NOT LISTED FOR SALE

3828 Granite St Terrell, NC 28682

Estimated Value: $614,932 - $714,000

4 Beds
3.5 Baths
4,550 Sq Ft
$146/Sq Ft Est. Value

Last Sold May 02, 2024

Last sale price $575,000 $126 Per Sq Ft

Est. 16% increase in value since last sale

Current estimated payment $3,736/month

9 Days on Market

Highlights

  • In Ground Pool
  • Ranch Style House
  • Laundry Room
  • Sherrills Ford Elementary School Rated A-
  • Wood Flooring
  • Four Sided Brick Exterior Elevation

About This Home

As of May 2024

Hurry, don’t miss this one! Nestled within the tranquil embrace of Lake Norman, Somerset on Lake Norman appears as a secluded enclave just off NC HWY 150. This spacious ranch-style home with a finished basement boasts 4 bedrooms and 3.5 baths on a sprawling 1.3-acre lot sure to have you enjoying your own private, quiet oasis complete with a 16x32 in-ground pool. Houses on the street starting 2 houses over are on the lake. Inside, you'll find elegant touches like tray ceilings in the formal dining room and formal living room/study, vaulted ceiling in the expansive family room, which includes a living area, breakfast nook, and well-appointed kitchen. Outside, the backyard oasis awaits, complete with a refreshing 16x32, in-ground pool surrounded by black aluminum fencing, a Belgard paver patio, an upper wooden deck, and a third-level pool deck—ideal for gatherings and entertaining guests. 5 mins to Adventure Boat Club ,The Landing Restaurant, & Public Boat Ramp.

Last Agent to Sell the Property

Stephanie Smith

Select Premium Properties Inc Brokerage Email: service@selectpremiumprop.com License #233506 Listed on: 03/23/2024

Last Buyer's Agent

George Fountas

The NC Pinnacle Real Estate Group License #276599

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2003

Lot Details

  • Fenced
  • Irrigation
  • Property is zoned R-30

HOA Fees

  • $19 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Ranch Style House
  • Permanent Foundation
  • Vinyl Siding
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • Living Room with Fireplace
  • Laundry Room

Kitchen

  • Oven
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

Partially Finished Basement

  • Walk-Out Basement
  • Interior and Exterior Basement Entry
  • Stubbed For A Bathroom
  • Basement Storage

Pool

  • In Ground Pool

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Septic Tank

Community Details

  • Somerset On Lake Norman Subdivision
  • Mandatory home owners association

Listing and Financial Details

  • Assessor Parcel Number 4617144495690000

Home Details

Home Type

Single Family

Year Built

Built in 2003

Lot Details

0

HOA Fees

$19 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Year Built: 2003
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • ResoPropertyType: Residential
  • Ratio CurrentPrice/TotalPropertyHLA: 126.37
  • Geocode Confidence: High
  • Attribution Contact: service@selectpremiumprop.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement, Permanent
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile, Vinyl, Wood
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 2619
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 799
  • Sq Ft Unheated Main: 488
  • Sq Ft Unheated Total: 1287
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Electric Range, Microwave, Oven
  • Above Grade Finished Sq Ft: 2619
  • Has Basement: Bath/Stubbed, Exterior Entry, Partially Finished, Storage Space, Walk-Out Access, Interior Entry
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1931
  • Fireplace Features: Living Room
  • Living Area: 4550
  • Bedroom Main: 3
  • Bedroom Basement: 1

Exterior Features

  • Exterior Features: In-Ground Irrigation, In Ground Pool
  • New Construction: No
  • Construction Type: Site Built
  • Fencing: Fenced
  • Construction Type: Brick Full, Vinyl

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Heating: Central, Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: Laundry Room, Main Level
  • Cooling: Central Air, Heat Pump
  • Water Source: Well

Condo/Co-op/Association

  • Association Fee: 225
  • Association Fee Frequency: Annually
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Annual Expense: 225.00

Schools

  • Middle Or Junior School: Unspecified
  • HOA Subject To: Required

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 4617144495690000
  • ResoLotSizeUnits: Acres
  • Zoning Specification: R-30

MLS Schools

  • Elementary School: Unspecified
  • High School: Unspecified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 23, 2024
Closed on
Apr 30, 2024
Sold by
Oak City Property Group Llc
Bought by
Murphy Toni Ann and Murphy Daniel John
Seller's Agent
Stephanie Smith
Select Premium Properties Inc
Buyer's Agent
George Fountas
The NC Pinnacle Real Estate Group
List Price
$599,900
Sold Price
$575,000
Premium/Discount to List
-$24,900
-4.15%
Views
150
Current Estimated Value
$666,483

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$91,483
Avg. Annual Appreciation
9.19%
Original Mortgage
$402,500
Outstanding Balance
$396,845
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$269,638

Purchase Details

Listed on
Mar 23, 2024
Closed on
Mar 7, 2024
Sold by
Anderson Aaron and Anderson Heather
Bought by
Oak City Property Group Llc
Seller's Agent
Stephanie Smith
Select Premium Properties Inc
Buyer's Agent
George Fountas
The NC Pinnacle Real Estate Group
List Price
$599,900
Sold Price
$575,000
Premium/Discount to List
-$24,900
-4.15%
Views
150

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$402,500
Outstanding Balance
$396,845
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$269,638

Purchase Details

Closed on
Jun 21, 2005
Sold by
Ramsey Heather and Anderson Aaron
Bought by
Anderson Heather and Anderson Aaron

Purchase Details

Closed on
Apr 16, 2004

Purchase Details

Closed on
Apr 15, 2002
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Murphy Toni Ann $575,000 Omega National Title
Oak City Property Group Llc $465,000 None Listed On Document
Anderson Heather -- None Available
-- $254,000 --
-- $29,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Murphy Toni Ann $402,500
Previous Owner Oak City Property Group Llc $165,000
Previous Owner Oak City Property Group Llc $300,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/02/2024 05/02/24 Sold $575,000 -4.2% $126 / Sq Ft
04/01/2024 04/01/24 Pending -- -- --
03/23/2024 03/23/24 For Sale $599,900 -- $132 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,836 $581,200 $43,800 $537,400
2024 $2,836 $575,800 $43,800 $532,000
2023 $2,778 $413,900 $43,800 $370,100
2022 $2,918 $413,900 $43,800 $370,100
2021 $2,918 $413,900 $43,800 $370,100
2020 $2,918 $413,900 $43,800 $370,100
2019 $2,923 $414,600 $0 $0
2018 $2,430 $354,800 $44,200 $310,600
2017 $2,430 $0 $0 $0
2016 $2,430 $0 $0 $0
2015 $2,170 $354,770 $44,200 $310,570
2014 $2,170 $361,700 $54,600 $307,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4121868

Canopy MLS (Canopy Realtor® Association)

APN: 4617144495690000