NOT LISTED FOR SALE

Estimated Value: $631,989 - $676,000

3 Beds
2 Baths
2,237 Sq Ft
$294/Sq Ft Est. Value

Last Sold November 26, 2024

Last sale price $660,000 $295 Per Sq Ft

Current estimated payment $3,745/month

8 Days on Market

Highlights

  • Open Floorplan
  • Engineered Wood Flooring
  • Eat-In Kitchen
  • Anona Elementary School Rated A-
  • 2 Car Attached Garage
  • Walk-In Closet

About This Home

As of November 2024

**Beautifully Remodeled Home in Non-Flood Zone – Harbor Hills!** Welcome to 3517 High Bluff Drive in the highly sought-after Harbor Hills neighborhood of Largo, FL! This stunning 3-bedroom, 2-bathroom home has been beautifully remodeled and showcases exceptional pride in ownership. As you step inside, you'll be greeted by gleaming engineered hardwood that flow seamlessly throughout, this residence combines elegance with durability. Located in a non-flood zone, this home offers peace of mind with its impressive resilience during Hurricane Helene and Hurricane Milton, keeping you high and dry. The modern kitchen is a chef’s dream, featuring gorgeous quartz countertops and brand-new appliances, including a 2024 refrigerator, 2021 stove/microwave, and a 2023 dishwasher. The primary suite is a true retreat, complete with a renovated bathroom (2021) designed for spa like relaxation with the top of the line finishes including a soaking tub. Two additional spacious bedrooms provide ample room for family, guests, or a home office. Recent upgrades include a New Roof and HVAC system (2024), Updated Windows and Doors (2022), and a replaced fence (2024) for added privacy. The home is equipped with a transfer panel/switch for generator power, ensuring you're prepared for anything. Enjoy the convenience of an indoor laundry room and the low-maintenance lifestyle this home provides. Situated just minutes from pristine Gulf beaches, a large public boat ramp, and amazing local parks, you can easily indulge in the best of Florida living. Top-rated dining and entertainment options in Clearwater Beach are right at your fingertips, and commuting to Tampa and St. Pete is a breeze. Don’t miss this opportunity to own a meticulously maintained home in a prime location. Schedule your showing today to experience all that 3517 High Bluff Drive has to offer!

Last Agent to Sell the Property

Lindsay Dicus Harrison

DICUS HARRISON REALTY Brokerage Phone: 727-656-1584 License #3257009 Listed on: 10/24/2024

Last Buyer's Agent

Alie Espinoza

EATON REALTY License #3229724

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,568

Year Built

  • Built in 1982

Lot Details

  • 7,349 Sq Ft Lot
  • South Facing Home
  • Landscaped
  • Gentle Sloping Lot
  • Irrigation Equipment
  • Property is zoned R-3

HOA Fees

  • $6 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 2,237 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Window Treatments
  • Living Room
  • Dining Room
  • Laundry in unit

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Engineered Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Exterior Lighting

Schools

  • Anona Elementary School
  • Seminole Middle School
  • Largo High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Cable TV Available

Community Details

  • Jake Stower Association
  • Visit Association Website
  • Harbor Hills Subdivision
  • The community has rules related to deed restrictions

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,568

Year Built

Built in 1982

Lot Details

0

HOA Fees

$6 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block
  • Fireplace: Yes
  • Living Area: 2237
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 1982
  • Building Area Total: 3245
  • Lot Size Sq Ft: 7349
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 301.47
  • Escrow City: Largo
  • Escrow State: FL
  • Escrow Street Name: Indian Rocks Rd. N
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 295.04
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 727-656-1584
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Hardwood, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Living Area Meters: 207.82

Exterior Features

  • Direction Faces: South
  • Exterior Features: Lighting
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12103C0114H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions
  • Association Fee: 75
  • Association Fee Frequency: Annually
  • Association Name: Jake Stower
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Check with City of Largo
  • Association Fee Requirement: Required
  • Association Email: harborhillsinfo@aol.com
  • Association URL: HarborHillsInfo.com

