NOT LISTED FOR SALE

3628 Bay Ct Saint Cloud, FL 34769

Estimated Value: $199,860 - $245,000

2 Beds
1 Bath
884 Sq Ft
$249/Sq Ft Est. Value

About This Home

This home is located at 3628 Bay Ct, Saint Cloud, FL 34769 and is currently estimated at $219,965, approximately $248 per square foot. 3628 Bay Ct is a home located in Osceola County with nearby schools including Neptune Elementary School, St. Cloud High School, and St. Cloud Middle School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jan 23, 2025
Sold by
Joy A Borgman Revocable Trust and Borgman Joy A
Bought by
Michelle Borgman Supplemental Needs Trust and Borgman
Current Estimated Value
$219,965

Purchase Details

Closed on
Feb 8, 2023
Sold by
Joy A Borgman Revocable Trust
Bought by
Lorant Michelle

Purchase Details

Closed on
Dec 16, 2008
Sold by
Borgman Gary A and Borgman Joy A
Bought by
Borgman Joy A and Borgman Gary A

Purchase Details

Closed on
Oct 17, 2007
Sold by
Trover Mildred L J
Bought by
Borgman Gary A and Borgman Joy A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$70,000
Interest Rate
6%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 19, 2002
Sold by
Trover Mildred L
Bought by
Trover Mildred L

Purchase Details

Closed on
Jan 12, 1999
Sold by
Shank Robert C and Shank Rose E
Bought by
Trover Mildred L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Michelle Borgman Supplemental Needs Trust -- None Listed On Document
Michelle Borgman Supplemental Needs Trust -- None Listed On Document
Lorant Michelle -- --
Borgman Joy A -- Attorney
Borgman Gary A $139,500 None Available
Trover Mildred L -- --
Trover Mildred L $59,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Borgman Gary A $70,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,237 $167,400 $25,000 $142,400
2024 $2,120 $171,000 $25,000 $146,000
2023 $2,120 $95,898 $0 $0
2022 $1,766 $121,800 $14,900 $106,900
2021 $1,601 $102,300 $14,900 $87,400
2020 $1,399 $81,500 $14,900 $66,600
2019 $1,237 $65,500 $14,900 $50,600
2018 $1,150 $60,300 $14,900 $45,400
2017 $1,068 $54,900 $14,900 $40,000
2016 $999 $50,900 $14,900 $36,000
2015 $989 $49,400 $14,900 $34,500
2014 $941 $46,700 $14,200 $32,500
Source: Public Records

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