$249,900

Treasure Cove 3600 Thomas Dr Unit C104 Panama City, FL 32408

Estimated payment $2,020/month

1 Bed
1 Bath
656 Sq Ft
$381 Price per Sq Ft

Highlights

  • Boat Dock
  • Pool House
  • Resort Property
  • J.R. Arnold High School Rated A-
  • Home fronts a lagoon or estuary
  • Lagoon View

About This Home

Super Low Condo Fees!! PCB waterfront living with a Community Pool! This Treasure Cove Condominium Unit, affectionately named "Crabby Lagoon" is a classic Panama City Beach Condo located on Grand Lagoon at Thomas Drive. This 1 bedroom 1 bath looks & feels brand new with fresh interior paint, fully renovated bath with 2023 beautifully tiled walk-in shower, vanity, toilet, sink, exhaust/light and tile. 2022 SS Appliances, Dual W/D Unit, 2019 HVAC, 2023 Balcony Ceiling, Balcony shade, electric blinds, and a barn door added on the hall closet. Some furnishings are included, i.e. brand new King Adjustable Bed, headboard and platform. There is a well kept Community Pool, clubhouse and dock with overnight boat mooring allowed. This unit is on the short term rental program with Real Joy Vacation Rentals. Located less than 1 mile from the white sandy beaches and Public Access #5. This unit is on the 1st floor and overlooks the community pool, dock and Grand Lagoon. This small condo community is close to everything but out of the mainstream busy beach population.

Listing Agent

Cynthia Miller

Xcellence Realty Inc. Brokerage Phone: 8665956025 License #3387279 Listed on: 08/29/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,431

Year Built

  • Built in 1985 | Remodeled

Lot Details

  • Landscaped

HOA Fees

  • $458 Monthly HOA Fees

Parking

  • 2 Parking Spaces

Home Design

  • Newly Painted Property
  • Pillar, Post or Pier Foundation
  • Off Grade Structure
  • Frame Construction
  • Shingle Roof
  • Masonite

Interior Spaces

  • 656 Sq Ft Home
  • Partially Furnished
  • Woodwork
  • Ceiling Fan
  • Double Pane Windows
  • Blinds
  • Drapes & Rods
  • Solar Screens
  • Insulated Doors
  • Security Lights

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Bamboo
  • Tile

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Pool

  • Pool House
  • In Ground Pool
  • Outdoor Shower

Outdoor Features

  • Bulkhead
  • Docks
  • Balcony
  • Porch

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Internet Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 31430104000

Community Details

Overview

  • Association fees include accounting, insurance, legal, maintenance structure, ground maintenance, recreational facilities
  • Resort Property
  • Treasure Cove Subdivision

Amenities

  • Clubhouse
  • Meeting Room

Recreation

  • Boat Dock

Building Details

  • Gross Income $13,500

Security

  • Fire and Smoke Detector
  • Fire Sprinkler System

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,431

Year Built

Built in 1985 | Remodeled

Lot Details

0

HOA Fees

$458 per month

Listing Details

  • Attribution Contact: 8665956025
  • Directions: South on Thomas Drive, Cross Grand Lagoon Bridge, Treasure Cove Condos on Right, Bldg C, Unit 104, 1st Floor
  • Prop. Type: Residential
  • Property Sub Type: Condominium
  • Lot Size: 0 x 0
  • Road Frontage Type: City Street
  • Subdivision Name: Treasure Cove
  • Carport Y N: No
  • Garage Yn: No
  • Property Attached Yn: Yes
  • Structure Type: Condo
  • Year Built: 1985
  • NAV22_ResortRentalYN: Yes
  • NAV22_BuildersWarrantyYN: No
  • NAV22_PoolType: Community
  • Special Features: None

