40 Whispering Wind Way Santa Rosa Beach, FL 32459
4
Beds
4.5
Baths
4,034
Sq Ft
0.64
Acres
Highlights
- Boat Dock
- Beach
- Screened Pool
- Bay Elementary School Rated A-
- Deeded access to the beach
- Gated Community
About This Home
As of August 2024Unparalleled privacy juxtaposed rich naturalistic surroundings characterize this coastal retreat ideally located south of 30A in the exclusive gated enclave of Bannerman Beach. This pristine location offers old Florida character with prominent architectural marvels set aside the coastal backdrop of Little Redfish Lake allowing designated access to one of 30A's most secluded stretch of beach frontage next to Grayton Beach State Park. 40 Whispering Wind Way is set on an impressive estate-sized homesite totaling .63 acres with ample future development opportunity including potential for unobstructed gulf view corridors. The current residence has been well maintained and offers a beautiful courtyard design with a welcoming entryway perfectly framed by seasonal flora including hydrangeas & confederate jasmine. This home is comprised of 4,800 square feet with an outstanding layout catered to entertaining. Notable features include a substantial screened pool area with surrounding oversized pool deck, spacious two car garage as well as additional storage space. The main house offers an abundance of living space with multiple first level bedroom suites as well as a large living room and enclosed patio. The inverted floor plan offers primary living on the second story including a large living room with vaulted ceilings as well as ample windows allowing an abundance of natural light. The chef's kitchen is located right off the main living area and offers excellent cabinet storage, stainless appliances as well as granite counter tops all of which is open to the dining room as well as direct access to the wrap around porch that flows down to the pool area. The master suite is a true retreat allowing it's own private living area as well as a spa-like master bath which features soaring vaulted ceilings, sky light with natural lighting, centered soaking tub, dual vanities as well as a large walk-in closet with ample storage space. Other notable features include an attached private guest suite, accessible through the front courtyard complete with one bedroom and a living room as well as a fully functional kitchen. There are also additional onsite structures including detached storage as well as an elevated sun deck tucked on the western elevation. This premier location in Bannerman allows for quick access to the new beach walkover that is almost completed which is due south of 40 Whispering Wind Way. Bannerman Beach is centrally located on the west end of 30A with close proximity to Watercolor & Seaside as well as all of the world class shopping, dining and entertainment that South Walton has to offer.
Last Agent to Sell the Property
Spears Group
Scenic Sotheby's International Realty Listed on: 02/28/2018
Last Buyer's Agent
Spears Group
Scenic Sotheby's International Realty Listed on: 02/28/2018
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,784
Year Built
- Built in 1988
Lot Details
- 0.64 Acre Lot
- Lot Dimensions are 165x20x25x130x190x115
- Property fronts a private road
- Sprinkler System
HOA Fees
- $83 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Oversized Parking
- Automatic Garage Door Opener
Home Design
- Florida Architecture
- Frame Construction
- Stucco
Interior Spaces
- 4,034 Sq Ft Home
- 2-Story Property
- Built-in Bookshelves
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Living Room
- Dining Room
- Sun or Florida Room
- Screened Porch
- Exterior Washer Dryer Hookup
Kitchen
- <<doubleOvenToken>>
- Electric Oven or Range
- Cooktop<<rangeHoodToken>>
- <<microwave>>
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Primary Bedroom
- Dressing Area
- Maid or Guest Quarters
- In-Law or Guest Suite
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
- Garden Bath
Pool
- Screened Pool
- In Ground Pool
Outdoor Features
- Deeded access to the beach
- Balcony
- Covered Deck
- Open Patio
Additional Homes
- Dwelling with Separate Living Area
Schools
- Van R Butler Elementary School
- Emerald Coast Middle School
- South Walton High School
Utilities
- Central Air
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- No Rentals Allowed
- Assessor Parcel Number 07-3S-19-25000-004-0050
Community Details
Overview
- Bannerman Beach Estates Subdivision
- The community has rules related to covenants
Recreation
- Boat Dock
- Beach
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 17, 2024
Closed on
Sep 4, 2024
Sold by
Garrett Bobby
Bought by
Bobby Wayne Garrett Revocable Trust and Garrett
Seller's Agent
Spears Group
Compass
Buyer's Agent
Beau Blankenship
Christies International Real Estate Emerald Coast
List Price
$8,995,000
Sold Price
$7,900,000
Premium/Discount to List
-$1,095,000
-12.17%
Views
20
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.95%
Purchase Details
Listed on
Jun 17, 2024
Closed on
Aug 9, 2024
Sold by
Thomas Sand Dunes Llc
Bought by
Garrett Bobby
Seller's Agent
Spears Group
Compass
Buyer's Agent
