402 Cowles Ave Joliet, IL 60435
Cathedral Area Neighborhood
3
Beds
1
Bath
1,408
Sq Ft
6,098
Sq Ft Lot
Highlights
- 2 Car Detached Garage
- Forced Air Heating System
- Dining Room
- Living Room
About This Home
As of February 2025SPACIOUS FRAME 2 STORY HOME THAT FEATURES 3 BEDROOMS, 1 BATHS, FULL BASEMENT, HARDWOOD FLOORS IN LIVING ROOM, AND A 2 CAR DETACHED GARAGE. SOLD AS IS. BUYER TO TAKE ON CITY REPAIRS & PUT UP ESCROW IF REQUIRED. NO DISCLOSURES, NO SURVEY OR TERMITE PROVIDED. PRESENT DETAILED PRE-QUAL OR PROOF OF FUNDS WITH OFFER. EM CERTIFIED FUNDS ONLY. PLEASE DO NOT EMAIL OFFERS, FAX OVER ALL OFFERS.
Last Agent to Sell the Property
Crosstown Realtors, Inc. License #475136300 Listed on: 11/19/2014
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,874
Year Built
- Built in 1918
Lot Details
- 6,098 Sq Ft Lot
- Lot Dimensions are 49x128
Parking
- 2 Car Detached Garage
- Parking Space is Owned
Home Design
- Frame Construction
Interior Spaces
- 1,408 Sq Ft Home
- 2-Story Property
- Living Room
- Dining Room
- Partially Finished Basement
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- 1 Full Bathroom
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Natural Gas
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 26, 2024
Closed on
Feb 6, 2025
Sold by
Girten Kiersten A
Bought by
Lodovico Dean Martin
Seller's Agent
Elizabeth Behling
Redfin Corporation
Buyer's Agent
Jennifer Lodovico-Lewis
Exit Strategy Realty
List Price
$324,900
Sold Price
$325,000
Premium/Discount to List
$100
0.03%
Views
111
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,916
Avg. Annual Appreciation
-4.28%
Original Mortgage
$200,000
Outstanding Balance
$199,663
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$119,421
Purchase Details
Listed on
Jul 11, 2024
Closed on
Aug 2, 2024
Sold by
Caire Nicholas G and Caire Barbara
Bought by
Girten Kiersten A
Seller's Agent
Joseph Enzbigilis
Keller Williams Experience
Buyer's Agent
Elizabeth Heavener
Keller Williams Infinity
List Price
$300,000
Sold Price
$298,000
Premium/Discount to List
-$2,000
-0.67%
Views
95
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.42%
Original Mortgage
$100,000
Interest Rate
6.99%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 23, 2020
Sold by
Wengler Colleen
Bought by
Caire Nicholas
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,500
Interest Rate
3.87%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 18, 2016
Sold by
Caire Robert Gil
Bought by
Caire Robert Gil and Caire Nicholas G
Purchase Details
Listed on
Nov 19, 2014
Closed on
Mar 3, 2015
Sold by
Deutsche Bank National Trust Company
Bought by
Caire Robert Gil
Seller's Agent
Jeff Mrozek
Crosstown Realtors, Inc.
