$791,000
SOLD FEB 22, 2013

40 Whispering Wind Way Santa Rosa Beach, FL 32459

4 Beds
4.5 Baths
4,800 Sq Ft
1988 Built

Recently Sold

$165 Per Sq Ft

84 Days on Market

Highlights

  • Beach
  • Screened Pool
  • Maid or Guest Quarters
  • Bay Elementary School Rated A-
  • Gated Community
  • Wooded Lot

About This Home

As of August 2024

Originally constructed in 1988, this home in exclusive Bannerman Beach Estates, had an addition constructed in 1997 and renovation in 2005. Bannerman Beach is a gated community, south of Scenic Route 30-A. Nestled in the oaks, this home offers a 1 bedroom apartment with separate entrance. Enter the home and find two spacious bedroom and den on the ground level, each with access to private 'sun room' with dual fireplaces. Upstairs, find the large Living Room for entertaining, renovated kitchen/dining with GE Monogram appliances. Beyond the kitchen is the Master Bedroom, with incredibly spacious Master Bath with center tub and separate shower...plenty of room for friends! Small office located off Master Bath. Living Room and Kitchen open to a second level screened deck with great southern exposure, a rear staircase leads down to the pool. Large 2 car garage and workshop. Furnishings may be purchased separately.

Last Agent to Sell the Property

Larry Davis

Davis Properties Of Nw Fl License #514195 Listed on: 09/17/2012

Last Buyer's Agent

Barbara Lovell

Berkshire Hathaway HomeServices License #678573

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,028

Year Built

  • Built in 1988 | Remodeled

Lot Details

  • Lot Dimensions are 198x163x198x146
  • Property fronts an easement
  • Wooded Lot
  • Lawn Pump

Parking

  • 2 Car Garage
  • Automatic Garage Door Opener
  • Guest Parking

Home Design

  • Traditional Architecture
  • Concrete Roof
  • Stucco

Interior Spaces

  • 4,800 Sq Ft Home
  • 2-Story Property
  • Built-in Bookshelves
  • Shelving
  • Coffered Ceiling
  • Tray Ceiling
  • Ceiling Fan
  • Fireplace
  • Living Room
  • Dining Room
  • Screened Porch
  • Dryer

Kitchen

  • Electric Oven or Range
  • Cooktop<<rangeHoodToken>>
  • <<microwave>>
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Wall to Wall Carpet

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Maid or Guest Quarters
  • In-Law or Guest Suite
  • Shower Only in Primary Bathroom

Home Security

  • Home Security System
  • Hurricane or Storm Shutters

Pool

  • Screened Pool
  • In Ground Pool
  • Outdoor Shower

Outdoor Features

  • Shed

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Cooling Available
  • Air Source Heat Pump
  • Propane
  • Private Company Owned Well
  • Well
  • Electric Water Heater
  • Septic Tank
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 07-3S-19-25000-004-0050

Community Details

Recreation

  • Beach

Additional Features

  • Bannerman Beach Subdivision
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,028

Year Built

Built in 1988 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 198X163X198X146
  • Road Frontage Type: Easement
  • Subdivision Name: BANNERMAN BEACH
  • Directions: South of Highway 30-A, between Highways 283 & 83, call for Gate Code. 2nd right, 1st driveway on right.
  • Architectural Style: Traditional
  • New Construction: No
  • Building Stories: 2
  • Year Built: 1988
  • Utilities Electric: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Utilities:Septic Tank: Yes
  • Rooms:Dining Room: Yes
  • Utilities:Private Well: Yes
  • Appliances Microwave: Yes
  • Energy:Ceiling Fans: Yes
  • Utilities:Gas - Propane: Yes
  • Energy:Heat Pump AA Two: Yes
  • Special Features: 12
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Security System, Stove/Oven Electric
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Interior Amenities: Built-In Bookcases, Ceiling Tray/Cofferd, Fireplace 2+, Floor Hardwood, Floor WW Carpet, Furnished - None, Guest Quarters, Renovated, Shelving, Washer/Dryer Hookup, Window Treatment All
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Hardwood: Yes
  • Appliances:Range Hood: Yes
  • Interior:Floor WW Carpet: Yes
  • Interior:Window Treatment All: Yes
  • Appliances:Security System: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Shelving: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Guest Quarters2: Yes
  • Interior:Fireplace 2: Yes

Exterior Features

  • Lot Features: Survey Available, Within 1/2 Mile to Water, Wooded
  • Construction Type: Roof Concrete, Slab, Stucco
  • Exterior Features: Hurricane Shutters, Lawn Pump, Patio Enclosed, Pool - Enclosed, Pool - In-Ground, Porch Screened, Shower, Yard Building
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Lot Features:Survey Available: Yes
  • Lot Features:Wooded: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Hurricane Shutters: Yes
  • Exterior:Lawn Pump: Yes
  • Exterior:Shower: Yes
  • Exterior:Pool - Enclosed: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:Porch Screened: Yes
  • Exterior:Patio Enclosed: Yes
  • ConstructionSiding:Roof Concrete: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage, Guest
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Guest: Yes

Utilities

  • Cooling: Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Heat Pump A/A Two +
  • Heating Yn: Yes
  • Utilities: Electric, Gas - Propane, Phone, Private Well, Septic Tank, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Beach, Gated Community

