Seller's Agent in 2026
Liz Hanes
eXp Realty, LLC
(317) 509-8478
1 in this area
84 Total Sales
3530 Clearwater Cir Indianapolis, IN 46240
Clearwater Neighborhood
4
Beds
3
Baths
3,067
Sq Ft
2,178
Sq Ft Lot
Highlights
- Lake Front
- Docks
- Boat Slip
- Clearwater Elementary School Rated A-
- Water Access
- Updated Kitchen
About This Home
As of February 2026Enjoy lake living in a low-maintenance community with daily water views, boating, fishing, swimming, kayaking, walking paths, and beach access. Private boat slip just steps away. Open floor plan featuring Living Room with wood-burning fireplace, built-ins, cathedral ceiling, and water views. Kitchen with stainless steel appliances, built-in counter height microwave, custom cabinetry w/lighting, Cambria countertops, solar tubes providing natural light, and large pantry. Main-level laundry with custom cabinets, counter space and utility sink. Three bedrooms on main, including Primary with vaulted ceiling which overlooks the water. Finished walk-out basement offers Family Room with fireplace and built-ins; Bedroom #4 with two closets and Full Bath. There is a Bonus Room which offers additional flexible space. California Closets System used throughout the home. Exceptional storage. Oversized 2-car garage. Enjoy every-day living that feels like a retreat! Close to shopping and restaurants.
Last Agent to Sell the Property
eXp Realty, LLC Brokerage Email: sold@lizhanes.com License #RB14039479 Listed on: 01/10/2026
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,238
Year Built
- Built in 1987
Lot Details
- 2,255 Sq Ft Lot
- Lake Front
- Cul-De-Sac
- Sprinkler System
- Mature Trees
HOA Fees
- $495 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Traditional Architecture
- Cement Siding
- Concrete Perimeter Foundation
Interior Spaces
- 2-Story Property
- Built-In Features
- Woodwork
- Cathedral Ceiling
- Paddle Fans
- Wood Burning Fireplace
- Entrance Foyer
- Living Room with Fireplace
- 2 Fireplaces
- Combination Dining and Living Room
- Water Views
- Pull Down Stairs to Attic
Kitchen
- Updated Kitchen
- Electric Oven
- Microwave
- Dishwasher
- Disposal
Flooring
- Engineered Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Dual Vanity Sinks in Primary Bathroom
Laundry
- Laundry on main level
- Sink Near Laundry
Finished Basement
- Walk-Out Basement
- Fireplace in Basement
Home Security
- Smart Thermostat
- Fire and Smoke Detector
Outdoor Features
- Water Access
- Boat Slip
- Docks
- Lake Privileges
- Deck
- Covered Patio or Porch
Schools
- Clearwater Elementary School
- Eastwood Middle School
- North Central High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Water Heater
- Water Softener is Owned
Community Details
- Association fees include insurance, lawncare, ground maintenance, maintenance structure, management, security, snow removal, trash
- Association Phone (317) 259-0383
- Clearwater Cove Subdivision
- Property managed by Ardsley Management
- The community has rules related to covenants, conditions, and restrictions
- Community Lake
Listing and Financial Details
- Legal Lot and Block 55 / O
- Assessor Parcel Number 490220103013000800
- Seller Concessions Not Offered
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 10, 2026
Closed on
Feb 23, 2026
Sold by
Ruble Pamela J
Bought by
Ritman Kathryn E M
Seller's Agent
Liz Hanes
eXp Realty, LLC
Buyer's Agent
Matt McLaughlin
F.C. Tucker Company
List Price
$714,000
Sold Price
$699,000
Premium/Discount to List
-$15,000
-2.1%
Views
94
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.50%
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Centurion Land Title |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/23/2026 02/23/26 | Sold | $699,000 | -2.1% | $228 / Sq Ft |
| 02/02/2026 02/02/26 | Pending | -- | -- | -- |
| 01/10/2026 01/10/26 | For Sale | $714,000 | -- | $233 / Sq Ft |
Source: MIBOR Broker Listing Cooperative®
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,237 | $612,000 | $90,200 | $521,800 |
| 2024 | $7,237 | $530,100 | $90,200 | $439,900 |
| 2023 | $6,801 | $495,700 | $90,200 | $405,500 |
| 2022 | $7,017 | $491,900 | $90,200 | $401,700 |
| 2021 | $6,295 | $455,100 | $27,100 | $428,000 |
| 2020 | $5,926 | $455,100 | $27,100 | $428,000 |
| 2019 | $5,533 | $455,100 | $27,100 | $428,000 |
| 2018 | $5,140 | $433,700 | $27,100 | $406,600 |
| 2017 | $5,085 | $434,900 | $27,100 | $407,800 |
| 2016 | $3,987 | $367,000 | $27,100 | $339,900 |
| 2014 | $3,867 | $370,600 | $42,100 | $328,500 |
| 2013 | $3,862 | $322,600 | $42,100 | $280,500 |
Source: Public Records
Agents Affiliated with this Home
-
Liz Hanes
-
Matt McLaughlin
Buyer's Agent in 2026
Matt McLaughlin
F.C. Tucker Company
(317) 590-0529
11 in this area
714 Total Sales
-
Tracy Nondorf
Buyer Co-Listing Agent in 2026
Tracy Nondorf
F.C. Tucker Company
(317) 997-4586
2 in this area
68 Total Sales
Map
Source: MIBOR Broker Listing Cooperative®
MLS Number: 22078451
APN: 49-02-20-103-013.000-800
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Based on information submitted to the MLS GRID
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