$364,900

Estimated payment $2,408/month

Total Views 800
2 Beds
1 Bath
841 Sq Ft
$434 Price per Sq Ft

Highlights

  • Landscaped Professionally
  • Mature Trees
  • Property is near park
  • Davis Primary School Rated A-
  • Deck
  • Wood Flooring

About This Home

LOCATION, LOCATION, LOCATION! Opportunities like this rarely come available in one of the most sought-after locations in all of St. Charles. Nestled on the highly desirable west side of the Fox River and directly across from iconic Mount Saint Mary's Park, this beautifully updated ranch offers an unbeatable downtown lifestyle where everything you love is just steps from your front door. Enjoy easy access to the Fox River Trail, award-winning restaurants, charming boutique shops, riverfront activities, community events, and all the excitement that historic downtown St. Charles has to offer. Families will appreciate being served by highly acclaimed St. Charles School District 303. Originally built in 1952, this move-in ready home has been thoughtfully transformed with extensive improvements throughout. A substantial addition completed approximately 8-10 years ago expanded the living space and created a private retreat overlooking the backyard oasis. The open-concept floor plan offers comfortable everyday living, highlighted by rich hardwood flooring, abundant natural light, and seamless flow between the living and kitchen areas. The kitchen was completely reimagined and opened to the main living space, featuring updated countertops, flooring, and a full suite of state-of-the-art stainless steel appliances, including a newer refrigerator and dishwasher. The bathroom is spectacular and showcases exceptional tile craftsmanship and designer-inspired finishes that create a true spa-like experience. Major mechanical and structural updates provide peace of mind, including a newer roof (approximately 5 years old), newer siding, newer furnace, newer air conditioning system, updated electrical and wiring, updated plumbing, heated garage and numerous additional improvements throughout the home. Step outside and discover your own backyard paradise. Professionally landscaped grounds, a private rear deck, and a fully fenced yard create the perfect setting for relaxing, entertaining, or simply enjoying the peaceful surroundings. The addition's retreat space opens directly to the deck, offering beautiful backyard views and a wonderful connection to the outdoor living areas. Featuring 2 bedrooms, 1 beautifully updated bath, 841 square feet of thoughtfully designed living space, a 1-car garage, and a crawl space for additional storage, this home combines charm, modern updates, and an irreplaceable location that simply cannot be duplicated. Walk to downtown. Walk to the river. Walk to the park. This is St. Charles living at its finest.

Listing Agent

Ryan Carney

Keller Williams Inspire - Geneva License #475183641 Listed on: 07/16/2026

Keller Williams Inspire - Geneva

Co-Listing Agent

Karonica Carney

Keller Williams Inspire - Geneva License #475210234

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,096

Year Built

  • Built in 1952 | Remodeled in 2016

Lot Details

  • 6,621 Sq Ft Lot
  • Lot Dimensions are 55.9 x 118 x 55.9 x 118
  • Fenced
  • Landscaped Professionally
  • Paved or Partially Paved Lot
  • Mature Trees
  • Wooded Lot
  • Garden

Parking

  • 1 Car Attached Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Queen Anne Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 841 Sq Ft Home
  • 1-Story Property
  • Free Standing Fireplace
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Bonus Room
  • Crawl Space
  • Property Views

Kitchen

  • Range
  • High End Refrigerator
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Bathroom on Main Level
  • 1 Full Bathroom
  • Soaking Tub
  • Steam Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Fire Pit
  • Shed

Location

  • Property is near park

Schools

  • Richmond Elementary School
  • Thompson Middle School
  • St Charles East High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Ranch

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,096

Year Built

Built in 1952 | Remodeled in 2016

Lot Details

6,621 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Queen Anne
  • HabitableResidenceYN: Yes
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 1952
  • Age: 71-80 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2016
  • New Construction Y/N: No
  • Actual Status: New
  • SomePhotosVirtuallyStaged: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached
  • Year Renovated: 2016

Interior Features

  • Appliances: Range, Dishwasher, High End Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
  • Basement: Crawl Space
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Free Standing
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath, Granite Counters
  • LivingArea: 841
  • Room Type: Bonus Room
  • Estimated Total Finished Sq Ft: 0
  • Bathroom Amenities: Steam Shower,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: None
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Flooring: Hardwood

Exterior Features

  • Construction Materials: Vinyl Siding
  • ExteriorFeatures: Fire Pit
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • Lot Features: Landscaped, Wooded, Mature Trees, Garden, Views
  • OtherStructures: Shed(s)
  • Patio And Porch Features: Deck
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 1
  • Parking Features: Asphalt, Concrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage
  • ParkingTotal: 1

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Richmond Elementary School
  • High School: St Charles East High School
  • Middle/Junior School: Thompson Middle School

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.152
  • Lot Dimensions: 55.9 x 118 x 55.9 x 118
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5096
  • Tax Year: 2025
  • Tax Exemptions: Homeowner,Senior

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,240 $81,690 $32,398 $49,292
2023 $4,571 $73,114 $28,997 $44,117
2022 $4,722 $69,484 $28,406 $41,078
2021 $4,505 $66,232 $27,077 $39,155
2020 $4,444 $64,997 $26,572 $38,425
2019 $4,350 $63,710 $26,046 $37,664
2018 $4,042 $59,726 $23,429 $36,297
2017 $4,331 $57,684 $22,628 $35,056
2016 $4,537 $55,658 $21,833 $33,825
2015 -- $52,856 $21,598 $31,258
2014 -- $49,727 $21,598 $28,129
2013 -- $50,035 $21,814 $28,221
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/16/2026 07/16/26 For Sale $364,900 +109.7% $434 / Sq Ft
03/10/2015 03/10/15 Sold $174,000 -0.5% -- View Prior Sale
02/09/2015 02/09/15 Pending -- -- --
11/24/2014 11/24/14 For Sale $174,900 +87.1% --
05/27/2014 05/27/14 Sold $93,500 0.0% -- View Prior Sale
05/06/2014 05/06/14 Pending -- -- --
04/30/2014 04/30/14 Off Market $93,500 -- --
04/28/2014 04/28/14 For Sale $92,900 -0.6% --
04/24/2014 04/24/14 Off Market $93,500 -- --
04/18/2014 04/18/14 For Sale $92,900 -- --
Source: Midwest Real Estate Data (MRED)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $180,000 Fidelity National Title
Warranty Deed $174,000 Chicago Title Insurance Co
Special Warranty Deed $93,500 Central Illinois Title Co
Warranty Deed -- None Available
Warranty Deed $208,500 Multiple
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $132,275 FHA
Previous Owner $168,780 New Conventional
Previous Owner $198,050 Purchase Money Mortgage
Previous Owner $100,000 Credit Line Revolving
Previous Owner $25,000 Credit Line Revolving
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12697237

Midwest Real Estate Data (MRED)

APN: 09-34-401-013

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