40 Jay St Gardner, MA 01440
Estimated payment $1,927/month
Highlights
- Wood Flooring
- Bonus Room
- No HOA
- Main Floor Primary Bedroom
- Corner Lot
- 1 Car Detached Garage
About This Home
Nestled on a charming corner lot, this inviting 3-bedroom, 1-bath bungalow offers the perfect blend of classic charm and modern potential. Boasting over 1,300 square feet of living space, this home features exquisite craftsman-style wood trim, high ceilings, and gleaming hardwood floors throughout, creating a warm and timeless aesthetic. The eat-in kitchen is both functional and charming, complete with a butler's pantry and ample storage options. Both bedrooms are generously sized, ensuring comfort and versatility, while the expansive second-floor walk-up attic provides endless possibilities as a third bedroom, home office or game room. Enjoy picturesque views of Mount Wachusett, adding a serene backdrop to your daily life. Completing the property is a detached 2-car garage, offering convenience and additional storage. This bungalow perfectly combines historic character with modern adaptability, making it a truly special place to call home.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $882
Year Built
- Built in 1928
Lot Details
- 4,531 Sq Ft Lot
- Corner Lot
- Level Lot
Parking
- 1 Car Detached Garage
- Driveway
- Open Parking
- Off-Street Parking
Home Design
- Bungalow
- Frame Construction
- Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,318 Sq Ft Home
- Ceiling Fan
- French Doors
- Bonus Room
- Basement Fills Entire Space Under The House
Flooring
- Wood
- Wall to Wall Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- 1 Full Bathroom
Outdoor Features
- Porch
Utilities
- No Cooling
- Heating System Uses Oil
- Baseboard Heating
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 3537083
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $37 | $256,900 | $64,900 | $192,000 |
| 2024 | $3,742 | $249,600 | $59,000 | $190,600 |
| 2023 | $3,461 | $214,600 | $58,100 | $156,500 |
| 2022 | $3,229 | $173,700 | $44,000 | $129,700 |
| 2021 | $3,112 | $155,300 | $38,300 | $117,000 |
| 2020 | $2,999 | $151,900 | $38,300 | $113,600 |
| 2019 | $2,944 | $146,200 | $38,300 | $107,900 |
| 2018 | $2,684 | $132,400 | $38,300 | $94,100 |
| 2017 | $2,570 | $125,500 | $38,300 | $87,200 |
| 2016 | $2,452 | $119,800 | $38,300 | $81,500 |
| 2015 | $2,348 | $117,500 | $38,300 | $79,200 |
| 2014 | $2,363 | $125,200 | $42,500 | $82,700 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/24/2025 07/24/25 | Price Changed | $348,000 | -0.6% | $264 / Sq Ft |
| 01/31/2025 01/31/25 | Price Changed | $350,000 | -4.1% | $266 / Sq Ft |
| 01/03/2025 01/03/25 | For Sale | $365,000 | +58.7% | $277 / Sq Ft |
| 12/16/2021 12/16/21 | Sold | $230,000 | +7.0% | $175 / Sq Ft |
| 08/27/2021 08/27/21 | Pending | -- | -- | -- |
| 08/12/2021 08/12/21 | For Sale | $214,900 | -- | $163 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Personal Reps Deed | $230,000 | None Available | |
| Deed | $60,270 | -- | |
| Deed | $95,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $207,000 | Purchase Money Mortgage | |
| Previous Owner | $10,345 | No Value Available | |
| Previous Owner | $69,280 | Purchase Money Mortgage | |
| Previous Owner | $95,000 | Purchase Money Mortgage |
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73322895
APN: GARD-000022R-000012-000013
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The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.
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