Seller's Agent in 2025
Sandra Ginn
Encore Sotheby's International
(317) 332-9828
1 in this area
97 Total Sales
3532 Clearwater Cir Indianapolis, IN 46240
Clearwater Neighborhood
3
Beds
2.5
Baths
2,382
Sq Ft
$495/mo
HOA Fee
Highlights
- Lake Front
- Mature Trees
- Cathedral Ceiling
- Clearwater Elementary School Rated A-
- Family Room with Fireplace
- Wood Flooring
About This Home
As of August 2025Live the lake life without leaving the city in this beautifully updated end-unit condo on Lake Clearwater-complete with your own dock and pontoon boat. With 3 bedrooms, 2.5 baths, and 2,382 square feet, this home blends low-maintenance living with the serenity of waterfront views and the convenience of being close to everything Indianapolis has to offer. Enjoy crystal clear waters and scenic surroundings perfect for boating, kayaking, fishing, or quiet mornings by the lake. This sought-after community also connects you to miles of walking trails and supports an active, outdoor lifestyle. Inside, you'll love the flexibility of multiple gathering spaces, a main-level office, and a vaulted living area with woodburning fireplace. The updated kitchen offers style and functionality, while the newly renovated, spa-like primary bath provides a calming retreat. The walkout lower level includes two additional bedrooms, perfect for guests or extended stays, plus great space for entertaining. A rare find among Indianapolis waterfront homes, this Lake Clearwater condo offers seasonal beauty, elevated comfort, and year-round enjoyment-just minutes from the best of Indianapolis living, with seamless access to upscale shopping, dining, and the everyday conveniences that make life effortless.
Last Agent to Sell the Property
Encore Sotheby's International License #RB19001110 Listed on: 06/11/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $5,392
Year Built
- Built in 1987
Lot Details
- Lake Front
- 1 Common Wall
- Cul-De-Sac
- Sprinkler System
- Mature Trees
- Wooded Lot
HOA Fees
- $495 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Patio Lot
- Brick Exterior Construction
- Cement Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1-Story Property
- Woodwork
- Tray Ceiling
- Cathedral Ceiling
- Entrance Foyer
- Family Room with Fireplace
- 2 Fireplaces
- Great Room with Fireplace
- Family or Dining Combination
- Water Views
- Smart Thermostat
Kitchen
- Breakfast Bar
- Electric Oven
- Electric Cooktop
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Laminate
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Laundry on main level
- Dryer
- Washer
Basement
- 9 Foot Basement Ceiling Height
- Sump Pump
Schools
- Clearwater Elementary School
- Eastwood Middle School
- North Central High School
Utilities
- Central Air
- Electric Air Filter
- Gas Water Heater
- Water Purifier
Community Details
- Association fees include insurance, lawncare, ground maintenance, maintenance structure, management, security, snow removal
- Association Phone (217) 259-0383
- Clearwater Cove Subdivision
- Property managed by Ardsley
Listing and Financial Details
- Legal Lot and Block 56 / 3
- Assessor Parcel Number 490220103017000800
- Seller Concessions Not Offered
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 11, 2025
Closed on
Aug 14, 2025
Sold by
Corman Family Trust and Corman Terry R
Bought by
David And Melinda Macanally Trust and Macanally
Seller's Agent
Sandra Ginn
Encore Sotheby's International
Buyer's Agent
Catherine Fese
F.C. Tucker Company
List Price
$650,000
Sold Price
$660,000
Premium/Discount to List
$10,000
1.54%
Views
56
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-19.17%
Original Mortgage
$431,000
Outstanding Balance
$431,000
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$216,479
Purchase Details
Closed on
Dec 30, 2024
Sold by
Corman Terry R and Corman Sally L
Bought by
Corman Family Trust and Corman
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Listed On Document | |
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | -- | None Listed On Document |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $431,000 | New Conventional | |
| Previous Owner | $235,000 | New Conventional | |
| Previous Owner | $250,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/15/2025 08/15/25 | Sold | $660,000 | +1.5% | $277 / Sq Ft |
| 06/16/2025 06/16/25 | Pending | -- | -- | -- |
| 06/11/2025 06/11/25 | For Sale | $650,000 | -- | $273 / Sq Ft |
Source: MIBOR Broker Listing Cooperative®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,155 | $415,800 | $73,700 | $342,100 |
| 2023 | $5,155 | $385,300 | $73,700 | $311,600 |
| 2022 | $5,495 | $381,900 | $73,700 | $308,200 |
| 2021 | $4,872 | $353,800 | $22,100 | $331,700 |
| 2020 | $4,594 | $353,800 | $22,100 | $331,700 |
| 2019 | $4,299 | $353,800 | $22,100 | $331,700 |
| 2018 | $3,968 | $334,800 | $22,100 | $312,700 |
| 2017 | $3,911 | $334,300 | $22,100 | $312,200 |
| 2016 | $2,994 | $274,400 | $22,100 | $252,300 |
| 2014 | $2,910 | $279,500 | $37,200 | $242,300 |
| 2013 | $4,592 | $327,100 | $37,200 | $289,900 |
Source: Public Records
Agents Affiliated with this Home
-
Sandra Ginn
-
Catherine Fese
Buyer's Agent in 2025
Catherine Fese
F.C. Tucker Company
(317) 809-6312
19 in this area
122 Total Sales
Map
Source: MIBOR Broker Listing Cooperative®
MLS Number: 22043283
APN: 49-02-20-103-017.000-800
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