3522 Cottage Cove Ln Panama City, FL 32408
Upper Grand Lagoon Neighborhood
4
Beds
2.5
Baths
2,202
Sq Ft
4,000
Sq Ft Lot
Highlights
- Gated Community
- Craftsman Architecture
- Living Room
- Patronis Elementary School Rated A-
- Covered Patio or Porch
- Tankless Water Heater
About This Home
As of June 2023Welcome to your NEW Home! This 4 Bedroom, 2.5 bath is loaded with extras and lots of great details. Enjoy your beautiful Kitchen - it is built for entertaining guests! 11 ft shiplap island, upgraded quartz, 2 pantries (1 walk in, 1 pantry cabinet), commercial grade gas stove and custom-made hood. Your Dining area has a shiplap accent wall and everything opens up to your large Living room. Your 1st floor Master Suite features a double vanity, oversized shower and walk in closet. Upstairs are the rest of the bedrooms and bathroom.Sanctuary Beach has a community pool and is located near all the east end marinas and hot local restaurants.Bring your Paddleboards/Kayaks because right outside your gated neighborhood is a public bay beach.
Last Buyer's Agent
Non Member
NON-MEMBER OFFICE
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,407
Year Built
- Built in 2022
Lot Details
- 4,000 Sq Ft Lot
- Lot Dimensions are 40x100
- Property fronts a private road
HOA Fees
- $67 Monthly HOA Fees
Parking
- 2 Car Garage
Home Design
- Craftsman Architecture
- Slab Foundation
- Shingle Roof
- Composition Roof
- HardiePlank Type
Interior Spaces
- 2,202 Sq Ft Home
- Living Room
- Storage
- Washer and Dryer Hookup
Kitchen
- Electric Oven
- Gas Cooktop
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Additional Features
- Covered Patio or Porch
- Tankless Water Heater
Community Details
Overview
- Association fees include management, pool(s)
- Sanctuary Beach Subdivision
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 7, 2023
Closed on
Jun 30, 2023
Sold by
Nadeau Construction Llc
Bought by
Rogers Joshua and Rogers Natalie Kelly
Seller's Agent
Karen Smith
Beachy Beach Real Estate
Buyer's Agent
McKayla Hale
Real Broker LLC
List Price
$650,000
Sold Price
$625,000
Premium/Discount to List
-$25,000
-3.85%
Views
6
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,891
Avg. Annual Appreciation
1.53%
Original Mortgage
$638,437
Outstanding Balance
$614,496
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
$31,395
Purchase Details
Listed on
Oct 6, 2020
Closed on
Dec 1, 2020
Sold by
Mea Properties Llc
Bought by
Nadeau Construction Llc
Seller's Agent
Debbie Grist
Holiday Beach Real Estate Inc
Buyer's Agent
Mia Nadeau
Beachy Beach Real Estate
List Price
$69,500
Sold Price
$65,000
Premium/Discount to List
-$4,500
-6.47%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
140.43%
Original Mortgage
$309,000
Interest Rate
2.7%
Mortgage Type
Construction
Purchase Details
Closed on
Mar 20, 2009
Sold by
Coastal Construction Management Group In and Froemming Ardeen L
Bought by
Banktrust
Similar Homes in Panama City, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $625,000 | Defender Title & Escrow | |
| Warranty Deed | $65,000 | Rodgers Kiefer Title | |
| Trustee Deed | -- | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $638,437 | VA | |
| Previous Owner | $309,000 | Construction |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/30/2023 06/30/23 | Sold | $625,000 | 0.0% | $284 / Sq Ft |
| 06/30/2023 06/30/23 | Sold | $625,000 | -3.8% | $284 / Sq Ft |
| 05/13/2023 05/13/23 | Pending | -- | -- | -- |
| 05/13/2023 05/13/23 | Pending | -- | -- | -- |
| 03/07/2023 03/07/23 | For Sale | $650,000 | 0.0% | $295 / Sq Ft |
| 02/22/2023 02/22/23 | Price Changed | $650,000 | -4.4% | $295 / Sq Ft |
| 02/02/2023 02/02/23 | For Sale | $680,000 | 0.0% | $309 / Sq Ft |
| 01/20/2023 01/20/23 | Off Market | $680,000 | -- | -- |
| 11/08/2022 11/08/22 | Price Changed | $680,000 | -2.9% | $309 / Sq Ft |
| 10/20/2022 10/20/22 | For Sale | $700,000 | +976.9% | $318 / Sq Ft |
| 06/20/2022 06/20/22 | Off Market | $65,000 | -- | -- |
| 12/01/2020 12/01/20 | Sold | $65,000 | -6.5% | -- |
| 10/06/2020 10/06/20 | For Sale | $69,500 | -- | -- |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,407 | $529,615 | $75,066 | $454,549 |
| 2023 | $5,407 | $425,386 | $70,167 | $364,080 |
| 2022 | $645 | $55,733 | $55,733 | $0 |
| 2021 | $614 | $51,213 | $51,213 | $0 |
| 2020 | $460 | $43,860 | $43,860 | $0 |
| 2019 | $429 | $41,000 | $41,000 | $0 |
| 2018 | $420 | $26,400 | $0 | $0 |
| 2017 | $302 | $24,000 | $0 | $0 |
| 2016 | $308 | $24,000 | $0 | $0 |
| 2015 | $317 | $24,000 | $0 | $0 |
| 2014 | $316 | $24,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Karen Smith
Seller's Agent in 2023
Karen Smith
Beachy Beach Real Estate
(850) 233-4351
18 in this area
260 Total Sales
-
Mia Nadeau
Seller's Agent in 2023
Mia Nadeau
Beachy Beach Real Estate
(229) 220-0101
29 in this area
62 Total Sales
-
McKayla Hale
M
Buyer's Agent in 2023
McKayla Hale
Real Broker LLC
(303) 815-7243
1 in this area
14 Total Sales
-
N
Buyer's Agent in 2023
Non Member
NON-MEMBER OFFICE
-
D
Seller's Agent in 2020
Debbie Grist
Holiday Beach Real Estate Inc
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 733664
APN: 31368-106-000
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
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