$274,900

405 4th St Cloquet, MN 55720

Estimated payment $1,760/month

Total Views 25,960
3 Beds
1 Bath
1,680 Sq Ft
$164 Price per Sq Ft

Highlights

  • Very Popular Property
  • RV Access or Parking
  • Main Floor Primary Bedroom
  • Churchill Elementary School Rated A-
  • Wood Flooring
  • Loft

About This Home

**Seller offering a 2/1 buydown through preferred lender — enjoy payments based on 3.99% the first year and 4.99% the second! Save thousands up front — making homeownership more affordable from day one.**Classic Cloquet Charm on a Spacious Corner Lot! Discover the perfect blend of character and convenience in this inviting 3-bedroom, 1-bath home nestled in the heart of Cloquet, MN. Situated on a generous .29-acre corner lot, this property offers incredible space both inside and out—ideal for anyone seeking a move-in ready opportunity that also has posibilities to make it your own. Inside You'll Find: 3 bedrooms on the main floor – perfect for single-level living, Spacious eat-in kitchen with room for meals and entertaining. Bright sunroom – enjoy your morning coffee or create a cozy reading nook. Walk-up attic with endless possibilities: extra storage, craft room, home office, or potential non-conforming bedroom. Updated electrical panel and pre-inspected for your peace of mind. Classic details and solid bones throughout with hardwood floors hiding under the carpet. Outdoor Features: Large corner lot with plenty of room for activities and pets! Detached 2-car garage with asphalt driveway for easy maintenance. Mature landscaping and space to garden, play, or entertain. Why You'll Love This Location: Convenient Cloquet location close to schools, parks, shopping, and dining, Easy access to Highway 33 and I-35 for commuting to Duluth or the Twin Cities, friendly neighborhood with small-town charm. This affordable Cloquet home has been thoughtfully maintained and is ready for its next chapter. Whether you're looking for a starter home, investment property, or a place to grow, 405 4th St checks all the boxes.

Listing Agent

Jessica Bellefeuille

Coldwell Banker Realty - Duluth Listed on: 10/30/2025

Coldwell Banker Realty - Duluth

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,786

Year Built

  • Built in 1923

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 110x115
  • Elevated Lot
  • Corner Lot
  • Level Lot
  • Few Trees

Home Design

  • Bungalow
  • Brick Exterior Construction
  • Poured Concrete
  • Plaster Walls
  • Asphalt Shingled Roof

Interior Spaces

  • Multi-Level Property
  • Woodwork
  • Wood Burning Fireplace
  • Living Room
  • Combination Kitchen and Dining Room
  • Loft
  • Sun or Florida Room
  • Lower Floor Utility Room
  • Storage Room
  • Wood Flooring
  • Property Views

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Bathroom on Main Level
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Bedroom in Basement

Parking

  • 2 Car Detached Garage
  • Driveway
  • Off-Street Parking
  • RV Access or Parking

Utilities

  • No Cooling
  • Boiler Heating System
  • Heating System Uses Natural Gas
  • Heating System Uses Wood
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 06-340-0940 + 06-340-0920

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,786

Year Built

Built in 1923

Lot Details

0

Listing Details

  • Class: SINGLE FAMILY
  • Directions: Selmser Ave. to South on 4th St.
  • InternetOptions: Cable
  • L O1 Office Phone1 Number: 218-728-5161
  • Road Maintenance: Public
  • Property Sub-Type: SF/Detached
  • Tax Year: 2025
  • View Type:Pond View: Typical
  • Lot Description Waterfront: No
  • Air Conditioner: None
  • Reso Association Amenities: Eat-In Kitchen, Hardwood Floors, Natural Woodwork, Plaster Walls, Dryer Hook-Ups, Washer Hook-Ups
  • Mfg And Park Info Construction Type: Brick
  • FinFootageAboveGrade: 1480
  • Below Grade Finished Sq Ft: 200
  • Garage Type: Detached
  • Heat: Boiler, Fireplace, Wood, Natural Gas
  • Fireplaces: 1
  • MainFloorBath: Yes
  • Reso Roof: Asphalt Shingles
  • Room 10: Other
  • Room 11: Storage Room
  • Bedroom 3: Sunroom/Solarium
  • TotalBedrooms: 3
  • Year Built: 1923
  • Level 1 Bedroom: Main
  • RoomLevel10: Basement
  • RoomLevel11: Lower
  • RoomLevel3: Main
  • RoomLevel4: Main
  • RoomLevel5: Main
  • RoomLevel6: Main
  • RoomLevel7: Main
  • RoomLevel8: Upper
  • RoomLevel9: Lower
  • Property Style: Bungalow
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range/Stove, Refrigerator
  • Basement Features: Partially Finished, Utility Room, Washer Hook-Ups, Dryer Hook-Ups
  • Basement Material: Poured Concrete
  • Basement Style: Full
  • Bathroom Description: Full Main Floor
  • Formal Dining: Breakfast Nook, Combine with Kitchen, Eat-In Kitchen
  • Extra Rooms: Sunrm/Solarium, Non-Conforming Bedroom, Loft
  • Fireplace: Yes
  • Den Fireplace Type: Wood Burning
  • Bedroom Features:Main Floor Bedroom: Yes
  • Bathroom 1: Living Room
  • Bathroom 2: Kitchen
  • Main Residence Features:Family Room4: Bedroom
  • Bedroom 5: Bedroom
  • Stories: 1.25 - 1.75 Story
  • Room 6: Bedroom
  • Room 7: Bathroom
  • Room 8: Other
  • Room 9: Laundry Room
  • Total Bathrooms: 1
  • Total Fin Square Footage: 1680
  • Exercise Room Level2: Main