Beau Blankenship
Christies International Real Estate Emerald Coast
List Price
$8,995,000
Sold Price
$7,900,000
Premium/Discount to List
-$1,095,000
-12.17%
Views
20
Purchase Details
Listed on
Aug 23, 2019
Closed on
Jun 29, 2020
Sold by
Bannerman Beach Holdings Llc
Bought by
Thomas Sand Dunes Llc
Seller's Agent
Spears Group
Scenic Sotheby's International Realty
Buyer's Agent
CJ and Mike Team
Scenic Sotheby's International Realty
List Price
$1,300,000
Sold Price
$1,300,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
54.96%
Original Mortgage
$845,000
Interest Rate
3.1%
Mortgage Type
Future Advance Clause Open End Mortgage
Purchase Details
Listed on
Feb 28, 2018
Closed on
Jul 30, 2018
Sold by
Tate Dlaton A and Tate Donna M
Bought by
Bannerman Beach Holdings Llc
Seller's Agent
Spears Group
Scenic Sotheby's International Realty
Buyer's Agent
Spears Group
Scenic Sotheby's International Realty
List Price
$1,400,000
Sold Price
$1,400,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-3.79%
Original Mortgage
$1,328,695
Interest Rate
4.5%
Mortgage Type
Construction
Purchase Details
Closed on
Jun 30, 2017
Sold by
Amalfi Coast Development Inc
Bought by
Amalfi Coast Resort Owner S Associatio
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Interest Rate
3.88%
Purchase Details
Listed on
Sep 17, 2012
Closed on
Feb 22, 2013
Sold by
Dollar Roy Gunby and Powell Jo Ann
Bought by
Tate Dalton A and Tate Donna M
Seller's Agent
Larry Davis
Davis Properties Of Nw Fl
Buyer's Agent
Barbara Lovell
Berkshire Hathaway HomeServices
List Price
$791,000
Sold Price
$791,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.05%
Purchase Details
Closed on
May 27, 2004
Sold by
Voith Dennis P and Voith Nancy R
Bought by
Dollar Roy Gunby and Powell Jo Ann
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.25%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
May 14, 2004
Sold by
Moye Carrie Nelle
Bought by
Voith Dennis A and Voith Nancy R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
6.25%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Dec 11, 2000
Sold by
Wannemacher David E and Hutcheson Karen
Bought by
Voith Dennis A and Voith Nancy R
Similar Homes in Santa Rosa Beach, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $7,900,000 | Aqua Title Services | |
| Warranty Deed | $1,300,000 | Setco Services Llc | |
| Warranty Deed | $1,400,000 | Aqua Title Svcs | |
| Deed | -- | -- | |
| Warranty Deed | $791,000 | Mcneese Title Llc | |
| Warranty Deed | $1,100,000 | A Preferred Title | |
| Warranty Deed | -- | A Preferred Title | |
| Warranty Deed | $690,000 | Southern Escrow & Title Llc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $3,300,000 | New Conventional | |
| Previous Owner | $845,000 | New Conventional | |
| Previous Owner | $845,000 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $1,328,695 | Construction | |
| Previous Owner | $1,120,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | -- | No Value Available | |
| Previous Owner | $100,000 | Credit Line Revolving | |
| Previous Owner | $1,106,799 | New Conventional | |
| Previous Owner | $200,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/03/2025 03/03/25 | For Sale | $11,990,000 | +51.8% | $1,889 / Sq Ft |
| 08/09/2024 08/09/24 | Sold | $7,900,000 | -12.2% | $1,245 / Sq Ft |
| 07/31/2024 07/31/24 | Pending | -- | -- | -- |
| 06/17/2024 06/17/24 | For Sale | $8,995,000 | +591.9% | $1,417 / Sq Ft |
| 06/29/2020 06/29/20 | Sold | $1,300,000 | 0.0% | $238 / Sq Ft |
| 04/18/2020 04/18/20 | Pending | -- | -- | -- |
| 08/23/2019 08/23/19 | For Sale | $1,300,000 | -7.1% | $238 / Sq Ft |
| 07/30/2018 07/30/18 | Sold | $1,400,000 | 0.0% | $347 / Sq Ft |
| 05/16/2018 05/16/18 | Pending | -- | -- | -- |
| 02/28/2018 02/28/18 | For Sale | $1,400,000 | +77.0% | $347 / Sq Ft |
| 02/22/2013 02/22/13 | Sold | $791,000 | 0.0% | $165 / Sq Ft |
| 12/10/2012 12/10/12 | Pending | -- | -- | -- |
| 09/17/2012 09/17/12 | For Sale | $791,000 | -- | $165 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,028 | $4,444,679 | $1,400,000 | $3,044,679 |
| 2023 | $11,028 | $1,213,653 | $1,213,653 | $0 |
| 2022 | $12,236 | $1,347,155 | $1,347,155 | $0 |
| 2021 | $11,406 | $1,178,303 | $1,178,303 | $0 |
| 2020 | $12,693 | $1,271,514 | $1,271,514 | $0 |
| 2019 | $12,413 | $1,249,937 | $1,234,437 | $15,500 |
| 2018 | $8,002 | $839,815 | $0 | $0 |
| 2017 | $7,784 | $822,542 | $0 | $0 |
| 2016 | $7,691 | $805,624 | $0 | $0 |
| 2015 | $7,758 | $800,024 | $0 | $0 |
| 2014 | $7,353 | $713,281 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Beau Blankenship
Seller's Agent in 2025
Beau Blankenship
Christies International Real Estate Emerald Coast
(405) 623-5227
640 Total Sales
-
S
Seller's Agent in 2024
Spears Group
Compass
-
C
Buyer's Agent in 2020
CJ and Mike Team
Scenic Sotheby's International Realty
-
Larry Davis
L
Seller's Agent in 2013
Larry Davis
Davis Properties Of Nw Fl
(850) 231-2025
59 Total Sales
-
B
Buyer's Agent in 2013
Barbara Lovell
Berkshire Hathaway HomeServices
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 792715
APN: 07-3S-19-25000-004-0050
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