$385,000
SOLD JUN 25, 2025

4005 Upas St Panama City, FL 32408

3 Beds
2 Baths
1,144 Sq Ft
5,663 Sq Ft Lot

Recently Sold

$337 Per Sq Ft

4% Below List Price

18 Days on Market

Highlights

  • Coastal Architecture
  • Cathedral Ceiling
  • Furnished
  • Patronis Elementary School Rated A-
  • Corner Lot
  • No HOA

About This Home

As of June 2025

Welcome to your dream beach investment or primary house in the heart of Panama City Beach, FL! This stunning property offers the perfect blend of comfort, convenience, and coastal charm. Nestled on a spacious corner lot, this home boasts high cathedral ceilings creating a bright and airy atmosphere that welcomes you in. Near the public boardwalk 15, also the Richard Seltzer Park that offers large parking area, boardwalk and bathrooms at the Gulf, and also 1/3 mile away from the lagoon boat launch area. The open area of living, kitchen and dining is perfect for entertaining and the 3 bedrooms (one is a bunk room) offer tons of sleep space. Whether you're looking for a serene getaway or a lucrative investment, this property allows for short-term rentals and comes with no HOA fees or restrictions. Whether you're lounging on the beach, exploring nearby boat ramps, or indulging in the local cuisine, 4005 Upas St offers the ultimate beachside lifestyle. Don't miss out on this rare opportunity to own a piece of paradise!

Last Agent to Sell the Property

Nicole Majors

EXP Realty LLC License #3373607 Listed on: 05/06/2025

EXP Realty LLC

Last Buyer's Agent

Zeke Conner

LPT Realty LLC License #SL3521762

LPT Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,745

Year Built

  • Built in 1979

Lot Details

  • 5,663 Sq Ft Lot
  • Lot Dimensions are 115 x 50
  • Corner Lot
  • Cleared Lot

Home Design

  • Coastal Architecture
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1,144 Sq Ft Home
  • Furnished
  • Cathedral Ceiling
  • Ceiling Fan
  • Fire and Smoke Detector

Kitchen

  • Electric Oven
  • Electric Range
  • Freezer
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • No Garage
  • Driveway
  • On-Street Parking

Outdoor Features

  • Patio
  • Porch

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Holiday Beach Unit 10 Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,745

Year Built

Built in 1979

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1979
  • Property Sub Type: Detached
  • Lot Size Acres: 0.13
  • Lot Size: 115 X 50
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Holiday Beach Unit 10
  • Architectural Style: Coastal
  • Property Attached Yn: No
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Freezer, Disposal, Refrigerator, Washer
  • Interior Amenities: Cathedral Ceiling(s), Kitchen Island
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1144.0
  • Dining Room Type: Bedroom, Primary Bedroom

Exterior Features

  • Pool Features: None
  • Fencing: Partial
  • Waterfront: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Patio
  • Patio And Porch Features: Open, Porch
  • Roof: Metal

Garage/Parking

  • Parking Features: Driveway, No Garage, On Street
  • Garage: No

Utilities

  • Utilities: Septic Available
  • Security Features: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Septic Tank

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Cleared, Corner Lot
  • Lot Size Sq Ft: 5663.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Annual Amount: 2745.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 6, 2025
Closed on
Jun 25, 2025
Sold by
Thompson Larry A
Bought by
Smith Jordan and Smith Paris
Seller's Agent
Nicole Majors
EXP Realty LLC
Buyer's Agent
Zeke Conner
LPT Realty LLC
List Price
$399,000
Sold Price
$385,000
Premium/Discount to List
-$14,000
-3.51%
Views
3

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.40%
Original Mortgage
$346,500
Outstanding Balance
$346,155
Interest Rate
6%
Mortgage Type
New Conventional
Estimated Equity
$42,301

Purchase Details

Listed on
Sep 9, 2022
Closed on
Feb 2, 2023
Sold by
Goodson Cindi Borgquist
Bought by
Thompson Larry A
Seller's Agent
Kaylyn Campbell
Think Real Estate
Buyer's Agent
Annika Cline
Epique Realty Inc
List Price
$370,000
Sold Price
$345,000
Premium/Discount to List
-$25,000
-6.76%
Views
12

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.72%
Original Mortgage
$276,000
Interest Rate
6.27%
Mortgage Type
New Conventional
Source: Public Records

Similar Homes in Panama City, FL

  • 221 N Cove Blvd, Panama City, FL 32401

    $425,000

    • 4 Beds
    • 2 Baths
    • 1,622 Sq Ft
    • 221 N Cove Blvd
    • Panama City, FL

    Welcome to a rare find in the heart of The Cove, where timeless charm meets exceptional opportunity. This distinguished corner-lot residence offers a unique blend of old-world character and modern-day comfort, set on an expansive parcel that invites endless possibilities -- including space for a future pool or additional living quarters.The main house features three well-appointed bedrooms and a

    Jolene Bryant Coastal Palms Real Estate

    Section Image
  • 196 Allie Way, Panama City, FL 32404

    $440,000

    • 5 Beds
    • 3 Baths
    • 2,552 Sq Ft
    • 196 Allie Way
    • Panama City, FL

    ''CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS''*** 3.99% ASSUMABLE MORTGAGE TO A QUALIFIED VETERAN ****** Sellers to pay up to $5,000 towards closing costs or prepaids. ***Beautifully designed 5-bedroom, 3-bathroom home in Bridge Harbor is waiting for you. This home has the perfect floor plan for family and entertaining. The kitchen has granite countertops, stainless steel

    Rebecca Skipper Counts Real Estate Group

    Section Image
  • 171 Pelican Way, Panama City, FL 32408

    $319,000

    • 3 Beds
    • 2 Baths
    • 1,318 Sq Ft
    • 171 Pelican Way
    • Panama City, FL