Interior Features

  • Appliances: Dryer, Washer, Dishwasher, Disposal, Microwave, Refrigerator w/Ice Maker, Electric Oven, Electric Water Heater
  • Furnished: Partially
  • Interior Amenities: Breakfast Bar, Lock Out Closet, Newly Painted, Renovated, Woodwork Painted
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Door Features: Insulated Door(s)
  • Fireplace: No
  • Flooring: Bamboo, Tile
  • Living Area: 656
  • Window Features: Drapery Rods, Window Treatments, Double Pane Windows, Solar Screens
  • Master Bedroom Features: Blinds

Exterior Features

  • Exterior Features: Bulkhead/Seawall, Dock, Dumpster, Other, Outdoor Shower
  • Lot Features: Landscaped, Boating Access, Sidewalks, Within 1/2 Mile of Water
  • Other Structures: Pool House
  • Roof: Shingle
  • Pool Features: In Ground
  • Pool Private: Yes
  • View: Lagoon, Water
  • View: Yes
  • Waterfront Features: Lagoon
  • Waterfront: Yes
  • Construction Type: Frame, Masonite
  • Foundation Details: Off Grade, Pillar/Post/Pier
  • Patio And Porch Features: Balcony, Porch
  • Property Condition: Construction Complete

Garage/Parking

  • Attached Garage: No
  • Parking Features: See Remarks
  • Total Parking Spaces: 2

Utilities

  • Cooling: Central Electric, Ceiling Fan(s)
  • Heating: Central Electric
  • Sewer: Public Sewer
  • Utilities: Cable Connected, Electricity Connected, Internet Available, Sewer Connected, Water Connected, Private Trash
  • Laundry Features: Washer/Dryer Hookup
  • Security: Fire Alarm/Sprinkler System, Smoke Detector(s), Security Lights
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 457.67
  • Community Features: Boat Dock Community, Clubhouse, Community Room, Pool
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Insurance, Legal, Maintenance Structure, Maintenance Grounds, Recreational Facilities

Lot Info

  • Additional Parcels: No
  • Parcel #: 31430104000
  • Zoning Description: Residential Multi-Family

Rental Info

  • Lease Term: Short Term Lease

Multi Family

  • Annual Gross Income: 13500

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,431 $176,384 -- $176,384
2023 $2,431 $191,250 $0 $191,250
2022 $1,358 $84,387 $0 $0
2021 $987 $71,528 $0 $0
2020 $831 $65,025 $0 $65,025
2019 $841 $65,025 $0 $65,025
2018 $1,000 $76,715 $0 $0
2017 $793 $55,842 $0 $0
2016 $723 $50,765 $0 $0
2015 $649 $46,150 $0 $0
2014 $641 $45,603 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2025 08/29/25 For Sale $249,900 +2.0% $381 / Sq Ft
12/15/2022 12/15/22 Off Market $245,000 -- --
09/14/2022 09/14/22 Sold $245,000 -7.5% $373 / Sq Ft
08/14/2022 08/14/22 Pending -- -- --
07/23/2022 07/23/22 For Sale $265,000 +174.6% $404 / Sq Ft
06/20/2022 06/20/22 Off Market $96,500 -- --
03/22/2017 03/22/17 Sold $96,500 -2.5% $147 / Sq Ft
02/24/2017 02/24/17 Pending -- -- --
11/23/2016 11/23/16 For Sale $99,000 -- $151 / Sq Ft
Source: Forgotten Coast REALTOR® Association

Purchase History

Date Type Sale Price Title Company
Warranty Deed $245,000 --
Warranty Deed $96,500 None Available
Special Warranty Deed $45,000 Attorney
Trustee Deed $7,800 None Available
Interfamily Deed Transfer $36,500 None Available
Warranty Deed $57,300 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $196,000 New Conventional
Previous Owner $144,000 Unknown
Previous Owner $60,000 Unknown
Source: Public Records

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Source: Forgotten Coast REALTOR® Association

MLS Number: 323924

Forgotten Coast REALTOR® Association

APN: 31430-104-000