Buyer's Agent
Kevin Burke
RE/MAX 10
List Price
$104,900
Sold Price
$75,000
Premium/Discount to List
-$29,900
-28.5%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.11%
Original Mortgage
$56,250
Interest Rate
4.25%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 29, 2014
Sold by
Lord Ruth and Case #11 Ch 2105
Bought by
Deutsche Bank National Trust Company
Purchase Details
Closed on
Aug 21, 2014
Sold by
Structurefunding Corporation
Bought by
Deutsche Bank National Trust Company
Purchase Details
Closed on
Sep 14, 2006
Sold by
Myers Dion J and Myers Marylou L
Bought by
Lord Ruth
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$147,200
Interest Rate
9.2%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 24, 2001
Sold by
Voitik Joseph J and Voitik Karen L
Bought by
Myers Dion J and Myers Marylou L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,650
Interest Rate
7.28%
Similar Homes in Joliet, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $325,000 | None Listed On Document | |
| Warranty Deed | $298,000 | Premier Title | |
| Grant Deed | $155,000 | Fidelity National Title | |
| Interfamily Deed Transfer | -- | Chicago Title Insurance Co | |
| Special Warranty Deed | $75,000 | Fidelity Natl Title Ins Co | |
| Sheriffs Deed | -- | None Available | |
| Sheriffs Deed | $243,370 | None Available | |
| Warranty Deed | $184,000 | First American Title | |
| Warranty Deed | $127,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $200,000 | New Conventional | |
| Previous Owner | $100,000 | New Conventional | |
| Previous Owner | $160,500 | New Conventional | |
| Previous Owner | $158,000 | New Conventional | |
| Previous Owner | $56,250 | New Conventional | |
| Previous Owner | $147,200 | Purchase Money Mortgage | |
| Previous Owner | $51,800 | Unknown | |
| Previous Owner | $27,000 | Unknown | |
| Previous Owner | $123,000 | VA | |
| Previous Owner | $120,650 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/19/2025 02/19/25 | Sold | $325,000 | 0.0% | $209 / Sq Ft |
| 01/15/2025 01/15/25 | Pending | -- | -- | -- |
| 11/26/2024 11/26/24 | For Sale | $324,900 | +9.0% | $209 / Sq Ft |
| 08/07/2024 08/07/24 | Sold | $298,000 | -0.7% | $192 / Sq Ft |
| 07/03/2024 07/03/24 | For Sale | $300,000 | +300.0% | $193 / Sq Ft |
| 04/09/2015 04/09/15 | Sold | $75,000 | -6.1% | $53 / Sq Ft |
| 02/23/2015 02/23/15 | Pending | -- | -- | -- |
| 01/30/2015 01/30/15 | Price Changed | $79,900 | -9.1% | $57 / Sq Ft |
| 01/06/2015 01/06/15 | Price Changed | $87,900 | -9.8% | $62 / Sq Ft |
| 12/12/2014 12/12/14 | Price Changed | $97,500 | -7.1% | $69 / Sq Ft |
| 11/18/2014 11/18/14 | For Sale | $104,900 | -- | $75 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $6,305 | $73,990 | $14,685 | $59,305 |
| 2022 | $5,887 | $66,929 | $13,284 | $53,645 |
| 2021 | $5,311 | $62,510 | $12,407 | $50,103 |
| 2020 | $5,010 | $59,364 | $11,783 | $47,581 |
| 2019 | $4,725 | $55,171 | $10,951 | $44,220 |
| 2018 | $5,080 | $50,980 | $10,119 | $40,861 |
| 2017 | $4,377 | $42,377 | $9,190 | $33,187 |
| 2016 | $4,192 | $43,620 | $8,425 | $35,195 |
| 2015 | $3,827 | $40,900 | $7,900 | $33,000 |
| 2014 | $3,827 | $40,700 | $7,850 | $32,850 |
| 2013 | $3,827 | $42,739 | $8,695 | $34,044 |
Source: Public Records
Agents Affiliated with this Home
-
E
Seller's Agent in 2025
Elizabeth Behling
Redfin Corporation
-
Jennifer Lodovico-Lewis
Buyer's Agent in 2025
Jennifer Lodovico-Lewis
Exit Strategy Realty
(815) 735-4795
1 in this area
11 Total Sales
-
Joseph Enzbigilis
Seller's Agent in 2024
Joseph Enzbigilis
Keller Williams Experience
(630) 297-5429
1 in this area
111 Total Sales
-
Elizabeth Heavener
Buyer's Agent in 2024
Elizabeth Heavener
Keller Williams Infinity
(630) 926-7087
1 in this area
114 Total Sales
-
Jeff Mrozek
J
Seller's Agent in 2015
Jeff Mrozek
Crosstown Realtors, Inc.
(708) 889-2923
52 Total Sales
-
Kevin Burke
Buyer's Agent in 2015
Kevin Burke
RE/MAX 10
(708) 805-1754
2 in this area
383 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 08789286
APN: 07-08-230-011
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