$320,000
SOLD APR 25, 2025

3591 E Lake Todd Dr Hernando, FL 34442

3 Beds
2 Baths
1,268 Sq Ft
7,560 Sq Ft Lot

Recently Sold

$252 Per Sq Ft

3% Below List Price

12 Days on Market

Highlights

  • Fishing Pier
  • Heated In Ground Pool
  • Gated Community
  • Fitness Center
  • Active Adult
  • Open Floorplan

About This Home

As of April 2025

There’s still an opportunity for buyers under 55 to call this vibrant 55+ community home! Imagine waking up in a beautifully remodeled 3-bedroom, 2-bathroom home in a vibrant, gated 55+ community of Arbor Lakes in Hernando—a town on the rise with new restaurants, shopping, and conveniences just minutes away.

Step inside to an open, modern layout with luxury finishes, a gourmet kitchen, and a spacious
primary suite, all on one level. Outside, your private oasis awaits with a heated pool, outdoor bar, and
hot tub—perfect for relaxing or hosting friends.

Start your day with a lakefront stroll and stunning sunrise or unwind at sunset. Walk your furry friend along scenic trails and enjoy access to a clubhouse, pool, tennis court, shuffleboard, library and more.

Need extra storage? RV and boat parking or a spot for a shed is available for residents (additional fee) located right behind the home for convenience.

Last Agent to Sell the Property

Nia Medina

SERHANT Brokerage Phone: 646-480-7665 License #3593501 Listed on: 03/13/2025

SERHANT

Last Buyer's Agent

Nia Medina

SERHANT Brokerage Phone: 646-480-7665 License #3593501 Listed on: 03/13/2025

SERHANT

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,463

Year Built

  • Built in 2000

Lot Details

  • 7,560 Sq Ft Lot
  • Lot Dimensions are 72x105
  • South Facing Home
  • Vinyl Fence
  • Irrigation Equipment
  • Property is zoned PDR

HOA Fees

  • $172 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Block Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,268 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Bar Fridge
  • High Ceiling
  • Ceiling Fan
  • Shutters
  • Blinds
  • Drapes & Rods
  • Living Room
  • Dining Room

Kitchen

  • Convection Oven
  • Range
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Home Security System
  • Fire and Smoke Detector

Pool

  • Heated In Ground Pool
  • Above Ground Spa
  • Pool has a Solar Cover

Outdoor Features

  • Fishing Pier
  • Access To Chain Of Lakes
  • Screened Patio
  • Exterior Lighting
  • Shed
  • Outdoor Grill
  • Private Mailbox

Schools

  • Hernando Elementary School
  • Citrus Springs Middle School
  • Citrus High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include cable TV, pool, internet, trash
  • Raymond Kowalski Association, Phone Number (715) 497-8153
  • Visit Association Website
  • Arbor Lakes Unit 01 Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Racquetball
  • Shuffleboard Court
  • Fitness Center
  • Community Pool
  • Park
  • Dog Park
  • Trails

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,463

Year Built

Built in 2000

Lot Details

0

HOA Fees

$172 per month

Parking

2

Listing Details

  • HOA Fee Includes: Cable TV, Pool, Internet, Trash
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 1268
  • Lot Size Acres: 0.17
  • New Construction: No
  • Year Built: 2000
  • Building Area Total: 1668
  • Lot Size Sq Ft: 7560
  • Status: Sold
  • Street Direction: E
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Building Area Total Srch Sq M: 154.96
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: Millenia Blvd Suite 240
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 252.37
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Dock,Fishing,Lake,Water Access
  • Attribution Contact: 646-480-7665
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Luxury Vinyl, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Window Treatments
  • Appliances Included: Bar Fridge, Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Block
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Features: Above Ground
  • Spa Yn: Yes
  • Stories: 1
  • Window Features: Blinds, Drapes, Rods, Shutters
  • ResoLivingAreaSource: PublicRecords
  • Living Area Meters: 117.80

Exterior Features

  • Direction Faces: South
  • Other Structures: Shed(s)
  • Pool Features: Heated, In Ground, Solar Cover
  • Exterior Features: Lighting, Outdoor Grill, Private Mailbox, Sidewalk
  • Roof: Shingle
  • Pool Private: Yes
  • Water Body Name: LAKE TSALA APOPKA
  • Waterfront: No
  • Patio and Porch Features: Patio, Screened
  • Road Surface Type: Asphalt
  • Water Access: Lake - Chain of Lakes
  • Water Extras: Fishing Pier
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Additional Water Information: Community dock, fishing pier, and kayak storage by the water.

