$924,000
SOLD DEC 2, 2024

401 Ricoma Beach Rd Bay City, MI 48706

4 Beds
4.5 Baths
3,528 Sq Ft
0.3 Acres

Recently Sold

$262 Per Sq Ft

5% Below List Price

22 Days on Market

Highlights

  • Beach Access
  • Craftsman Architecture
  • Cathedral Ceiling
  • Spa
  • Deck
  • Pole Barn

About This Home

As of December 2024

Truly one of the best and most beautiful homes in the Great Lakes Bay Region. Discover the perfect blend of luxury and tranquility in this breathtaking 4-bedroom, 5-bathroom retreat, offering 3,111 square feet of beautifully updated living space. Nestled on the serene shores of the Saginaw Bay, this home boasts an impressive 80 feet of water frontage, making it a true waterfront paradise. Step inside and be captivated by the open floor plan, where expansive windows flood the home with natural light and offer sweeping views of the bay. Two master suites provide a rare level of comfort and privacy—each designed as its own private oasis with spa-like baths and ample closet space, ideal for relaxing after a day by the water. All 4 bedrooms have their own private bathroom. The gourmet kitchen flows seamlessly into the dining and living areas, creating a perfect space for entertaining or enjoying cozy evenings by the water. Two spacious decks invite you to experience outdoor living at its finest. Whether it's morning coffee as the sun rises over the bay or dinner al fresco with cool lake breezes, the decks provide the ultimate setting for relaxation and enjoyment. The beauty of this home extends beyond the waterfront. A second lot across the street offers a pole barn w/additional space and potential, perfect for added parking. Immaculately maintained both inside and out, this property combines modern updates with timeless charm. Partial and finished basement with gym and family room. From its prime location on the shores of Saginaw Bay to its thoughtful layout and luxurious finishes, this home is an exceptional offering for those seeking comfort, style, and a one-of-a-kind lakeside lifestyle. Must see!

Last Agent to Sell the Property

Joe Karpuk

RE/MAX New Image License #SBR-6501317644 Listed on: 10/23/2024

RE/MAX New Image

Last Buyer's Agent

Jacob Shabluk

RE/MAX Results License #BCRA-6501459868

RE/MAX Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1964

Lot Details

  • 0.3 Acre Lot
  • Lot Dimensions are 80x126
  • Sprinkler System

Home Design

  • Craftsman Architecture
  • Poured Concrete
  • Composite Building Materials
  • Cedar

Interior Spaces

  • 1.5-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • Skylights
  • Gas Fireplace
  • Window Treatments
  • Entryway
  • Great Room
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Den
  • Bonus Room
  • Home Gym
  • Ceramic Tile Flooring

Kitchen

  • Breakfast Area or Nook
  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • In-Law or Guest Suite
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Finished Basement

  • Partial Basement
  • Sump Pump

Parking

  • 4 Car Garage
  • Garage Door Opener

Outdoor Features

  • Spa
  • Beach Access
  • Access To Lake
  • Balcony
  • Deck
  • Patio
  • Terrace
  • Pole Barn
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Internet Available

Listing and Financial Details

  • Assessor Parcel Number 010-037-200-080-01

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,117

Year Built

Built in 1964

Lot Details

0

Listing Details

  • Originating MLS: Saginaw Board of REALTORS
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Craftsman
  • Structure Style: 1 1/2 Story
  • Total Tax Amount: 7117.27
  • Year Built: 1964
  • Mail City: Bay City
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Interior Amenities: Interior Balcony, Cable/Internet Avail., Cathedral/Vaulted Ceiling, Ceramic Floors, Sump Pump, Window Treatment(s), Skylights
  • Appliances: Dishwasher, Dryer, Microwave, Range/Oven, Refrigerator, Washer
  • Fireplace: Yes
  • Fireplaces: Gas Fireplace, LivRoom Fireplace
  • Basement: Yes
  • Basement: Finished, Poured, Partial
  • Bedrooms: 4
  • Bedroom 1: On 1st Floor, Dimensions: 15 x 14
  • Bedroom 2: On 2nd Floor, Dimensions: 18 x 17
  • Bedroom 3: On 2nd Floor, Dimensions: 13 x 13
  • Bedroom 4: On 2nd Floor, Dimensions: 13 x 11
  • Full Bathrooms: 4
  • Total Bathrooms: 5
  • Bathroom 1: On Level: First
  • Bathroom 2: On Level: Second
  • Bathroom 3: On Level: Second
  • Bathroom 4: On Level: Second
  • Room Types: Den/Study/Lib, Entry, Exercise Room, Family Room, First Floor Bedroom, First Floor Laundry, First Flr Primary Bedroom, Great Room, In-Law/AuPair/Ste, Living Room, Primary Bedroom, Primary Bathroom, Bonus Room, First Flr Lavatory, First Flr Full Bathroom, Primary Bdrm Suite, Second Flr Full Bathroom, Breakfast Nook/Room, Pantry, Formal Dining Room
  • Dining Room: On 1st Floor, Dimensions: 19 x 15
  • Family Room: In Basement, Dimensions: 18 x 10
  • Kitchen: On 1st Floor, Dimensions: 19 x 11
  • Library Den: On 1st Floor, Dimensions: 15 x 8
  • Living Room: On 1st Floor, Dimensions: 26 x 16
  • Other Room1: Dimensions: 19x14, On Level: Basement
  • Below Grade Sq Ft: 500
  • Finished Below Grade Sq Ft: 417
  • Above Grade Finished Sq Ft: 3111
  • Total Finished Sq Ft: 3528
  • Half Bathrooms: 1

Exterior Features

  • Exterior: Cedar, Composition
  • Exterior Features: Exterior Balcony, Deck, Lawn Sprinkler, Patio, Porch, Spa/Hot Tub, Terrace
  • Foundation: Basement
  • Frontage: 80
  • Road: Paved Street
  • Water Features: All Sports Lake, Lake Frontage, Lake/River Access, Water View, Waterfront, Beach Access
  • Waterfront: Yes
  • Out Buildings: Pole Barn
  • Frontage Type: Water

Garage/Parking

  • Garage: Attached Garage, Detached Garage, Electric in Garage, Gar Door Opener
  • Garage Spaces: 4
  • Parking: Garage
  • Garage: Yes

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Ceiling Fan(s), Central A/C

Lot Info

  • Assessor Parcel Number: 010-037-200-080-01
  • Zoning: Residential
  • Lot Dimensions: 80x126
  • Acreage: 0.3
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2024, Amount: $4,533.79
  • Winter Tax: Year: 2023, Amount: $2,583.48
  • Taxable Value: 196827
  • Total Tax: Amount: $7,117.27
  • SEV Year: 2023

MLS Schools

  • School District: Bangor Township Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 14, 2019
Sold by
Lemuel Gerald K and Lemuel Laura M
Bought by
Cruff Adam Lonny and Cruff Aidalys
Current Estimated Value
$859,902
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $147,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $50,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/02/2024 12/02/24 Sold $924,000 0.0% $262 / Sq Ft
11/14/2024 11/14/24 Pending -- -- --
11/06/2024 11/06/24 Price Changed $924,000 -5.2% $262 / Sq Ft
10/23/2024 10/23/24 For Sale $974,900 -- $276 / Sq Ft
Source: Michigan Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,519 $298,550 $0 $0
2024 $6,760 $267,150 $0 $0
2023 $6,760 $239,400 $0 $0
2022 $6,415 $217,650 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Michigan Multiple Listing Service

MLS Number: 50159087

Michigan Multiple Listing Service

APN: 010-037-200-080-01