$399,000
$40K PRICE DROP PRE-FORECLOSURE The borrower is in default on their loan obligation and/or the bank or lender has initiated foreclosure proceedings. This property is occupied, do not disturb the occupants. Trespassing is a criminal offense.

Estimated payment $2,479/month

Total Views 2,875
3 Beds
3 Baths
2,108 Sq Ft
$189 Price per Sq Ft

Highlights

  • Contemporary Architecture
  • Freestanding Bathtub
  • No HOA
  • J.R. Arnold High School Rated A-
  • Bonus Room
  • Covered Patio or Porch

About This Home

Nestled on a spacious 0.25-acre lot on the desirable east end of Panama City Beach, this unique home is full of character and coastal charm. The large lot offers plenty of room for a private pool! With 3 bedrooms, 3 full bathrooms, and two inviting living areas (one on each floor) there's space for everyone to spread out and enjoy.The oversized master suite offers a private retreat, complete with its own balcony, a large walk-in closet (with laundry hookup!), and a gorgeous en suite bathroom featuring a sleek, standalone soaking tub.Downstairs, you'll find a cozy living room centered around a wood-burning fireplace and a versatile bonus room that's currently used as a 4th bedroom, but perfect for guests, a home office, or creative space.Step outside to a private courtyard and patio ideal for entertaining, plus a powered workshop for hobbies or extra storage. Located just minutes from the beach, Navy base, shopping, dining, and entertainment, this home offers a rare combination of space, charm, and convenience in one of the area's most sought-after locations.

Listing Agent

Kelli Sullivan

Beachy Beach Real Estate License #BK0670682 Listed on: 07/07/2025

Beachy Beach Real Estate

Co-Listing Agent

Renata Murphree

Beachy Beach Real Estate License #3249733

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,847

Year Built

  • Built in 1984

Lot Details

  • 0.25 Acre Lot
  • Lot Dimensions are 100x110
  • Fenced
  • Zoning described as Resid Multi-Family,Resid Single Family

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Wood Siding
  • Stucco

Interior Spaces

  • 2,108 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Recessed Lighting
  • Track Lighting
  • Fireplace
  • Window Treatments
  • Family Room
  • Breakfast Room
  • Bonus Room
  • Tile Flooring

Kitchen

  • Electric Oven
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 3 Full Bathrooms
  • Freestanding Bathtub
  • Soaking Tub

Outdoor Features

  • Balcony
  • Covered Patio or Porch

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Grand Lagoon Banks Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,847

Year Built

Built in 1984

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1984
  • Property Sub Type: Detached
  • Lot Size Acres: 0.25
  • Lot Size: 100x110
  • Road Surface Type: Paved
  • Co List Office Mls Id: BBBI
  • Co List Office Phone: (850) 233-4351
  • Subdivision Name: Grand Lagoon Banks
  • Architectural Style: Contemporary
  • New Construction: No
  • Property Attached Yn: No
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Oven, Electric Water Heater, Disposal, Refrigerator
  • Interior Amenities: Fireplace, Kitchen Island, Recessed Lighting, Split Bedrooms, Track Lighting, Window Treatments
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace: Yes
  • Flooring: Luxury Vinyl Plank, Tile
  • Living Area: 2108.0
  • Dining Room Type: Breakfast Room/Nook, Bonus Room, Bedroom, Family Room, Kitchen, Primary Bedroom
  • Stories: 2
  • Window Features: Bay Window(s)

Exterior Features

  • Pool Features: None
  • Fencing: Fenced
  • Waterfront: No
  • Construction Type: Stucco, Wood Siding, Wood Frame
  • Exterior Features: Balcony, Patio
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony, Covered, Open, Patio, Porch

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Electricity Available, Septic Available, Trash Collection
  • Cooling: Central Air, Ceiling Fan(s), Electric, Multi Units
  • Heating: Central, Electric, Fireplace(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Septic Tank

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Subdivision
  • Lot Size Sq Ft: 10890.0
  • Zoning Description: Resid Multi-Family,Resid Single Family

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 3847.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,812 $309,797 $83,304 $226,493
2023 $3,812 $301,724 $72,446 $229,278
2022 $2,640 $220,386 $0 $0
2021 $2,547 $200,351 $0 $0
2020 $2,256 $182,137 $55,269 $126,868
2019 $2,157 $171,839 $53,400 $118,439
2018 $2,209 $173,301 $0 $0
2017 $1,765 $174,265 $0 $0
2016 $1,820 $176,030 $0 $0
2015 -- $149,906 $0 $0
2014 -- $152,432 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/22/2025 08/22/25 Price Changed $399,000 -2.4% $189 / Sq Ft
07/17/2025 07/17/25 Price Changed $409,000 -6.8% $194 / Sq Ft
07/07/2025 07/07/25 For Sale $439,000 +23.7% $208 / Sq Ft
12/27/2022 12/27/22 Off Market $355,000 -- --
09/27/2022 09/27/22 Sold $355,000 -2.7% $168 / Sq Ft
08/18/2022 08/18/22 Pending -- -- --
08/14/2022 08/14/22 Price Changed $365,000 -8.5% $173 / Sq Ft
07/29/2022 07/29/22 For Sale $399,000 0.0% $189 / Sq Ft
07/12/2022 07/12/22 Pending -- -- --
07/11/2022 07/11/22 For Sale $399,000 0.0% $189 / Sq Ft
07/05/2022 07/05/22 Off Market $2,000 -- --
07/05/2022 07/05/22 Off Market $1,700 -- --
06/20/2022 06/20/22 Off Market $207,500 -- --
06/20/2022 06/20/22 Pending -- -- --
05/23/2022 05/23/22 Price Changed $399,000 -11.1% $189 / Sq Ft
05/20/2022 05/20/22 For Sale $449,000 0.0% $213 / Sq Ft
11/01/2019 11/01/19 Rented $2,000 0.0% --
11/01/2019 11/01/19 Under Contract -- -- --
10/12/2019 10/12/19 For Rent $2,000 +17.6% --
12/28/2017 12/28/17 Rented $1,700 -15.0% --
12/18/2017 12/18/17 Under Contract -- -- --
11/06/2017 11/06/17 For Rent $2,000 0.0% --
08/21/2015 08/21/15 Sold $207,500 -15.3% $90 / Sq Ft
07/17/2015 07/17/15 Pending -- -- --
05/11/2015 05/11/15 For Sale $245,000 -- $107 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $355,000 South Oak Title
Warranty Deed $355,000 South Oak Title
Warranty Deed $207,500 Mti Title Ins Agency Inc
Warranty Deed $162,500 Lawyers Title Agency Of Nort
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $342,814 VA
Closed $342,814 VA
Previous Owner $215,380 VA
Previous Owner $27,500 Seller Take Back
Previous Owner $82,126 Unknown
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 775969

Central Panhandle Association of REALTORS®

APN: 30173-010-000