    *Home Sweet Home* This spacious 3BR/2BA home located in North Lagoon Heights. Offering: Roof 2018, solar panels (paid in full), large yard building that would be ideal for home office or hobby room, tankless water heater, master bath shower handicap accessible, fenced in back yard with covered porch, large laundry room and 1 car garage. East end of Panama City Beach located just minutes to

    Cindy Armstrong Karr Berkshire Hathaway HomeServices Beach Properties of Florida

    Section Image
  • 3524 Cottage Cove Ln, Panama City, FL 32408

    $462,900

    • 3 Beds
    • 2.5 Baths
    • 1,771 Sq Ft
    • 3524 Cottage Cove Ln
    • Panama City, FL

    Welcome to 3524 Cottage Cove Lane, a new home at Sanctuary Beach in Panama City Beach Florida. This home is under construction and is situated on an interior lot. It features a grand entry foyer with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you

    Eric Weisbrod DR Horton Realty of Emerald Coast, LLC

    Section Image
  • 2205 W 14th St, Panama City, FL 32401

    $394,900

    • 3 Beds
    • 2.5 Baths
    • 2,082 Sq Ft
    • 2205 W 14th St
    • Panama City, FL

    Don't miss your chance to own this beautiful rebuilt home in the desirable St. Andrews community! Experience peace of mind and modern comfort in this fully renovated home, thoughtfully upgraded from top to bottom. Every detail has been updated for worry-free living--including a brand-new metal roof, new windows, plumbing, electrical, drywall, and insulation. Step inside to find new flooring

    MaryAnn Enfinger Overstreet Realty

    Section Image
  • 1217 Frankford Ave, Panama City, FL 32401

    $299,900

    • 4 Beds
    • 3 Baths
    • 1,767 Sq Ft
    • 1217 Frankford Ave
    • Panama City, FL

    Income producing property! This home has been taken down to the studs and is ready for you to complete the way you want it done. Tons of potential, great location and priced to sell. This is a 4BD 3BA home with a duplex located on the back of the property. Each unit has 1BD and 1BA and can be used for extra income. Property is located on a corner lot in St. Andrews. Short walk to the bay

    Renda Fisher Destin Vacation Company LLC

    Section Image
  • 109 Hamilton Ave, Panama City, FL 32401

    $438,000

    • 3 Beds
    • 3 Baths
    • 2,076 Sq Ft
    • 109 Hamilton Ave
    • Panama City, FL

    'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' A rare offering in Panama City's treasured Cove neighborhood, this historically recognized three-bedroom, three-bath residence has been exquisitely reimagined with luxurious finishes and enduring character. Ideally situated on a spacious double lot totaling 0.34 acres, this home offers convenient alley access and ample room for

    Dana Ford Scenic Sotheby's International Realty

    Section Image
  • 1202 Tyndall Dr, Panama City, FL 32401

    $329,900

    • 3 Beds
    • 2 Baths
    • 1,503 Sq Ft
    • 1202 Tyndall Dr
    • Panama City, FL

    Brick home located in THE COVE with a great view of Watson Bayou. Home is situated on .23 acre features 3 bedrooms 2 baths kitchen/dining combo with stainless appliances, breakfast bar and pantry with pull out shelves, covered front porch and back deck, 1 car carport with utility room, small storage shed, an outdoor shower, and long driveway that extends past the home into the back yard.

    MaryAnn Enfinger Overstreet Realty

    Section Image
  • 4612 Sunset Dr, Panama City, FL 32404

    $449,000

    • 3 Beds
    • 2.5 Baths
    • 2,129 Sq Ft
    • 4612 Sunset Dr
    • Panama City, FL

    'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERSCustom Bayview Living Near Tyndall AFBWelcome to this stunning custom home showcasing breathtaking water views of East Bay in Panama City, Florida. Thoughtfully designed with quality and comfort in mind, this residence features high-end windows and doors, soaring 10-foot ceilings, and an abundance of natural light that highlights every

    Inga Brown Counts Real Estate Group

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $385,000 Setco Services
Warranty Deed $385,000 Setco Services
Warranty Deed $345,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $346,500 New Conventional
Closed $346,500 New Conventional
Previous Owner $276,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/25/2025 06/25/25 Sold $385,000 -3.5% $337 / Sq Ft
05/06/2025 05/06/25 For Sale $399,000 +15.7% $349 / Sq Ft
02/06/2023 02/06/23 Sold $345,000 -6.8% $302 / Sq Ft
02/03/2023 02/03/23 For Sale $370,000 0.0% $323 / Sq Ft
01/22/2023 01/22/23 Off Market $370,000 -- --
12/19/2022 12/19/22 Price Changed $370,000 -5.1% $323 / Sq Ft
12/02/2022 12/02/22 Price Changed $390,000 -2.5% $341 / Sq Ft
10/27/2022 10/27/22 Price Changed $399,999 -4.8% $350 / Sq Ft
10/22/2022 10/22/22 Price Changed $420,000 -5.6% $367 / Sq Ft
09/27/2022 09/27/22 Price Changed $445,000 -4.3% $389 / Sq Ft
09/09/2022 09/09/22 For Sale $465,000 -- $406 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,730 $220,083 $135,800 $84,283
2023 $2,730 $215,145 $129,349 $85,796
2022 $225 $64,849 $0 $0
2021 $230 $62,960 $0 $0
2020 $231 $62,091 $0 $0
2019 $226 $60,695 $0 $0
2018 $226 $59,563 $0 $0
2017 $223 $58,338 $0 $0
2016 $216 $57,138 $0 $0
2015 $226 $56,741 $0 $0
2014 $222 $56,291 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 773141

Central Panhandle Association of REALTORS®

APN: 30774-020-000