40 Whispering Wind Way Santa Rosa Beach, FL 32459
Estimated payment $54,271/month
Total Views
437
6
Beds
6.5
Baths
6,347
Sq Ft
$1,528
Price per Sq Ft
Highlights
- Beach
- Deeded access to the beach
- In Ground Pool
- Bay Elementary School Rated A-
- Tennis Courts
- Fishing
About This Home
Presenting 40 Whispering Wind Way - a newly constructed, custom-designed retreat that epitomizes the highest standard of privacy, seclusion, and luxury. Nestled within the exclusive gated enclave of Bannerman Beach, this extraordinary estate offers unmatched access to a pristine stretch of North Florida coastline. With 3.4 acres of private deeded beach access and only 19 boutique lots in this serene community, this property ensures an unparalleled level of exclusivity. Adjacent to the peaceful Grayton Beach State Park, the location along the coveted 30A corridor offers both natural beauty and a quiet, tranquil atmosphere.
The property boasts exceptional features such as a private pickleball court, a heated pool with a spacious pool deck, and sweeping Gulf views from the third-floor
Listing Agent
Christies International Real Estate Emerald Coast Listed on: 08/19/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,028
Year Built
- Built in 2023
Lot Details
- Lot Dimensions are 196x130
- Cul-De-Sac
- Property is Fully Fenced
HOA Fees
- $500 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Oversized Parking
Property Views
- Gulf
- Lake
Home Design
- Contemporary Architecture
- Newly Painted Property
- Brick Exterior Construction
- Frame Construction
- Metal Roof
- Cement Board or Planked
Interior Spaces
- 6,347 Sq Ft Home
- 3-Story Property
- Elevator
- Wet Bar
- Furnished
- Beamed Ceilings
- Ceiling Fan
- Recessed Lighting
- Fireplace
- Living Room
- Wood Flooring
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Range Hood
- Ice Maker
- Dishwasher
- Wine Refrigerator
- Kitchen Island
Bedrooms and Bathrooms
- 6 Bedrooms
- Primary Bedroom on Main
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
- Garden Bath
Laundry
- Dryer
- Washer
Outdoor Features
- In Ground Pool
- Deeded access to the beach
- Tennis Courts
- Balcony
- Deck
- Patio
- Outdoor Kitchen
- Porch
Schools
- Van R Butler Elementary School
- Emerald Coast Middle School
- South Walton High School
Utilities
- Cooling System Powered By Gas
- High Efficiency Air Conditioning
- Multiple cooling system units
- Central Air
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 07-3S-19-25000-004-0050
Community Details
Overview
- Association fees include ground keeping, master, security
- Bannerman Beach Estates Subdivision
Recreation
- Beach
- Fishing
Security
- Gated Community
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,028 | $4,444,679 | $1,400,000 | $3,044,679 |
| 2023 | $11,028 | $1,213,653 | $1,213,653 | $0 |
| 2022 | $12,236 | $1,347,155 | $1,347,155 | $0 |
| 2021 | $11,406 | $1,178,303 | $1,178,303 | $0 |
| 2020 | $12,693 | $1,271,514 | $1,271,514 | $0 |
| 2019 | $12,413 | $1,249,937 | $1,234,437 | $15,500 |
| 2018 | $8,002 | $839,815 | $0 | $0 |
| 2017 | $7,784 | $822,542 | $0 | $0 |
| 2016 | $7,691 | $805,624 | $0 | $0 |
| 2015 | $7,758 | $800,024 | $0 | $0 |
| 2014 | $7,353 | $713,281 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/19/2025 08/19/25 | For Sale | $9,700,000 | -19.1% | $1,528 / Sq Ft |
| 03/03/2025 03/03/25 | For Sale | $11,990,000 | +51.8% | $1,889 / Sq Ft |
| 08/09/2024 08/09/24 | Sold | $7,900,000 | -12.2% | $1,245 / Sq Ft |
| 07/31/2024 07/31/24 | Pending | -- | -- | -- |
| 06/17/2024 06/17/24 | For Sale | $8,995,000 | +591.9% | $1,417 / Sq Ft |
| 06/29/2020 06/29/20 | Sold | $1,300,000 | 0.0% | $238 / Sq Ft |
| 04/18/2020 04/18/20 | Pending | -- | -- | -- |
| 08/23/2019 08/23/19 | For Sale | $1,300,000 | -7.1% | $238 / Sq Ft |
| 07/30/2018 07/30/18 | Sold | $1,400,000 | 0.0% | $347 / Sq Ft |
| 05/16/2018 05/16/18 | Pending | -- | -- | -- |
| 02/28/2018 02/28/18 | For Sale | $1,400,000 | +77.0% | $347 / Sq Ft |
| 02/22/2013 02/22/13 | Sold | $791,000 | 0.0% | $165 / Sq Ft |
| 12/10/2012 12/10/12 | Pending | -- | -- | -- |
| 09/17/2012 09/17/12 | For Sale | $791,000 | -- | $165 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $7,900,000 | Aqua Title Services | |
| Warranty Deed | $1,300,000 | Setco Services Llc | |
| Warranty Deed | $1,400,000 | Aqua Title Svcs | |
| Deed | -- | -- | |
| Warranty Deed | $791,000 | Mcneese Title Llc | |
| Warranty Deed | $1,100,000 | A Preferred Title | |
| Warranty Deed | -- | A Preferred Title | |
| Warranty Deed | $690,000 | Southern Escrow & Title Llc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $3,300,000 | New Conventional | |
| Previous Owner | $845,000 | New Conventional | |
| Previous Owner | $845,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $1,328,695 | Construction | |
| Previous Owner | $1,120,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | -- | No Value Available | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $1,106,799 | New Conventional | |
| Previous Owner | $200,000 | Credit Line Revolving |
Source: Public Records
Similar Homes in Santa Rosa Beach, FL
Source: Emerald Coast Association of REALTORS®
MLS Number: 983383
APN: 07-3S-19-25000-004-0050
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