405 4th St Cloquet, MN 55720
Estimated payment $1,760/month
Highlights
- Very Popular Property
- RV Access or Parking
- Main Floor Primary Bedroom
- Churchill Elementary School Rated A-
- Wood Flooring
- Loft
About This Home
**Seller offering a 2/1 buydown through preferred lender — enjoy payments based on 3.99% the first year and 4.99% the second! Save thousands up front — making homeownership more affordable from day one.**Classic Cloquet Charm on a Spacious Corner Lot! Discover the perfect blend of character and convenience in this inviting 3-bedroom, 1-bath home nestled in the heart of Cloquet, MN. Situated on a generous .29-acre corner lot, this property offers incredible space both inside and out—ideal for anyone seeking a move-in ready opportunity that also has posibilities to make it your own. Inside You'll Find: 3 bedrooms on the main floor – perfect for single-level living, Spacious eat-in kitchen with room for meals and entertaining. Bright sunroom – enjoy your morning coffee or create a cozy reading nook. Walk-up attic with endless possibilities: extra storage, craft room, home office, or potential non-conforming bedroom. Updated electrical panel and pre-inspected for your peace of mind. Classic details and solid bones throughout with hardwood floors hiding under the carpet. Outdoor Features: Large corner lot with plenty of room for activities and pets! Detached 2-car garage with asphalt driveway for easy maintenance. Mature landscaping and space to garden, play, or entertain. Why You'll Love This Location: Convenient Cloquet location close to schools, parks, shopping, and dining, Easy access to Highway 33 and I-35 for commuting to Duluth or the Twin Cities, friendly neighborhood with small-town charm. This affordable Cloquet home has been thoughtfully maintained and is ready for its next chapter. Whether you're looking for a starter home, investment property, or a place to grow, 405 4th St checks all the boxes.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,786
Year Built
- Built in 1923
Lot Details
- 0.29 Acre Lot
- Lot Dimensions are 110x115
- Elevated Lot
- Corner Lot
- Level Lot
- Few Trees
Home Design
- Bungalow
- Brick Exterior Construction
- Poured Concrete
- Plaster Walls
- Asphalt Shingled Roof
Interior Spaces
- Multi-Level Property
- Woodwork
- Wood Burning Fireplace
- Living Room
- Combination Kitchen and Dining Room
- Loft
- Sun or Florida Room
- Lower Floor Utility Room
- Storage Room
- Wood Flooring
- Property Views
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Range
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Bathroom on Main Level
- 1 Full Bathroom
Laundry
- Laundry Room
- Washer and Dryer Hookup
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Bedroom in Basement
Parking
- 2 Car Detached Garage
- Driveway
- Off-Street Parking
- RV Access or Parking
Utilities
- No Cooling
- Boiler Heating System
- Heating System Uses Natural Gas
- Heating System Uses Wood
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 06-340-0940 + 06-340-0920
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,502 | $227,300 | $14,000 | $213,300 |
| 2023 | $3,442 | $218,000 | $14,000 | $204,000 |
| 2022 | $3,054 | $218,000 | $14,000 | $204,000 |
| 2021 | $3,262 | $169,800 | $12,200 | $157,600 |
| 2020 | $3,120 | $163,200 | $12,200 | $151,000 |
| 2019 | $2,982 | $155,800 | $12,200 | $143,600 |
| 2018 | $2,768 | $150,900 | $12,200 | $138,700 |
| 2017 | $2,668 | $141,100 | $12,200 | $128,900 |
| 2016 | $2,558 | $137,500 | $12,200 | $125,300 |
| 2015 | $2,352 | $107,500 | $10,000 | $97,500 |
| 2014 | -- | $107,500 | $10,000 | $97,500 |
| 2013 | -- | $107,500 | $10,000 | $97,500 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/03/2025 12/03/25 | Price Changed | $274,900 | -1.8% | $164 / Sq Ft |
| 11/01/2025 11/01/25 | For Sale | $279,900 | -- | $167 / Sq Ft |
About the Listing Agent
Jess Bellefeuille has been a Duluth resident for over 20 years after moving to Duluth to attend UMD to get her BAA in Education. Jess grew up in the small central Minnesota town of Mora and spent as much time possible in the Sturgeon Lake/Denham area with family. She currently resides in Carlton with her husband, Jody, her daughter, Jayda, and their dog Millie. Jess & Jody also own Accurate Auto Repair in Hermantown. For fun Jess loves to watch her daughter practice her martial arts and race
Jessica's Other Listings
Source: Lake Superior Area REALTORS®
MLS Number: 6122729
APN: 06-340-0940
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