Seller's Agent in 2025
Adam Stary
eXp Realty
(630) 615-5500
18 in this area
546 Total Sales
405 Derby Ct Unit 2 Oswego, IL 60543
South Oswego Neighborhood
4
Beds
3.5
Baths
2,344
Sq Ft
0.3
Acres
Highlights
- Traditional Architecture
- Formal Dining Room
- Walk-In Closet
- Prairie Point Elementary School Rated A-
- Cul-De-Sac
- Patio
About This Home
As of July 2025Light-filled and extensively updated, this 4-bedroom, 3 1/2-bath home in sought-after Lakeview Estates was fully renovated in March 2024, with attention to detail and quality throughout! Striking curb appeal with charming covered front porch including new railing and new woodwork. The expansive open floor plan features brand new luxury vinyl flooring on the main and second levels, complemented by gleaming wood stairs, updated trim work and wainscoting panels for a clean, modern look. The spacious kitchen is a true highlight-equipped with stainless steel appliances, updated tile and stain finishes, and a generous eating area perfect for busy mornings. It flows seamlessly into the inviting family room, where a beautifully renovated fireplace with custom tile and stained wood surround serves as a warm focal point. Enjoy meals in the formal dining room, featuring large windows that offer serene views of the beautifully landscaped, fenced backyard and patio. Spacious master bedroom featuring vaulted ceilings, a walk in closet and master bath with dual vanity and separate shower. The fully finished basement includes a full bathroom, spacious bedroom with closet, and tile flooring-ideal for guests or even office space. **Refer to recent updates in additional info**A truly move-in-ready home in a great location, offering both style and function with no detail overlooked!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,117
Year Built
- Built in 1998
Lot Details
- 0.3 Acre Lot
- Lot Dimensions are 47x129x13x60x72
- Cul-De-Sac
- Fenced
- Paved or Partially Paved Lot
HOA Fees
- $4 Monthly HOA Fees
Parking
- 3 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Asphalt Roof
Interior Spaces
- 2,344 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Attached Fireplace Door
- Gas Log Fireplace
- Window Screens
- Sliding Doors
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Finished Basement Bathroom
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- Association fees include insurance
- Manager Association, Phone Number (815) 786-6553
- Property managed by Lakeview Estates
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 4, 2025
Closed on
Jul 27, 2025
Sold by
Patel Vivek J and Patel Twisha
Bought by
Shamblin Marcus and Shamblin Virginia
Seller's Agent
Adam Stary
eXp Realty
Buyer's Agent
Diane Oros
Pilmer Real Estate, Inc
List Price
$475,000
Sold Price
$465,000
Premium/Discount to List
-$10,000
-2.11%
Views
146
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-15.47%
Original Mortgage
$395,250
Outstanding Balance
$394,918
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$59,268
Purchase Details
Listed on
Aug 31, 2023
Closed on
Dec 8, 2023
Sold by
Lynette Anderson Revocable Trust
Bought by
Patel Vivek J and Patel Twisha
Seller's Agent
Bryan Bartholomew
iHome Real Estate
Buyer's Agent
Michelle Denton
Charles Rutenberg Realty of IL
List Price
$399,900
Sold Price
$355,000
Premium/Discount to List
-$44,900
-11.23%
Views
196
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.89%
Original Mortgage
$284,000
Interest Rate
6.38%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 29, 2012
Sold by
Anderson Lynette
Bought by
Anderson Lynette
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$158,733
Interest Rate
3.28%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 1, 2012
Sold by
Anderson Lynette
Bought by
Anderson Lynette
Purchase Details
Closed on
May 28, 2003
Sold by
Apostolopoulos Gus and Apostolopoulos Michelle
Bought by
Anderson Lynette
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,000
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Feb 29, 2000
Sold by
Federal National Mortgage Association
Bought by
Apostolopoulos Gus and Apostolopoulos Michelle
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$187,150
Interest Rate
7.75%
Purchase Details
Closed on
Oct 29, 1999
Sold by
Haack Paul F and Haack Janet M
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Feb 1, 1996
Bought by
Haack Paul F and Haack Janet M
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Old Republic Title | |
| Deed | $355,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | Success Title | |
| Interfamily Deed Transfer | -- | Success Title Services Inc | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $244,000 | Wheatland Title | |
| Warranty Deed | -- | Greater Illinois Title Compa | |
| Sheriffs Deed | -- | -- | |
| Deed | $200,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $395,250 | New Conventional | |
| Previous Owner | $463,000 | New Conventional | |
| Previous Owner | $381,600 | New Conventional | |
| Previous Owner | $284,000 | New Conventional | |
| Previous Owner | $158,733 | New Conventional | |
| Previous Owner | $192,000 | Purchase Money Mortgage | |
| Previous Owner | $235,500 | Unknown | |
| Previous Owner | $187,150 | No Value Available | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/29/2025 07/29/25 | Sold | $465,000 | +3.3% | $198 / Sq Ft |
| 07/01/2025 07/01/25 | Pending | -- | -- | -- |
| 06/24/2025 06/24/25 | Price Changed | $450,000 | -3.2% | $192 / Sq Ft |
| 06/12/2025 06/12/25 | Price Changed | $465,000 | -2.1% | $198 / Sq Ft |
| 06/04/2025 06/04/25 | For Sale | $475,000 | +33.8% | $203 / Sq Ft |
| 12/08/2023 12/08/23 | Sold | $355,000 | -5.3% | $127 / Sq Ft |
| 11/04/2023 11/04/23 | Pending | -- | -- | -- |
| 10/24/2023 10/24/23 | Price Changed | $374,900 | -3.8% | $134 / Sq Ft |
| 10/05/2023 10/05/23 | Price Changed | $389,900 | -2.5% | $139 / Sq Ft |
| 09/22/2023 09/22/23 | For Sale | $399,900 | 0.0% | $143 / Sq Ft |
| 09/15/2023 09/15/23 | Pending | -- | -- | -- |
| 08/31/2023 08/31/23 | For Sale | $399,900 | -- | $143 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,466 | $130,062 | $27,398 | $102,664 |
| 2023 | $8,907 | $115,099 | $24,246 | $90,853 |
| 2022 | $8,907 | $104,636 | $22,042 | $82,594 |
| 2021 | $8,589 | $97,791 | $20,600 | $77,191 |
| 2020 | $8,688 | $94,943 | $20,000 | $74,943 |
| 2019 | $8,685 | $93,474 | $20,000 | $73,474 |
| 2018 | $8,663 | $91,607 | $21,891 | $69,716 |
| 2017 | $8,469 | $85,614 | $20,459 | $65,155 |
| 2016 | $8,250 | $82,321 | $19,672 | $62,649 |
| 2015 | $7,978 | $76,138 | $18,194 | $57,944 |
| 2014 | -- | $73,920 | $17,664 | $56,256 |
| 2013 | -- | $74,666 | $17,842 | $56,824 |
Source: Public Records
Agents Affiliated with this Home
-
Adam Stary
-
Diane Oros
Buyer's Agent in 2025
Diane Oros
Pilmer Real Estate, Inc
(630) 844-8801
1 in this area
29 Total Sales
-
Bryan Bartholomew
Seller's Agent in 2023
Bryan Bartholomew
iHome Real Estate
(630) 779-3963
5 in this area
219 Total Sales
-
Michelle Denton
M
Buyer's Agent in 2023
Michelle Denton
Charles Rutenberg Realty of IL
(630) 885-5430
1 in this area
32 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12378473
APN: 03-19-279-007
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