$375,000
SOLD JAN 30, 2026

3773 E Lake Todd Dr Hernando, FL 34442

3 Beds
2 Baths
1,999 Sq Ft
0.28 Acres

Recently Sold

$188 Per Sq Ft

1% Below List Price

21 Days on Market

Highlights

  • Docks
  • Boat Ramp
  • Heated In Ground Pool
  • Community Boat Facilities
  • Fitness Center
  • RV Access or Parking

About This Home

As of January 2026

Welcome to your Florida oasis in the highly sought-after Arbor Lakes 55+ community! This beautifully maintained corner-lot home enjoys extra privacy with a serene green space behind it. From the moment you arrive, you’ll appreciate the inviting paver driveway and walkway leading to the elegant double-door entry. Step inside to a bright, open-concept living area featuring a formal dining room, spacious great room, and an eat-in kitchen perfect for entertaining or everyday living.
Enjoy year-round comfort in the heated and cooled Florida room with upgraded sliders that open to the stunning paver lanai and screened-in, heated sports pool, deep in the middle and shallow on the sides, ideal for swimming laps or relaxing afternoons in the sun. The master suite offers a walk-in closet, access to the Florida room, and a beautifully updated en-suite bath with a tile walk-in shower, dual sinks, and granite countertops. Two additional bedrooms provide plenty of flexibility one featuring pocket doors and perfect for a home office or guest space. The guest bath is also tastefully updated with granite finishes and a walk-in shower. Additional highlights include ceramic tile, lush carpet in the bedrooms, a laundry room with abundant storage and washer/dryer included, a full-house generator, hybrid water heater, gutters, sprinkler system, golf cart, solar panels that are completely paid off keeping electric bills at approximately $30 per month, a 2019 roof, and a 2021 AC system. The home is being sold partially furnished for your convenience. This home is truly move-in ready; all the updates have been done for you! Just bring your suitcase. Enjoy low HOA fees of just $515 per quarter covering cable, Wi-Fi, trash, and recycling. Arbor Lakes offers direct access to the lake with a private boat ramp, tennis courts, shuffleboard, a community pool, fitness center and a clubhouse offering various social events. For an additional fee, RV and boat storage is also available within the community. Don’t miss the opportunity to make this Arbor Lakes gem your own, a perfect blend of comfort, style, and resort-style living right in the heart of Florida!

Last Agent to Sell the Property

Laurie Callahan

Century 21 J.W.Morton R.E. License #3364331 Listed on: 12/06/2025

Century 21 J.W.Morton R.E.

Co-Listed By

Jennifer Feeser

Century 21 J.W.Morton R.E. License #3560346

Last Buyer's Agent

Laurie Callahan

Century 21 J.W.Morton R.E. License #3364331 Listed on: 12/06/2025

Century 21 J.W.Morton R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,488

Year Built

  • Built in 1997

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 124x98
  • Property fronts a county road
  • Landscaped
  • Corner Lot
  • Property is zoned PDR

HOA Fees

  • $172 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Brick Driveway
  • RV Access or Parking

Home Design

  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Asphalt Roof
  • Stucco

Interior Spaces

  • 1,999 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Vaulted Ceiling
  • Blinds
  • Double Door Entry
  • Sliding Doors

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Dishwasher
  • Laminate Countertops

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Shower Only
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Eco-Friendly Details

  • Solar Power System

Pool

  • Heated In Ground Pool
  • Saltwater Pool
  • Screen Enclosure

Outdoor Features

  • Boat Ramp
  • Docks
  • Lake Privileges
  • Rain Gutters

Schools

  • Hernando Elementary School
  • Inverness Middle School
  • Citrus High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

Overview

  • Active Adult
  • Association fees include cable TV, high speed internet, pool(s), tennis courts
  • Arbor Lakes Association, Phone Number (352) 812-8086
  • Arbor Lakes Subdivision

Amenities

  • Clubhouse
  • Community Kitchen

Recreation

  • Community Boat Facilities
  • Tennis Courts
  • Shuffleboard Court
  • Fitness Center
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,488

Year Built

Built in 1997

Lot Details

0

HOA Fees

$172 per month

Parking

2

Listing Details

  • Architectural Style: One Story
  • Carport Y N: No
  • Co List Office Phone: (352) 726-6668
  • Directions: From Inverness, Hwy 41N, Rt. on 200 to Arbor Lakes through gate, L to E Cove Park Ln. Rt. on Lake Todd, home is on the left.
  • Garage Yn: Yes
  • Green Power: Solar
  • Unit Levels: One
  • Lot Size Acres: 0.28
  • Lot Size: 124x98
  • New Construction: No
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Prop. Type: Residential
  • Road Frontage Type: County Road
  • Road Surface Type: Paved
  • Building Stories: 1
  • Subdivision Name: Arbor Lakes
  • Year Built: 1997
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Some Propane Appliances, Dryer, Dishwasher, Refrigerator, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Double Door Entry, Sliding Doors
  • Flooring: Carpet, Luxury Vinyl Plank, Tile
  • Interior Amenities: Breakfast Bar, Dual Sinks, Eat-in Kitchen, High Ceilings, Laminate Counters, Primary Suite, Open Floorplan, Pantry, Sitting Area in Primary, Split Bedrooms, Shower Only, Solid Surface Counters, Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments, Sliding Glass Door(s)
  • Living Area: 1999.0
  • Window Features: Blinds

