405 Derby Ct Unit 2 Oswego, IL 60543
South Oswego NeighborhoodEstimated payment $3,355/month
Total Views
7,903
4
Beds
3.5
Baths
2,344
Sq Ft
$198
Price per Sq Ft
Highlights
- Very Popular Property
- Traditional Architecture
- Cul-De-Sac
- Prairie Point Elementary School Rated A-
- Formal Dining Room
- Walk-In Closet
About This Home
Light-filled and extensively updated, this 4-bedroom, 3 1/2-bath home in sought-after Lakeview Estates was fully renovated in March 2024, with attention to detail and quality throughout! Striking curb appeal with charming covered front porch including new railing and new woodwork. The expansive open floor plan features brand new luxury vinyl flooring on the main and second levels, complemented by gleaming wood stairs, updated trim work and wainscoting panels for a clean, modern look. The spacious kitchen is a true highlight-equipped with stainless steel appliances, updated tile and stain finishes, and a generous eating area perfect for busy mornings. It flows seamlessly into the inviting family room, where a beautifully renovated fireplace with custom tile and stained wood surround serves as a warm focal point. Enjoy meals in the formal dining room, featuring large windows that offer serene views of the beautifully landscaped, fenced backyard and patio. Spacious master bedroom featuring vaulted ceilings, a walk in closet and master bath with dual vanity and separate shower. The fully finished basement includes a full bathroom, spacious bedroom with closet, and tile flooring-ideal for guests or even office space. **Refer to recent updates in additional info**A truly move-in-ready home in a great location, offering both style and function with no detail overlooked!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,117
Year Built
- Built in 1998
Lot Details
- 0.3 Acre Lot
- Lot Dimensions are 47x129x13x60x72
- Cul-De-Sac
- Fenced
- Paved or Partially Paved Lot
HOA Fees
- $4 Monthly HOA Fees
Parking
- 3 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Asphalt Roof
Interior Spaces
- 2,344 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Attached Fireplace Door
- Gas Log Fireplace
- Window Screens
- Sliding Doors
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Association fees include insurance
- Manager Association, Phone Number (815) 786-6553
- Property managed by Lakeview Estates
Listing and Financial Details
- Homeowner Tax Exemptions
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $8,907 | $115,099 | $24,246 | $90,853 |
| 2022 | $8,907 | $104,636 | $22,042 | $82,594 |
| 2021 | $8,589 | $97,791 | $20,600 | $77,191 |
| 2020 | $8,688 | $94,943 | $20,000 | $74,943 |
| 2019 | $8,685 | $93,474 | $20,000 | $73,474 |
| 2018 | $8,663 | $91,607 | $21,891 | $69,716 |
| 2017 | $8,469 | $85,614 | $20,459 | $65,155 |
| 2016 | $8,250 | $82,321 | $19,672 | $62,649 |
| 2015 | $7,978 | $76,138 | $18,194 | $57,944 |
| 2014 | -- | $73,920 | $17,664 | $56,256 |
| 2013 | -- | $74,666 | $17,842 | $56,824 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/12/2025 06/12/25 | Price Changed | $465,000 | -2.1% | $198 / Sq Ft |
| 06/04/2025 06/04/25 | For Sale | $475,000 | +33.8% | $203 / Sq Ft |
| 12/08/2023 12/08/23 | Sold | $355,000 | -5.3% | $127 / Sq Ft |
| 11/04/2023 11/04/23 | Pending | -- | -- | -- |
| 10/24/2023 10/24/23 | Price Changed | $374,900 | -3.8% | $134 / Sq Ft |
| 10/05/2023 10/05/23 | Price Changed | $389,900 | -2.5% | $139 / Sq Ft |
| 09/22/2023 09/22/23 | For Sale | $399,900 | 0.0% | $143 / Sq Ft |
| 09/15/2023 09/15/23 | Pending | -- | -- | -- |
| 08/31/2023 08/31/23 | For Sale | $399,900 | -- | $143 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $355,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | Success Title | |
| Interfamily Deed Transfer | -- | Success Title Services Inc | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $244,000 | Wheatland Title | |
| Warranty Deed | -- | Greater Illinois Title Compa | |
| Sheriffs Deed | -- | -- | |
| Deed | $200,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $463,000 | New Conventional | |
| Closed | $381,600 | New Conventional | |
| Closed | $284,000 | New Conventional | |
| Previous Owner | $158,733 | New Conventional | |
| Previous Owner | $192,000 | Purchase Money Mortgage | |
| Previous Owner | $235,500 | Unknown | |
| Previous Owner | $187,150 | No Value Available | |
| Closed | -- | No Value Available |
Source: Public Records
Similar Homes in Oswego, IL
Source: Midwest Real Estate Data (MRED)
MLS Number: 12378473
APN: 03-19-279-007
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