Fee Information

  • Total Annual Fees: 75.00
  • Total Monthly Fees: 6.25
  • Monthly HOA Amount: 6.25

Schools

  • Elementary School: Anona Elementary-PN
  • High School: Largo High-PN
  • Middle Or Junior School: Seminole Middle-PN

Lot Info

  • Zoning: R-3
  • Parcel Number: 05-30-15-35982-001-0380
  • Additional Parcels: No
  • Lot Features: Gentle Sloping, Landscaped, Paved
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Check with City of Largo or HOA for Lease Restrictions

Tax Info

  • Tax Annual Amount: 3568
  • Tax Block: A
  • Tax Book Number: 46-58
  • Tax Lot: 38

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 24, 2024
Closed on
Nov 25, 2024
Sold by
Semones Meridy
Bought by
Murphy Patrick Trask and Murphy Keri Elaine
Seller's Agent
Lindsay Dicus Harrison
DICUS HARRISON REALTY
Buyer's Agent
Alie Espinoza
EATON REALTY
List Price
$675,000
Sold Price
$660,000
Premium/Discount to List
-$15,000
-2.22%
Views
8
Current Estimated Value
$657,997

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$2,003
Avg. Annual Appreciation
-0.28%
Original Mortgage
$627,000
Outstanding Balance
$619,912
Interest Rate
6.44%
Mortgage Type
New Conventional
Estimated Equity
$38,085

Purchase Details

Closed on
Jul 11, 2024
Sold by
Semones Scott William and Semones Meridy
Bought by
Semones Meridy

Purchase Details

Closed on
Jun 24, 2021
Sold by
Semones Scott William and Semones Meridy
Bought by
Semones Scott William and Semones Meridy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$297,332
Interest Rate
3.02%

Purchase Details

Closed on
Aug 24, 2012
Sold by
Jones Janice Lynn and Lane James E
Bought by
Semones Scott William

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
3.58%
Mortgage Type
VA

Purchase Details

Closed on
Jun 18, 2010
Sold by
Reilly Lynda
Bought by
Jones Janice Lynn

Purchase Details

Closed on
Aug 19, 2005
Sold by
Hill Lonnie C and Hill Theresa S
Bought by
Reilly Lynda

Purchase Details

Closed on
Jun 11, 1997
Sold by
Clayton S Porter Tr and Warda W Porter Tr
Bought by
Hill Lonnie C and Hill Theresa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$116,450
Interest Rate
8.01%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Murphy Patrick Trask $660,000 Baxter Title
Semones Meridy $100 None Listed On Document
Semones Meridy $100 None Listed On Document
Semones Scott William -- Navy Federal Title
Semones Scott William $220,000 Republic Land & Title Inc
Jones Janice Lynn $253,000 Attorney
Reilly Lynda $300,000 --
Hill Lonnie C $137,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Murphy Patrick Trask $627,000
Previous Owner Semones Scott William $297,332
Previous Owner Semones Scott William $220,000
Previous Owner Hill Lonnie C $116,450
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/26/2024 11/26/24 Sold $660,000 -2.2% $295 / Sq Ft
11/01/2024 11/01/24 Pending -- -- --
10/24/2024 10/24/24 For Sale $675,000 -- $302 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,629 $595,547 $203,048 $392,499
2024 $3,568 $247,853 -- --
2023 $3,568 $240,634 $0 $0
2022 $3,477 $233,625 $0 $0
2021 $3,532 $226,820 $0 $0
2020 $3,551 $223,688 $0 $0
2019 $3,489 $218,659 $0 $0
2018 $3,459 $214,582 $0 $0
2017 $3,429 $210,168 $0 $0
2016 $3,399 $205,845 $0 $0
2015 $3,452 $204,414 $0 $0
2014 $3,432 $202,792 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8314171

Stellar MLS

APN: 05-30-15-35982-001-0380