$65,000
SOLD DEC 1, 2020

3522 Cottage Cove Ln Panama City, FL 32408

Upper Grand Lagoon Neighborhood
0.09 Acre
$722,222 Price per Acre
4,000 Sq Ft Lot

Recently Sold

6% Below List Price

6 Days on Market

About This Lot

As of June 2023

UNDER CONTRACT. SELLER ACCEPTING BACK UP OFFERS. Large building lot in the beautiful gated community of Sanctuary Beach that is uniquely positioned along the Bay and Nicklaus Golf Course. Sanctuary Beach features and community pool and offers underground utilities. Close to restaurants, shopping, tennis, golf, beaches marinas and outdoor water sports. Adjacent Lot (3520 Cottage Cove Ln) also available.

Last Agent to Sell the Property

Debbie Grist

Holiday Beach Real Estate Inc License #3235152 Listed on: 10/06/2020

Last Buyer's Agent

Mia Nadeau

Beachy Beach Real Estate

Property Details

Property Type

  • Land

Est. Annual Taxes

  • $429

Lot Details

  • 4,000 Sq Ft Lot
  • Lot Dimensions are 40' x 100'

HOA Fees

  • $51 Monthly HOA Fees

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Underground Utilities

Community Details

Overview

  • Association fees include pool(s)
  • Sanctuary Beach Subdivision

Security

  • Gated Community

Property Details

Property Type

Land

Est. Annual Taxes

$429

Lot Details

0

HOA Fees

$51 per month

Listing Details

  • Property Type: Land
  • Property Sub Type: Residential
  • Lot Size Acres: 0.09
  • Lot Size: 40' x 100'
  • Subdivision Name: Sanctuary Beach
  • ResoPropertyType: Land
  • Property Sub Type Additional: Residential,Unimproved Land
  • Special Features: None

Exterior Features

  • Waterfront: No

Utilities

  • Utilities: Electricity Available, Natural Gas Available, Sewer Available, Underground Utilities, Water Available
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 154.0
  • Amenities: Gated
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Pool(s)

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Size Sq Ft: 4000.0

Tax Info

  • Tax Annual Amount: 429.0
  • Tax Year: 2019

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 7, 2023
Closed on
Jun 30, 2023
Sold by
Nadeau Construction Llc
Bought by
Rogers Joshua and Rogers Natalie Kelly
Seller's Agent
Karen Smith
Beachy Beach Real Estate
Buyer's Agent
McKayla Hale
Real Broker LLC
List Price
$650,000
Sold Price
$625,000
Premium/Discount to List
-$25,000
-3.85%
Views
6
Current Estimated Value
$645,891

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$20,891
Avg. Annual Appreciation
2.20%
Original Mortgage
$638,437
Outstanding Balance
$618,462
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
$36,518

Purchase Details

Listed on
Oct 6, 2020
Closed on
Dec 1, 2020
Sold by
Mea Properties Llc
Bought by
Nadeau Construction Llc
Seller's Agent
Debbie Grist
Holiday Beach Real Estate Inc
Buyer's Agent
Mia Nadeau
Beachy Beach Real Estate
List Price
$69,500
Sold Price
$65,000
Premium/Discount to List
-$4,500
-6.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
140.43%
Original Mortgage
$309,000
Interest Rate
2.7%
Mortgage Type
Construction

Purchase Details

Closed on
Mar 20, 2009
Sold by
Coastal Construction Management Group In and Froemming Ardeen L
Bought by
Banktrust
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $625,000 Defender Title & Escrow
Warranty Deed $65,000 Rodgers Kiefer Title
Trustee Deed -- Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $638,437 VA
Previous Owner $309,000 Construction
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/30/2023 06/30/23 Sold $625,000 0.0% $284 / Sq Ft
06/30/2023 06/30/23 Sold $625,000 -3.8% $284 / Sq Ft
05/13/2023 05/13/23 Pending -- -- --
05/13/2023 05/13/23 Pending -- -- --
03/07/2023 03/07/23 For Sale $650,000 0.0% $295 / Sq Ft
02/22/2023 02/22/23 Price Changed $650,000 -4.4% $295 / Sq Ft
02/02/2023 02/02/23 For Sale $680,000 0.0% $309 / Sq Ft
01/20/2023 01/20/23 Off Market $680,000 -- --
11/08/2022 11/08/22 Price Changed $680,000 -2.9% $309 / Sq Ft
10/20/2022 10/20/22 For Sale $700,000 +976.9% $318 / Sq Ft
06/20/2022 06/20/22 Off Market $65,000 -- --
12/01/2020 12/01/20 Sold $65,000 -6.5% --
10/06/2020 10/06/20 For Sale $69,500 -- --
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,407 $529,615 $75,066 $454,549
2023 $5,407 $425,386 $70,167 $364,080
2022 $645 $55,733 $55,733 $0
2021 $614 $51,213 $51,213 $0
2020 $460 $43,860 $43,860 $0
2019 $429 $41,000 $41,000 $0
2018 $420 $26,400 $0 $0
2017 $302 $24,000 $0 $0
2016 $308 $24,000 $0 $0
2015 $317 $24,000 $0 $0
2014 $316 $24,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Karen Smith

    Seller's Agent in 2023

    Karen Smith

    Beachy Beach Real Estate

    (850) 233-4351

    18 in this area

    260 Total Sales

    Karen Smith
    Section Image
  • Mia Nadeau

    Seller's Agent in 2023

    Mia Nadeau

    Beachy Beach Real Estate

    (229) 220-0101

    29 in this area

    62 Total Sales

    Mia Nadeau
    Section Image

  • M

    Buyer's Agent in 2023

    McKayla Hale

    Real Broker LLC

    (303) 815-7243

    1 in this area

    14 Total Sales

    McKayla Hale
    Section Image

  • N

    Buyer's Agent in 2023

    Non Member

    NON-MEMBER OFFICE

  • D

    Seller's Agent in 2020

    Debbie Grist

    Holiday Beach Real Estate Inc

See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 702860

Central Panhandle Association of REALTORS®

APN: 31368-106-000

Florida Bay County Panama City 32408 Upper Grand Lagoon

3522 Cottage Cove Ln, Panama City, FL

This home is located at 3522 Cottage Cove Ln, Panama City, FL 32408 and is currently priced at $65,000. 3522 Cottage Cove Ln is a home located in Bay County with nearby schools including Patronis Elementary School, J.R. Arnold High School, and Surfside Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

Nearby Homes