NOT LISTED FOR SALE

3582 Ruby Ln Saint Charles, MO 63303

Estimated Value: $388,000 - $464,000

3 Beds
3 Baths
2,514 Sq Ft
$172/Sq Ft Est. Value

Last Sold February 10, 2017

Current estimated payment $2,644/month

132 Days on Market

Highlights

  • Primary Bedroom Suite
  • Open Floorplan
  • Traditional Architecture
  • Becky-David Elementary School Rated A
  • Family Room with Fireplace
  • Breakfast Room

About This Home

As of February 2017

This spacious 3 BD, 2.5 bath, 2-story home is loaded with warmth & charm. Perfect for entertaining, the large entry foyer, flanked by the dining room & living room, welcomes you to an easy flow from room to room. The family room features a bay window & wood-burning FLP and leads to the center island kitchen. A wonderful patio & fenced yard are just outside the breakfast room to complete the terrific flow! A split-staircase leads you upstairs from the entry foyer or the kitchen. A large landing greets you at the top the steps. Next, enter the master bedroom suite through double doors. The suite features a coffered ceiling, crown molding, ceiling fan, large sitting room, a huge closet, and a fabulous bathroom with double sink, tub, and separate shower with glass door. The upstairs has two additional bedrooms and a bathroom. Other highlights of the home include a main floor laundry room w/cabinet storage, plenty of basement storage, an over-sized 2-car garage. Home Protection Plan!

Last Agent to Sell the Property

Steven Mathes

Coldwell Banker Realty - Gundaker License #1999032248 Listed on: 09/30/2016

Coldwell Banker Realty - Gundaker

Co-Listed By

Joe Mathes

Coldwell Banker Realty - Gundaker License #2007023747

Last Buyer's Agent

Tom Hernandez

STL Buy & Sell, LLC License #2006005375

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,408

Year Built

  • 1993

Lot Details

  • 8,581 Sq Ft Lot
  • Fenced
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Additional Parking

Home Design

  • Traditional Architecture
  • Poured Concrete

Interior Spaces

  • 2,514 Sq Ft Home
  • Open Floorplan
  • Historic or Period Millwork
  • Coffered Ceiling
  • Wood Burning Fireplace
  • Window Treatments
  • Bay Window
  • French Doors
  • Six Panel Doors
  • Entrance Foyer
  • Family Room with Fireplace
  • Living Room
  • Breakfast Room
  • Formal Dining Room
  • Partially Carpeted
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Fire and Smoke Detector
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Kitchen Island

Bedrooms and Bathrooms

  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • Possible Extra Bedroom
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom

Outdoor Features

  • Patio

Utilities

  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Home Protection Policy

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,408

Year Built

1993

Lot Details

0

Parking

2

Listing Details

  • Municipality Township: Unincorporated
  • Special Areas: Entry Foyer, Family Room, Living Room, Main Floor Laundry
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1993

Interior Features

  • Appliances: Dishwasher, Disposal, Electric Cooktop, Microwave, Range/Oven-Electric, Refrigerator
  • Fireplaces: 1
  • Basement: Full, Poured Concrete, Unfinished
  • Bedroom Types: Divided Bdr Flr Plan, Possible Extra Bdr, Master Bdr. Suite
  • Dining Room: Separate Dining
  • Fireplace Location: Family Room
  • Fireplace Type: Woodburning Fireplce
  • Interior Amenities: Coffered Ceilings, Open Floor Plan, Some Carpeting, Special Millwork, Some Window Treatmnt, Walk-In Closets, Some Wood Floors
  • Kitchen: Breakfast Bar, Breakfast Room, Center Island, Eat-In Kitchen, Pantry
  • Main Half Bathrooms: 1
  • Master Bed.: Double Sink, Full Bath, Tub & Separate Shwr
  • Misc Features: Home Protection Plcy, Patio, Smoke Alarm/Detec
  • Total Living Area: 2514.00
  • Windows/Doors: 6 Panel Door(s), Bay/Bow Window, French Door(s)

Exterior Features

  • Exterior Features: Brick Veneer Decrtv, Frame, Vinyl Siding
  • Architecture: Traditional

Garage/Parking

  • Garage Size: 30 x 14
  • Garage Spaces: 2
  • Parking: Additional Parking, Attached Garage, Garage Door Opener

Utilities

  • Cooling: Ceiling Fan, Central-Electric
  • Heating: Forced Air
  • Sewer: Public
  • Water: Public
  • Water Heater: Gas

Schools

  • School District: Francis Howell R-III
  • Elementary School: Becky-David Elem.
  • Middle School: Barnwell Middle
  • High School: Francis Howell North High

Lot Info

  • Lot Description: Fencing, Level Lot
  • Lot Dimensions: 72/69 x 120/120
  • Lot Number: 9
  • Lot Sq Ft: 8581

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 30, 2016
Closed on
Feb 13, 2017
Bought by
Pinson Jacob
Seller's Agent
Steven Mathes
Coldwell Banker Realty - Gundaker
Buyer's Agent
Tom Hernandez
STL Buy & Sell, LLC
List Price
$259,900
Current Estimated Value
$431,186

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.96%
Original Mortgage
$232,750
Outstanding Balance
$193,931
Interest Rate
4.17%
Estimated Equity
$243,592

Purchase Details

Closed on
Sep 6, 2012
Sold by
To Son Dien and Tran Thuoung Viet
Bought by
To Son Dien and Tran Thuong Viet

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,144
Interest Rate
3.25%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 7, 2009
Sold by
Thi To Phuong Dien and Thi Thuy Bui Tien
Bought by
To Son Dien and Tran Thuoung Viet

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$239,010
Interest Rate
5.44%
Mortgage Type
FHA

Purchase Details

Closed on
Oct 28, 2005
Sold by
Rable James P and Rable Andrea N
Bought by
To Son Dien and Tran Thuong Viet

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,350
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 6, 2002
Sold by
Smyth Frederick W and Fulhorst Mary C
Bought by
Rable James P and Rable Andrea N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$152,500
Interest Rate
6.41%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pinson Jacob -- --
To Son Dien -- Nations Title Agency Mo Inc
To Son Dien -- Emmons Title Co
To Son Dien -- Investors Title Company
Rable James P -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pinson Jacob J $50,000
Open Pinson Jacob $232,750
Closed Pinson Jacob --
Previous Owner To Son Dien $235,144
Previous Owner To Son Dien $239,010
Previous Owner To Son Dien $240,350
Previous Owner Rable James P $152,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/10/2017 02/10/17 Sold -- -- --
12/26/2016 12/26/16 Price Changed $249,900 -3.8% $99 / Sq Ft
09/30/2016 09/30/16 For Sale $259,900 -- $103 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,408 $77,352 -- --
2024 $4,408 $71,309 -- --
2023 $4,402 $71,309 $0 $0
2022 $3,759 $56,367 $0 $0
2021 $3,751 $56,367 $0 $0
2020 $3,566 $52,209 $0 $0
2019 $3,553 $52,209 $0 $0
2018 $3,333 $46,751 $0 $0
2017 $3,316 $46,751 $0 $0
2016 $3,093 $43,724 $0 $0
2015 $3,059 $43,724 $0 $0
2014 $2,854 $39,548 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS16068553

MARIS MLS

APN: 3-0015-7210-00-0009.0000000