$265,000
SOLD JAN 23, 2026

3682 E Lake Todd Dr Hernando, FL 34442

3 Beds
2 Baths
1,623 Sq Ft
7,200 Sq Ft Lot

Recently Sold

$163 Per Sq Ft

1% Below List Price

30 Days on Market

Highlights

  • Fitness Center
  • Gated Community
  • Open Floorplan
  • Active Adult
  • Waterfront
  • Clubhouse

About This Home

As of January 2026

Welcome HOME to Arbor Lakes Estates – A Private Gated 55+ Lakeside Community! Discover the perfect blend of comfort, community, and natural beauty in this sought-after lakefront community. The living space is just the right size at the right price... a TRUE VALUE in today's market. The core living area of the home provides a Living Room, Kitchen plus both Casual & Formal Dining Areas. These areas all open to an oversized Screened Lanai that welcome the outside into the home... providing great place to entertain family and friends. The spacious private Owner's Ensuite is a great spot to relax after a day full of activity. A Guest Bedroom plus a 3rd Bedroom/Study, Guest Bath, Laundry Room and 2 Car Garage complete the home. The sense of volume & open space is provided by the Cathedral Ceiling in the main living area. Arbor Lakes Estates offers you a relaxed friendly Florida lifestyle at its finest. Enjoy serene lakeside walking trails, picnic areas, a fishing pier, boat launch all just minutes from your door. You can relax by the community pool that overlooks the lake or connect with friends and neighbors at the vibrant clubhouse that hosts a variety of activities. This well-cared-for home is ready for you... providing the ideal setting for you to enjoy all the amenities that Arbor Lakes has to offer. All this at an affordable price. Don’t miss your chance to live in this friendly lakeside neighborhood. The tranquil location is only a short drive from both the core of Citrus County & Ocala markets for all both areas have to offer. This is Florida Living at it's finest... Don't MISS OUT!

Last Agent to Sell the Property

Carl Manucci

REALTRUST REALTY License #647215 Listed on: 12/01/2025

Last Buyer's Agent

Deanna Hance

RE/MAX Champions License #3456402

RE/MAX Champions

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,292

Year Built

  • Built in 1998

Lot Details

  • 7,200 Sq Ft Lot
  • Waterfront
  • Property fronts a private road
  • Landscaped
  • Rectangular Lot
  • Sprinkler System
  • Property is zoned PDR

HOA Fees

  • $172 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Block Foundation
  • Shingle Roof
  • Ridge Vents on the Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 1,623 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Tray Ceiling
  • Cathedral Ceiling
  • Blinds
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Electric Oven
  • Electric Range
  • Built-In Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer
  • Laundry Tub

Outdoor Features

  • Water Access
  • Gazebo
  • Rain Gutters

Schools

  • Hernando Elementary School
  • Citrus Springs Middle School
  • Citrus High School

Utilities

  • Central Air
  • Heat Pump System
  • Underground Utilities

Community Details

Overview

  • Active Adult
  • Association fees include cable TV, high speed internet, legal/accounting, pool(s), recreation facilities, reserve fund, road maintenance, tennis courts, trash
  • Arbor Lakes HOA, Phone Number (352) 812-8086
  • Arbor Lakes Subdivision

Recreation

  • Tennis Courts
  • Shuffleboard Court
  • Fitness Center
  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,292

Year Built

Built in 1998

Lot Details

0

HOA Fees

$172 per month

Parking

2

Listing Details

  • Architectural Style: Ranch
  • Carport Y N: No
  • Directions: State Road 200 (N Carl G Rose Hwy), turn into Arbor Lakes Dr. - After Gate - LEFT onto E Cove Park Trail - RIGHT onto E Lake Todd - HOME IS ON THE RIGHT SIDE.
  • Water Frontage Type: Waterfront
  • Garage Yn: Yes
  • Lot Size Acres: 0.17
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Building Stories: 1
  • Subdivision Name: Arbor Lakes
  • Year Built: 1998
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Disposal, Microwave Hood Fan, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Carpet, Luxury Vinyl Plank, Tile
  • Interior Amenities: Breakfast Bar, Tray Ceiling(s), Cathedral Ceiling(s), Primary Suite, Open Floorplan, Split Bedrooms, Solar Tube(s), Walk-In Closet(s), Window Treatments
  • Living Area: 1623.0
  • Window Features: Blinds