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Parcel #: 07-3S-19-25000-004-0050
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 17, 2024
Closed on
Sep 4, 2024
Sold by
Garrett Bobby
Bought by
Bobby Wayne Garrett Revocable Trust and Garrett
Seller's Agent
Spears Group
Compass
Buyer's Agent
Beau Blankenship
Christies International Real Estate Emerald Coast
List Price
$8,995,000
Sold Price
$7,900,000
Premium/Discount to List
-$1,095,000
-12.17%
Views
20

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.95%

Purchase Details

Listed on
Jun 17, 2024
Closed on
Aug 9, 2024
Sold by
Thomas Sand Dunes Llc
Bought by
Garrett Bobby
Seller's Agent
Spears Group
Compass
Buyer's Agent
Beau Blankenship
Christies International Real Estate Emerald Coast
List Price
$8,995,000
Sold Price
$7,900,000
Premium/Discount to List
-$1,095,000
-12.17%
Views
20

Purchase Details

Listed on
Aug 23, 2019
Closed on
Jun 29, 2020
Sold by
Bannerman Beach Holdings Llc
Bought by
Thomas Sand Dunes Llc
Seller's Agent
Spears Group
Scenic Sotheby's International Realty
Buyer's Agent
CJ and Mike Team
Scenic Sotheby's International Realty
List Price
$1,300,000
Sold Price
$1,300,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
54.96%
Original Mortgage
$845,000
Interest Rate
3.1%
Mortgage Type
Future Advance Clause Open End Mortgage

Purchase Details

Listed on
Feb 28, 2018
Closed on
Jul 30, 2018
Sold by
Tate Dlaton A and Tate Donna M
Bought by
Bannerman Beach Holdings Llc
Seller's Agent
Spears Group
Scenic Sotheby's International Realty
Buyer's Agent
Spears Group
Scenic Sotheby's International Realty
List Price
$1,400,000
Sold Price
$1,400,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.79%
Original Mortgage
$1,328,695
Interest Rate
4.5%
Mortgage Type
Construction

Purchase Details

Closed on
Jun 30, 2017
Sold by
Amalfi Coast Development Inc
Bought by
Amalfi Coast Resort Owner S Associatio

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Interest Rate
3.88%

Purchase Details

Listed on
Sep 17, 2012
Closed on
Feb 22, 2013
Sold by
Dollar Roy Gunby and Powell Jo Ann
Bought by
Tate Dalton A and Tate Donna M
Seller's Agent
Larry Davis
Davis Properties Of Nw Fl
Buyer's Agent
Barbara Lovell
Berkshire Hathaway HomeServices
List Price
$791,000
Sold Price
$791,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.05%

Purchase Details

Closed on
May 27, 2004
Sold by
Voith Dennis P and Voith Nancy R
Bought by
Dollar Roy Gunby and Powell Jo Ann

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.25%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
May 14, 2004
Sold by
Moye Carrie Nelle
Bought by
Voith Dennis A and Voith Nancy R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.25%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Dec 11, 2000
Sold by
Wannemacher David E and Hutcheson Karen
Bought by
Voith Dennis A and Voith Nancy R
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Warranty Deed $7,900,000 Aqua Title Services
Warranty Deed $1,300,000 Setco Services Llc
Warranty Deed $1,400,000 Aqua Title Svcs
Deed -- --
Warranty Deed $791,000 Mcneese Title Llc
Warranty Deed $1,100,000 A Preferred Title
Warranty Deed -- A Preferred Title
Warranty Deed $690,000 Southern Escrow & Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $3,300,000 New Conventional
Previous Owner $845,000 New Conventional
Previous Owner $845,000 Future Advance Clause Open End Mortgage
Previous Owner $1,328,695 Construction
Previous Owner $1,120,000 Adjustable Rate Mortgage/ARM
Previous Owner -- No Value Available
Previous Owner $100,000 Credit Line Revolving
Previous Owner $1,106,799 New Conventional
Previous Owner $200,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/03/2025 03/03/25 For Sale $11,990,000 +51.8% $1,889 / Sq Ft
08/09/2024 08/09/24 Sold $7,900,000 -12.2% $1,245 / Sq Ft
07/31/2024 07/31/24 Pending -- -- --
06/17/2024 06/17/24 For Sale $8,995,000 +591.9% $1,417 / Sq Ft
06/29/2020 06/29/20 Sold $1,300,000 0.0% $238 / Sq Ft
04/18/2020 04/18/20 Pending -- -- --
08/23/2019 08/23/19 For Sale $1,300,000 -7.1% $238 / Sq Ft
07/30/2018 07/30/18 Sold $1,400,000 0.0% $347 / Sq Ft
05/16/2018 05/16/18 Pending -- -- --
02/28/2018 02/28/18 For Sale $1,400,000 +77.0% $347 / Sq Ft
02/22/2013 02/22/13 Sold $791,000 0.0% $165 / Sq Ft
12/10/2012 12/10/12 Pending -- -- --
09/17/2012 09/17/12 For Sale $791,000 -- $165 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,028 $4,444,679 $1,400,000 $3,044,679
2023 $11,028 $1,213,653 $1,213,653 $0
2022 $12,236 $1,347,155 $1,347,155 $0
2021 $11,406 $1,178,303 $1,178,303 $0
2020 $12,693 $1,271,514 $1,271,514 $0
2019 $12,413 $1,249,937 $1,234,437 $15,500
2018 $8,002 $839,815 $0 $0
2017 $7,784 $822,542 $0 $0
2016 $7,691 $805,624 $0 $0
2015 $7,758 $800,024 $0 $0
2014 $7,353 $713,281 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 576133

Emerald Coast Association of REALTORS®

APN: 07-3S-19-25000-004-0050