Monthly Fees: 66.00
  • Monthly HOA Amount: 66.00

Schools

  • Elementary School: St Cloud Elem
  • High School: Harmony High
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: SR1B
  • Parcel Number: 27-26-30-0565-0001-2890
  • Additional Parcels: No
  • Fencing: Fenced, Other, Vinyl
  • Lot Features: In County, Landscaped, Sidewalk, Paved
  • Property Attached Yn: No
  • Flood Zone Code: X,A

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Lease restrictions must be verified by the buyer(s) and/or buyer's agent(s) prior to submitting an offer on this property.

Tax Info

  • Tax Annual Amount: 4097
  • Tax Block: 1
  • Tax Book Number: 20-151-158
  • Tax Lot: 289

Map

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,956 $276,747 -- --
2024 $3,765 $268,948 -- --
2023 $3,765 $256,193 $0 $0
2022 $3,633 $248,732 $0 $0
2021 $3,588 $241,488 $0 $0
2020 $3,556 $238,154 $0 $0
2019 $3,506 $232,800 $45,000 $187,800
2018 $3,465 $228,700 $0 $0
2017 $4,285 $221,000 $40,000 $181,000
2016 $4,168 $213,100 $35,000 $178,100
2015 $3,898 $195,200 $35,000 $160,200
2014 $476 $28,000 $28,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
03/03/2026 03/03/26 For Sale $450,000 -- $179 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Deed $100 None Listed On Document
Interfamily Deed Transfer -- Attorney
Deed $100 --
Warranty Deed -- Attorney
Deed $100 --
Special Warranty Deed $232,583 Fidelity Natl Title Of Fl In
Special Warranty Deed $525,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $115,811 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: O6387164

Stellar MLS

APN: 27-26-30-0565-0001-2890

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