Exterior Features

  • Construction Type: Stucco
  • Exterior Features: Sprinkler/Irrigation, Landscaping, Rain Gutters, Concrete Driveway
  • Foundation Details: Block
  • Lot Features: Rectangular
  • Other Structures: Gazebo
  • Pool Features: None, Community
  • Roof: Asphalt, Shingle, Ridge Vents
  • Waterfront Features: Water Access
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Concrete, Driveway, Garage, Garage Door Opener
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Laundry Features: Laundry - Living Area, Laundry Tub
  • Security: Gated Community, Smoke Detector(s)
  • Sewer: Public Sewer
  • Utilities: Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 172.0
  • Association Fee Frequency: Monthly
  • Association Name: Arbor Lakes HOA
  • Phone: (352) 812-8086
  • Association: Yes
  • Community Features: Clubhouse, Community Pool, Fitness, Pickleball, Shuffleboard, Street Lights, Sidewalks, Tennis Court(s), Gated
  • Senior Community: Yes

Fee Information

  • Association Fee Includes: Cable TV, High Speed Internet, Legal/Accounting, Pool(s), Recreation Facilities, Reserve Fund, Road Maintenance, Tennis Courts, Trash

Schools

  • Elementary School: Hernando Elementary
  • High School: Citrus High
  • Middle Or Junior School: Citrus Springs Middle

Lot Info

  • Lot Size Sq Ft: 7200.0
  • Zoning: PDR

Tax Info

  • Tax Annual Amount: 1291.69
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 1, 2025
Closed on
Jan 23, 2026
Sold by
Groebe Gerald H and Groebe Evelyn J
Bought by
Romer Diane E
Seller's Agent
Carl Manucci
REALTRUST REALTY
Buyer's Agent
Deanna Hance
RE/MAX Champions
List Price
$269,000
Sold Price
$265,000
Premium/Discount to List
-$4,000
-1.49%
Views
26

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
33.23%

Purchase Details

Closed on
Apr 4, 2006
Sold by
Mcvey Douglas E and Mcvey Rita
Bought by
Groebe Gerald H and Groebe Evelyn J

Purchase Details

Closed on
Apr 30, 2003
Sold by
Rocheleau Maurice J and Rocheleau Mary F
Bought by
Mcvey Douglas E and Mcvey Rita

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$127,500
Interest Rate
5.76%
Mortgage Type
VA

Purchase Details

Closed on
May 1, 1998
Bought by
Groebe Gerald H and Groebe Evelyn J
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $227,700 First American Title Ins Co
Warranty Deed $127,500 American Title Svcs Of Citru
Deed $16,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $127,500 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/23/2026 01/23/26 Sold $265,000 -1.5% $163 / Sq Ft
12/31/2025 12/31/25 Pending -- -- --
12/01/2025 12/01/25 For Sale $269,000 -- $166 / Sq Ft
Source: REALTORS® Association of Citrus County

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,204 $115,515 -- --
2024 $1,167 $112,259 -- --
2023 $1,167 $108,989 $0 $0
2022 $1,090 $105,815 $0 $0
2021 $1,045 $102,733 $0 $0
2020 $998 $145,264 $9,830 $135,434
2019 $980 $132,788 $9,830 $122,958
2018 $949 $117,059 $6,620 $110,439
2017 $941 $95,191 $6,430 $88,761
2016 $945 $93,233 $7,490 $85,743
2015 $954 $92,585 $7,490 $85,095
2014 $969 $91,850 $11,428 $80,422
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REALTORS® Association of Citrus County

MLS Number: 849964

REALTORS® Association of Citrus County

APN: 19E-18S-14-0140-000C0-0100