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Connected, Water Available, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Buyer Approval Required, Clubhouse, Deed Restrictions, Dog Park, Fitness Center, Gated Community - No Guard, Golf Carts OK, Park, Sidewalks, Tennis Court(s), Street Lights
  • Association Amenities: Basketball Court, Cable TV, Clubhouse, Fitness Center, Gated, Park, Pickleball Court(s), Pool, Racquetball, Shuffleboard Court, Tennis Court(s), Trail(s)
  • Association Fee: 515
  • Association Fee Frequency: Quarterly
  • Association Name: Raymond Kowalski
  • Phone: 715.497.8153
  • Association: Yes
  • Security: Gated Community, Security System, Smoke Detector(s)
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Association Fee Requirement: Required
  • Association Email: president@arborlakeshernando.com
  • Association URL: arborlakeshernando.com

Fee Information

  • Total Annual Fees: 2060.00
  • Total Monthly Fees: 171.67
  • Monthly HOA Amount: 171.67

Schools

  • Elementary School: Hernando Elementary
  • High School: Citrus High School
  • Middle Or Junior School: Citrus Springs Middle School

Lot Info

  • Zoning: PDR
  • Parcel Number: 19E-18S-14-0140-000B0-0030
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: Sidewalk
  • Lot Dimensions: 72x105
  • Flood Zone Code: X

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Contact HOA President for full leasing rules and restrictions

Tax Info

  • Tax Annual Amount: 2462.68
  • Tax Block: B
  • Tax Book Number: 15-75
  • Tax Lot: 3

Multi Family

  • Approval Process: Must contact HOA prior to renting, must live there at least 6 months before renting, other restrictions apply.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 13, 2025
Closed on
Apr 25, 2025
Sold by
Groff Thomas and Groff Karrie Henk
Bought by
Rhodes Jon C and Rhodes Janis C
Seller's Agent
Nia Medina
SERHANT
Buyer's Agent
Nia Medina
SERHANT
List Price
$329,000
Sold Price
$320,000
Premium/Discount to List
-$9,000
-2.74%
Views
19
Current Estimated Value
$301,792

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$18,208
Avg. Annual Appreciation
-7.71%

Purchase Details

Listed on
Dec 8, 2022
Closed on
Feb 17, 2023
Sold by
Early Michael Steven and Early Gladys W
Bought by
Groff Thomas and Groff Karrie Henk
Seller's Agent
Katie Spires
Keller Williams Realty - Elite Partners II
Buyer's Agent
Ocala Marion Member
Ocala Marion County Association Member
List Price
$300,000
Sold Price
$295,000
Premium/Discount to List
-$5,000
-1.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.78%
Original Mortgage
$195,000
Interest Rate
6.48%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 1, 1999
Bought by
Early Michael Steven and Early Gladys W
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $320,000 None Listed On Document
Warranty Deed $320,000 None Listed On Document
Warranty Deed $295,000 Fidelity National Title
Deed $16,600 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $195,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/25/2025 04/25/25 Sold $320,000 -2.7% $252 / Sq Ft
03/25/2025 03/25/25 Pending -- -- --
03/13/2025 03/13/25 For Sale $329,000 +11.5% $259 / Sq Ft
02/17/2023 02/17/23 Sold $295,000 -1.7% $233 / Sq Ft View Prior Sale
01/18/2023 01/18/23 Pending -- -- --
12/08/2022 12/08/22 For Sale $300,000 -- $237 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,463 $189,017 $10,770 $178,247
2024 $1,109 $197,915 $10,020 $187,895
2023 $1,109 $105,952 $0 $0
2022 $1,036 $102,866 $0 $0
2021 $992 $99,870 $0 $0
2020 $957 $139,816 $10,020 $129,796
2019 $939 $126,053 $10,020 $116,033
2018 $908 $112,778 $6,750 $106,028
2017 $900 $92,539 $6,560 $85,979
2016 $904 $90,636 $7,640 $82,996
2015 $912 $90,006 $7,640 $82,366
2014 $955 $91,010 $11,658 $79,352
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: O6289471

Stellar MLS

APN: 19E-18S-14-0140-000B0-0030