Exterior Features

  • Road Frontage: City, Curb/Gutters, Sidewalk
  • Construction Status: Previously Owned
  • Exterior: Brick

Garage/Parking

  • Parking Driveway: Off Street, RV Parking, Driveway - Asphalt
  • Garage Features: Electrical Service, Slab
  • Garage Capacity: 2
  • ParkingFeaturesGarageDimensions: 20x24

Utilities

  • Power Company: Minnesota Power
  • Sewer: City
  • Water: City

Condo/Co-op/Association

  • Association Fee: No

Schools

  • Junior High Dist: Cloquet #94

Lot Info

  • Estimated Lot Dimensions: 110x115
  • Estimated Number of Acres: 0.29
  • Cultivated Acreage: LSAR
  • Geo Subdivision: MN
  • Lot Description: Corner Lot, Tree Coverage - Light, High, Level
  • Parcel Number: 06-340-0940 + 06-340-0920

Rental Info

  • Lease Terms: Cash, Conventional

Tax Info

  • Tax Amount: 3786

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,502 $227,300 $14,000 $213,300
2023 $3,442 $218,000 $14,000 $204,000
2022 $3,054 $218,000 $14,000 $204,000
2021 $3,262 $169,800 $12,200 $157,600
2020 $3,120 $163,200 $12,200 $151,000
2019 $2,982 $155,800 $12,200 $143,600
2018 $2,768 $150,900 $12,200 $138,700
2017 $2,668 $141,100 $12,200 $128,900
2016 $2,558 $137,500 $12,200 $125,300
2015 $2,352 $107,500 $10,000 $97,500
2014 -- $107,500 $10,000 $97,500
2013 -- $107,500 $10,000 $97,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/03/2025 12/03/25 Price Changed $274,900 -1.8% $164 / Sq Ft
11/01/2025 11/01/25 For Sale $279,900 -- $167 / Sq Ft
Source: Lake Superior Area REALTORS®

About the Listing Agent

Jessica Bellefeuille

Coldwell Banker Realty - Duluth

(218) 616-8432

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Jess Bellefeuille has been a Duluth resident for over 20 years after moving to Duluth to attend UMD to get her BAA in Education. Jess grew up in the small central Minnesota town of Mora and spent as much time possible in the Sturgeon Lake/Denham area with family. She currently resides in Carlton with her husband, Jody, her daughter, Jayda, and their dog Millie. Jess & Jody also own Accurate Auto Repair in Hermantown. For fun Jess loves to watch her daughter practice her martial arts and race

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    Welcome to your blank canvas in a new development! Combining Lots 1 & 2 this 5.76-acre parcel of raw land offers the perfect opportunity to turn your dream home vision into reality. Nestled in a serene location just minutes from town, in the Proctor/Pike Lake Elementary School District, this charming plot boasts tranquility and convenience in equal measure. Embrace the freedom to build the home

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  • XXXX Rycor Ln, Duluth, MN 55811

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    Welcome to your blank canvas in a new development! This 2.88-acre parcel of raw land offers the perfect opportunity to turn your dream home vision into reality. Nestled in a serene location just minutes from town, in the Proctor/Pike Lake Elementary School District, this charming plot boasts tranquility and convenience in equal measure. Embrace the freedom to build the home you've always

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  • XXXX Rycor Ln, Duluth, MN 55811

    $74,000

    • Land
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    • $25,784 per Acre
    • XXXX Rycor Ln
    • Duluth, MN

    Welcome to your blank canvas in a new development! This 2.87-acre parcel of raw land offers the perfect opportunity to turn your dream home vision into reality. Nestled in a serene location just minutes from town, in the Proctor/Pike Lake Elementary School District, this charming plot boasts tranquility and convenience in equal measure. Embrace the freedom to build the home you've always

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Source: Lake Superior Area REALTORS®

MLS Number: 6122729

APN: 06-340-0940