Exterior Features

  • Construction Type: Stucco
  • Exterior Features: Landscaping, Rain Gutters, Brick Driveway
  • Foundation Details: Block, Slab
  • Lot Features: Corner Lot
  • Pool Features: Electric Heat, Heated, In Ground, Pool, Screen Enclosure, Salt Water, Community
  • Roof: Asphalt, Shingle
  • Waterfront Features: Boat Ramp/Lift Access, Lake Privileges
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage, Boat, RV Access/Parking
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Heat Pump
  • Heating Yn: Yes
  • Laundry Features: Laundry - Living Area
  • Security: Gated Community
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 515.0
  • Association Fee Frequency: Quarterly
  • Association Name: Arbor Lakes
  • Phone: 352-812-8086
  • Association: Yes
  • Community Features: Boat Facilities, Clubhouse, Community Pool, Fitness, Kitchen Facilities, Pickleball, Shuffleboard, Sidewalks, Tennis Court(s), Gated
  • Pets Allowed: Pet Restrictions
  • Senior Community: Yes

Fee Information

  • Association Fee Includes: Cable TV, High Speed Internet, Pool(s), Tennis Courts

Schools

  • Elementary School: Hernando Elementary
  • High School: Citrus High
  • Middle Or Junior School: Inverness Middle

Lot Info

  • Lot Size Sq Ft: 12102.0
  • Zoning: PDR

Tax Info

  • Tax Annual Amount: 2487.74
  • Tax Year: 2025

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 22, 2018
Sold by
Terry E Adams And Mary E Adams Trust
Bought by
Adams Terry E and Adams Mary L

Purchase Details

Listed on
Apr 24, 2016
Closed on
Mar 7, 2017
Sold by
Bottoms Betty Jean and Bottoms Randall Ellsworth
Bought by
Adams Terry E and Adams Terry E
Seller's Agent
Barbara Mills
Tropic Shores Realty
Buyer's Agent
Lindsey Cummins
Century 21 J.W.Morton R.E.
List Price
$169,900
Sold Price
$155,000
Premium/Discount to List
-$14,900
-8.77%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.51%

Purchase Details

Closed on
Oct 2, 2009
Sold by
Money Charles Edward
Bought by
Money Betty J

Purchase Details

Closed on
Oct 1, 2009
Bought by
Adams Terry E and Terry E Adams And Mary E Adams Trust

Purchase Details

Closed on
May 1, 1998
Bought by
Adams Terry E and Terry E Adams And Mary E Adams Trust

Purchase Details

Closed on
Sep 1, 1996
Bought by
Adams Terry E and Terry E Adams And Mary E Adams Trust
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- Attorney
Warranty Deed $115,000 First Intl Title Inc
Interfamily Deed Transfer -- Attorney
Deed $100 --
Deed $100 --
Deed $22,500 --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/30/2026 01/30/26 Sold $375,000 -1.3% $188 / Sq Ft
12/27/2025 12/27/25 Pending -- -- --
12/06/2025 12/06/25 For Sale $379,900 +145.1% $190 / Sq Ft
03/13/2017 03/13/17 Sold $155,000 -8.8% $83 / Sq Ft View Prior Sale
02/11/2017 02/11/17 Pending -- -- --
04/24/2016 04/24/16 For Sale $169,900 -- $91 / Sq Ft
Source: REALTORS® Association of Citrus County

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,367 $196,168 -- --
2024 $2,306 $190,639 -- --
2023 $2,306 $185,086 $0 $0
2022 $2,156 $179,695 $0 $0
2021 $2,068 $174,461 $0 $0
2020 $2,026 $186,437 $11,830 $174,607
2019 $1,662 $145,329 $11,830 $133,499
2018 $1,985 $126,372 $8,550 $117,822
2017 $1,015 $100,030 $8,310 $91,720
2016 $1,021 $97,973 $9,680 $88,293
2015 $1,049 $97,292 $9,680 $87,612
2014 $1,049 $96,520 $13,510 $83,010
Source: Public Records

Agents Affiliated with this Home

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Map

Source: REALTORS® Association of Citrus County

MLS Number: 850458

REALTORS® Association of Citrus County

APN: 19E-18S-14-0140-000I0-0280