401 S 12th St Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated Value: $318,329
2
Beds
1
Bath
1,125
Sq Ft
$283/Sq Ft
Est. Value
Highlights
- Mature Trees
- Ranch Style House
- Bonus Room
- Richmond Intermediate School Rated A
- Wood Flooring
- Corner Lot
About This Home
As of March 2022Beautiful ranch home in serene St. Charles location! Hardwood floors, and plenty of natural light throughout! Open living room features wood burning fireplace. Both above ground bedrooms conveniently located near the updated bathroom featuring plenty of cabinetry, detailed vanity, and custom surround! Updated kitchen boasts stainless steel appliances, abundant cabinetry and counterspace, as well as access to the garage and basement. Basement features three cozy rooms for recreational or living needs! Fenced in backyard oasis provides plenty of privacy with professionally landscaped flag stone patio and a large shed for extra storage space. Just minutes from downtown St. Charles, providing a plethora of dining and shopping options! Don't miss out on this great opportunity!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,175
Year Built
- Built in 1954
Lot Details
- 8,712 Sq Ft Lot
- Fenced Yard
- Wood Fence
- Corner Lot
- Paved or Partially Paved Lot
- Mature Trees
Parking
- 1 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Ranch Style House
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 1,125 Sq Ft Home
- Whole House Fan
- Wood Burning Fireplace
- Family Room
- Living Room with Fireplace
- Combination Dining and Living Room
- Bonus Room
- Laundry Room
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Wood
- Partially Carpeted
- Vinyl
Bedrooms and Bathrooms
- 2 Bedrooms
- 3 Potential Bedrooms
- 1 Full Bathroom
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Outdoor Features
- Fire Pit
- Shed
Schools
- Davis Elementary School
- Thompson Middle School
- St. Charles East High School
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
- Water Softener is Owned
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 9, 2022
Closed on
Mar 8, 2022
Sold by
Frances Larson Theresa and Frances John C
Bought by
Galbraith Carol Jean
Seller's Agent
Annette Siwy
Siwy Real Estate, Inc.
Buyer's Agent
Nadine Johnson
Kettley & Co. Inc. - Aurora
List Price
$245,000
Sold Price
$262,500
Premium/Discount to List
$17,500
7.14%
Total Days on Market
3
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$55,829
Avg. Annual Appreciation
7.11%
Original Mortgage
$210,000
Outstanding Balance
$198,356
Interest Rate
4.13%
Mortgage Type
New Conventional
Estimated Equity
$128,691
Purchase Details
Closed on
Jun 28, 2018
Sold by
Larson Theresa F
Bought by
Larson Theresa C and Larson John C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,730
Interest Rate
4.62%
Mortgage Type
VA
Purchase Details
Closed on
Nov 8, 2007
Sold by
Mathis Theresa F
Bought by
Larson Theresa F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$189,000
Interest Rate
6.3%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 1, 2002
Sold by
Cervantes Manuel G
Bought by
Mathis Theresa F
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,200
Interest Rate
5.21%
Purchase Details
Closed on
Sep 17, 1996
Sold by
Cunningham Linda F and Cunningham James A
Bought by
Cervantes Manuel G
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,800
Interest Rate
7.93%
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Similar Homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Galbraith Carol Jean | $262,500 | First American Title | |
| Larson Theresa C | -- | First American Title | |
| Larson Theresa F | -- | First American Title | |
| Mathis Theresa F | $158,000 | -- | |
| Cervantes Manuel G | $124,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Galbraith Carol Jean | $210,000 | |
| Previous Owner | Larson Theresa Frances | $209,944 | |
| Previous Owner | Larson Theresa C | $224,730 | |
| Previous Owner | Larson Thereza F | $199,554 | |
| Previous Owner | Larson Theresa | $205,535 | |
| Previous Owner | Larson Theresa F | $189,000 | |
| Previous Owner | Mathis Theresa F | $176,000 | |
| Previous Owner | Mathis Theresa F | $142,200 | |
| Previous Owner | Cervantes Manuel G | $125,000 | |
| Previous Owner | Cervantes Manuel G | $86,800 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/10/2022 03/10/22 | Sold | $262,500 | +7.1% | $233 / Sq Ft |
| 02/13/2022 02/13/22 | Pending | -- | -- | -- |
| 02/09/2022 02/09/22 | For Sale | $245,000 | -- | $218 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $6,353 | $79,375 | $24,998 | $54,377 |
| 2022 | $5,710 | $76,714 | $27,669 | $49,045 |
| 2021 | $5,235 | $70,191 | $26,374 | $43,817 |
| 2020 | $5,175 | $68,882 | $25,882 | $43,000 |
| 2019 | $5,077 | $67,519 | $25,370 | $42,149 |
| 2018 | $4,766 | $63,459 | $24,405 | $39,054 |
| 2017 | $4,633 | $61,290 | $23,571 | $37,719 |
| 2016 | $4,854 | $59,137 | $22,743 | $36,394 |
| 2015 | -- | $55,054 | $22,498 | $32,556 |
| 2014 | -- | $54,085 | $22,498 | $31,587 |
| 2013 | -- | $56,101 | $22,723 | $33,378 |
Source: Public Records
Agents Affiliated with this Home
-
Annette Siwy
Seller's Agent in 2022
Annette Siwy
Siwy Real Estate, Inc.
(630) 954-4444
2 in this area
120 Total Sales
-
Nadine Johnson
Buyer's Agent in 2022
Nadine Johnson
Kettley & Co. Inc. - Aurora
(630) 205-1458
1 in this area
114 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11318350
APN: 09-33-251-009
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