Seller's Agent in 2025
Kelly Michelson
Baird Warner
(630) 551-1111
8 in this area
357 Total Sales
402 Camden Cir Unit 3 Oswego, IL 60543
South Oswego Neighborhood
3
Beds
3
Baths
1,819
Sq Ft
0.26
Acres
Highlights
- Open Floorplan
- Deck
- Ranch Style House
- Prairie Point Elementary School Rated A-
- Property is near a park
- 4-minute walk to Morgan Creek Park
About This Home
As of May 2025Inviting Ranch in a very desirable location! This quality-built home w/many added features and upgrades has been so well maintained offering comfort & functionality! Open floor plan, vaulted living room w/brick fireplace, separate dining plus eat-in area in kitchen, granite countertops, & ample cabinets. The master bedroom suite w/volume ceiling & walk in closet, a luxurious master bath w/skylight, jacuzzi tub, & separate shower is awesome! Two additional bedrooms & full bath on main floor. The Large FINISHED basement adds a 3rd full bath, tons of storage, built-ins and cabinets. GREAT added living space to entertain & host guests! Beautiful professionally landscaped corner lot, a covered deck area, paver patio, perennials, sprinkler system & Generac home generator. All this and a super location! Oswego area w/so many added amenities to offer and more being added! It's all here!!
Last Agent to Sell the Property
Baird & Warner License #475136889 Listed on: 03/19/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,579
Year Built
- Built in 2001
Lot Details
- Lot Dimensions are 94x125x86x126
- Corner Lot
- Paved or Partially Paved Lot
- Sprinkler System
HOA Fees
- $15 Monthly HOA Fees
Parking
- 2 Car Garage
- Driveway
Home Design
- Ranch Style House
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 1,819 Sq Ft Home
- Open Floorplan
- Built-In Features
- Ceiling Fan
- Entrance Foyer
- Family Room
- Living Room with Fireplace
- Breakfast Room
- Formal Dining Room
- Carbon Monoxide Detectors
Kitchen
- Range
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
- Whirlpool Bathtub
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Outdoor Features
- Deck
- Patio
Location
- Property is near a park
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Power Generator
- Water Softener is Owned
Community Details
- Joanne Association, Phone Number (630) 845-8600
- Deerpath Creek Subdivision
- Property managed by Krill & Krill
Listing and Financial Details
- Senior Tax Exemptions
- Homeowner Tax Exemptions
- Other Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 7, 2015
Closed on
Feb 6, 2015
Sold by
Potts Lance E and Potts Nancy
Bought by
Beasley Stacy R and Beasley Doris
Seller's Agent
Judy Sollinger
Charles Rutenberg Realty of IL
Buyer's Agent
Kelly Michelson
Baird & Warner
List Price
$259,900
Sold Price
$250,000
Premium/Discount to List
-$9,900
-3.81%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$191,819
Avg. Annual Appreciation
5.50%
Original Mortgage
$100,000
Outstanding Balance
$36,029
Interest Rate
2.99%
Mortgage Type
New Conventional
Estimated Equity
$405,790
Purchase Details
Closed on
Jun 25, 2004
Sold by
Olson Julie
Bought by
Potts Lance E and Potts Nancy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,000
Interest Rate
6.4%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
May 18, 2001
Sold by
T J Baumgartner Custom Homes Corp
Bought by
Olson Julie
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,950
Interest Rate
7.18%
Purchase Details
Closed on
Oct 6, 2000
Sold by
Deerpath Development Corp
Bought by
T J Baumgartner Custom Homes Corp
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $250,000 | Stewart Title | |
| Warranty Deed | $280,500 | First American Title | |
| Corporate Deed | $230,500 | Chicago Title Insurance Co | |
| Corporate Deed | $42,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $50,000 | Credit Line Revolving | |
| Open | $100,000 | New Conventional | |
| Previous Owner | $77,000 | Unknown | |
| Previous Owner | $137,000 | Fannie Mae Freddie Mac | |
| Previous Owner | $137,000 | Purchase Money Mortgage | |
| Previous Owner | $208,000 | Unknown | |
| Previous Owner | $26,000 | Unknown | |
| Previous Owner | $218,950 | No Value Available | |
| Closed | $100,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/01/2025 05/01/25 | Sold | $430,000 | -2.3% | $236 / Sq Ft | |
| 04/01/2025 04/01/25 | Pending | -- | -- | -- | |
| 03/27/2025 03/27/25 | Price Changed | $439,900 | -2.2% | $242 / Sq Ft | |
| 03/19/2025 03/19/25 | For Sale | $449,900 | +80.0% | $247 / Sq Ft | |
| 02/19/2015 02/19/15 | Sold | $250,000 | -3.8% | $137 / Sq Ft | View Prior Sale |
| 01/24/2015 01/24/15 | Pending | -- | -- | -- | |
| 01/07/2015 01/07/15 | For Sale | $259,900 | -- | $143 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,042 | $125,356 | $28,486 | $96,870 |
| 2023 | $7,934 | $110,935 | $25,209 | $85,726 |
| 2022 | $7,934 | $100,850 | $22,917 | $77,933 |
| 2021 | $7,604 | $94,253 | $21,418 | $72,835 |
| 2020 | $7,504 | $92,405 | $20,998 | $71,407 |
| 2019 | $7,297 | $89,005 | $20,998 | $68,007 |
| 2018 | $7,841 | $91,433 | $18,948 | $72,485 |
| 2017 | $7,429 | $85,451 | $17,708 | $67,743 |
| 2016 | $7,485 | $82,962 | $17,192 | $65,770 |
| 2015 | $8,218 | $81,335 | $16,855 | $64,480 |
| 2014 | -- | $78,966 | $16,364 | $62,602 |
| 2013 | -- | $78,966 | $16,364 | $62,602 |
Source: Public Records
Agents Affiliated with this Home
-
Kelly Michelson
-
Beth David
Seller Co-Listing Agent in 2025
Beth David
Baird Warner
(815) 325-3563
4 in this area
91 Total Sales
-
Michelle Viera
Buyer's Agent in 2025
Michelle Viera
Coldwell Banker Real Estate Group
(630) 957-7419
1 in this area
32 Total Sales
-
Judy Sollinger
Seller's Agent in 2015
Judy Sollinger
Charles Rutenberg Realty of IL
(630) 554-8637
2 in this area
12 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12286783
APN: 03-29-102-006
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