405 Derby Ct Unit 2 Oswego, IL 60543
South Oswego Neighborhood
4
Beds
2.5
Baths
2,800
Sq Ft
0.3
Acres
Highlights
- 3 Car Attached Garage
- Prairie Point Elementary School Rated A-
- Forced Air Heating and Cooling System
About This Home
As of July 2025Welcome to this spacious 4 bedroom, 2.5 bathroom home in Lakeview Estates! The home offers hardwood flooring throughout the main level, formal living room + formal dining room & an eat-in kitchen with granite countertops. Spacious family room with a fireplace + tons of natural light & high ceilings! Large master bedroom with vaulted ceiling & full private bathroom with a walk-in closet. The 2nd full bath serves the three additional bedrooms on the second floor. First floor laundry & easy access to the huge fenced in backyard! The home also features a full basement that is partially finished & 3 car garage! There are walking paths + a nature preserve & a quick bike ride away from the quaint downtown area of Oswego. Shopping & restaurants are nearby. Furance & A/C: 2017, Fence: 2017, Roof: 2016. MOTIVATED SELLER! Will consider all offers!
Last Agent to Sell the Property
iHome Real Estate License #471020173 Listed on: 08/31/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,907
Year Built
- Built in 1998
Lot Details
- Lot Dimensions are 47x129x13x60x72
HOA Fees
- $10 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Parking Included in Price
Interior Spaces
- 2,800 Sq Ft Home
- 2-Story Property
- Family Room with Fireplace
- Unfinished Basement
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Association fees include insurance
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 31, 2023
Closed on
Dec 8, 2023
Sold by
Lynette Anderson Revocable Trust
Bought by
Patel Vivek J and Patel Twisha
Seller's Agent
Bryan Bartholomew
iHome Real Estate
Buyer's Agent
Michelle Denton
Charles Rutenberg Realty of IL
List Price
$399,900
Sold Price
$355,000
Premium/Discount to List
-$44,900
-11.23%
Views
196
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.21%
Original Mortgage
$284,000
Interest Rate
6.38%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 29, 2012
Sold by
Anderson Lynette
Bought by
Anderson Lynette
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,733
Interest Rate
3.28%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 1, 2012
Sold by
Anderson Lynette
Bought by
Anderson Lynette
Purchase Details
Closed on
May 28, 2003
Sold by
Apostolopoulos Gus and Apostolopoulos Michelle
Bought by
Anderson Lynette
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,000
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 29, 2000
Sold by
Federal National Mortgage Association
Bought by
Apostolopoulos Gus and Apostolopoulos Michelle
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,150
Interest Rate
7.75%
Purchase Details
Closed on
Oct 29, 1999
Sold by
Haack Paul F and Haack Janet M
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Feb 1, 1996
Bought by
Haack Paul F and Haack Janet M
Similar Homes in Oswego, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $355,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | Success Title | |
| Interfamily Deed Transfer | -- | Success Title Services Inc | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $244,000 | Wheatland Title | |
| Warranty Deed | -- | Greater Illinois Title Compa | |
| Sheriffs Deed | -- | -- | |
| Deed | $200,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $463,000 | New Conventional | |
| Closed | $381,600 | New Conventional | |
| Closed | $284,000 | New Conventional | |
| Previous Owner | $158,733 | New Conventional | |
| Previous Owner | $192,000 | Purchase Money Mortgage | |
| Previous Owner | $235,500 | Unknown | |
| Previous Owner | $187,150 | No Value Available | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/29/2025 07/29/25 | Sold | $465,000 | +3.3% | $198 / Sq Ft |
| 07/01/2025 07/01/25 | Pending | -- | -- | -- |
| 06/24/2025 06/24/25 | Price Changed | $450,000 | -3.2% | $192 / Sq Ft |
| 06/12/2025 06/12/25 | Price Changed | $465,000 | -2.1% | $198 / Sq Ft |
| 06/04/2025 06/04/25 | For Sale | $475,000 | +33.8% | $203 / Sq Ft |
| 12/08/2023 12/08/23 | Sold | $355,000 | -5.3% | $127 / Sq Ft |
| 11/04/2023 11/04/23 | Pending | -- | -- | -- |
| 10/24/2023 10/24/23 | Price Changed | $374,900 | -3.8% | $134 / Sq Ft |
| 10/05/2023 10/05/23 | Price Changed | $389,900 | -2.5% | $139 / Sq Ft |
| 09/22/2023 09/22/23 | For Sale | $399,900 | 0.0% | $143 / Sq Ft |
| 09/15/2023 09/15/23 | Pending | -- | -- | -- |
| 08/31/2023 08/31/23 | For Sale | $399,900 | -- | $143 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,466 | $130,062 | $27,398 | $102,664 |
| 2023 | $8,907 | $115,099 | $24,246 | $90,853 |
| 2022 | $8,907 | $104,636 | $22,042 | $82,594 |
| 2021 | $8,589 | $97,791 | $20,600 | $77,191 |
| 2020 | $8,688 | $94,943 | $20,000 | $74,943 |
| 2019 | $8,685 | $93,474 | $20,000 | $73,474 |
| 2018 | $8,663 | $91,607 | $21,891 | $69,716 |
| 2017 | $8,469 | $85,614 | $20,459 | $65,155 |
| 2016 | $8,250 | $82,321 | $19,672 | $62,649 |
| 2015 | $7,978 | $76,138 | $18,194 | $57,944 |
| 2014 | -- | $73,920 | $17,664 | $56,256 |
| 2013 | -- | $74,666 | $17,842 | $56,824 |
Source: Public Records
Agents Affiliated with this Home
-
A
Seller's Agent in 2025
Adam Stary
eXp Realty
-
D
Buyer's Agent in 2025
Diane Oros
Pilmer Real Estate, Inc
-
B
Seller's Agent in 2023
Bryan Bartholomew
iHome Real Estate
-
M
Buyer's Agent in 2023
Michelle Denton
Charles Rutenberg Realty of IL
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11873838
APN: 03-19-279-007
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