NOT LISTED FOR SALE

362 Ogden Falls Blvd Unit 114 Oswego, IL 60543

North Oswego Neighborhood

Estimated Value: $283,000 - $312,000

3 Beds
2 Baths
1,400 Sq Ft
$209/Sq Ft Est. Value

Last Sold August 06, 2013

Last sale price $124,000 $89 Per Sq Ft

Est. 137% increase in value since last sale

Current estimated payment $2,192/month

53 Days on Market

Highlights

  • Central Air
  • Churchill Elementary School Rated A-
  • 2-minute walk to Ogden Falls Park

About This Home

As of August 2013

Attractive single family with new paint and carpet throughout. First floor with attractive wood laminate. Large front yard. This is a Fannie Mae Home Path property! Purchase for as little as 3% down. Property approved for HomePath Mortgage/HomePath Renovation Financing. See HomePath website for more details. **HIGHEST AND BEST DUE 6/11 BY 8AM***

Last Listed By

Teresa Ryan

Century 21 Circle License #471003290 Listed on: 04/22/2013

Century 21 Circle

Property Details

Home Type

  • Other

Est. Annual Taxes

  • $5,940

Year Built

  • 1997

Lot Details

  • 3,790

HOA Fees

  • $55 per month

Parking

  • Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Slab Foundation
  • Asphalt Shingled Roof
  • Aluminum Siding
  • Vinyl Siding

Additional Features

  • Basement Fills Entire Space Under The House
  • Central Air

Property Details

Home Type

Other

Est. Annual Taxes

$5,940

Year Built

1997

Lot Details

0

HOA Fees

$55 per month

Parking

2

Interior Features

  • Total # Of Rooms: 6
  • Basement: Full
  • Basement: Unfinished
  • Master Bedroom Level: 2nd Level
  • Master Bedroom Size: 14X13
  • Master Bedroom Flooring: Carpet
  • Second Bedroom Level: 2nd Level
  • Second Bedroom Size: 12X12
  • Second Bedroom Flooring: Carpet
  • Third Bedroom Level: 2nd Level
  • Third Bedroom Size: 10X10
  • Third Bedroom Flooring: Carpet
  • Living Room Level: Main Level
  • Living Room Size: 21X15
  • Living Room Flooring: Wood Laminate
  • Dining Room Level: Main Level
  • Dining Room Size: 8X8
  • Dining Room Flooring: Wood Laminate
  • Kitchen Level: Main Level
  • Kitchen Size: 12X8
  • Kitchen Flooring: Wood Laminate

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Aluminum Siding, Vinyl Siding
  • Roof Type: Asphalt/Glass (Shingles)

Garage/Parking

  • Number of Cars: 2
  • Parking Type: Garage
  • Garage Type: Garage Door Opener(s)
  • Driveway: Concrete

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Heat/Fuel: Gas, Forced Air

Condo/Co-op/Association

  • Fee Frequency: Monthly
  • Assessment/Association Fees: 55

Schools

  • Junior High Dist: 308

Lot Info

  • Lot Dimensions: 41 X 93

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 22, 2013
Closed on
Jul 17, 2013
Sold by
Fannie Mae
Bought by
Holmes Eric and Holmes Andrea
Seller's Agent
Teresa Ryan
Century 21 Circle
Buyer's Agent
Annette Panzek
Annette C Panzek LTD
List Price
$124,000
Sold Price
$124,000
Total Days on Market
53
Current Estimated Value
$293,283

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$169,283
Avg. Annual Appreciation
7.46%
Original Mortgage
$121,754
Interest Rate
4.4%
Mortgage Type
FHA

Purchase Details

Closed on
Dec 21, 2012
Sold by
Ochoa Natividad
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Aug 25, 2006
Sold by
Ochoa Pedro and Ochoa Maria L
Bought by
Ochoa Natividad

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,540
Interest Rate
6.77%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Apr 30, 2003
Sold by
Ochoa Pedro
Bought by
Ochoa Pedro and Ochoa Maria L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$105,500
Interest Rate
5.29%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 4, 2002
Sold by
Hud
Bought by
Ochoa Pedro

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,805
Interest Rate
6.13%

Purchase Details

Closed on
Sep 10, 2002
Sold by
Mcginnis Michael A and Mcginnis Zaneta
Bought by
Hud

Purchase Details

Closed on
Dec 29, 1997
Sold by
Lord & Essex Inc
Bought by
Mcknight Michael A and Mcginnis Mcknight Zaneta

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,884
Interest Rate
7.26%
Mortgage Type
FHA

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Holmes Eric $124,000 Attorneys Title Guaranty Fun
Federal National Mortgage Association -- None Available
Ochoa Natividad $208,000 Chicago Title Insurance Comp
Ochoa Pedro -- Law Title Insurance Co Inc
Ochoa Pedro -- Stewart Title Company
Hud -- --
Mcknight Michael A $114,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Holmes Eric $184,000
Closed Holmes Andrea $147,500
Closed Holmes Eric $145,000
Closed Holmes Eric $123,000
Closed Holmes Eric $121,754
Previous Owner Ochoa Natividad $202,540
Previous Owner Ochoa Pedro $15,000
Previous Owner Ochoa Pedro $105,500
Previous Owner Ochoa Pedro $100,805
Previous Owner Mcknight Michael A $112,878
Previous Owner Mcknight Michael A $112,878
Previous Owner Mcknight Michael A $112,884
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/06/2013 08/06/13 Sold $124,000 0.0% $89 / Sq Ft
06/14/2013 06/14/13 Pending -- -- --
06/05/2013 06/05/13 For Sale $124,000 0.0% $89 / Sq Ft
05/16/2013 05/16/13 Pending -- -- --
04/22/2013 04/22/13 For Sale $124,000 -- $89 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,940 $78,241 $13,374 $64,867
2022 $5,940 $71,781 $12,270 $59,511
2021 $5,600 $65,854 $11,257 $54,597
2020 $5,416 $63,321 $10,824 $52,497
2019 $5,044 $58,549 $10,824 $47,725
2018 $4,751 $55,115 $10,189 $44,926
2017 $4,592 $50,797 $9,391 $41,406
2016 $4,384 $48,148 $8,901 $39,247
2015 $4,077 $43,377 $8,019 $35,358
2014 -- $42,113 $7,785 $34,328
2013 -- $42,539 $7,864 $34,675
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08323236

Midwest Real Estate Data (MRED)

APN: 03-02-470-004