NOT LISTED FOR SALE

Estimated Value: $382,120 - $402,000

3 Beds
3 Baths
1,903 Sq Ft
$206/Sq Ft Est. Value

About This Home

This home is located at 405 Terrace Ln Unit 3, Oswego, IL 60543 and is currently estimated at $392,530, approximately $206 per square foot. 405 Terrace Ln Unit 3 is a home located in Kendall County with nearby schools including Prairie Point Elementary School, Traughber Junior High School, and Oswego High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 24, 2017
Sold by
Crouch Matthew W and Crouch Kimberly A
Bought by
Pyle Foster K
Current Estimated Value
$392,530

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,000
Interest Rate
4.25%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 6, 2011
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Crouch Matthew W and Crouch Kimberly A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,437
Interest Rate
4.67%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 15, 2010
Sold by
Mcshea Brian D
Bought by
Federal Home Loan Mortgage Corp

Purchase Details

Closed on
Oct 4, 2005
Sold by
Martin Denise L
Bought by
Mcshea Brian D and Mc Shea Amy L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,000
Interest Rate
5.82%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Feb 14, 2002
Sold by
Krotz Bradley J and Krotz Lucille R
Bought by
Martin Denise L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
6.87%

Purchase Details

Closed on
Dec 8, 2000
Sold by
Montalbano Builders Inc
Bought by
Krotz Bradley J and Krotz Lucille R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,100
Interest Rate
7.7%

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pyle Foster K $235,000 Attorney
Crouch Matthew W $180,000 Atg
Federal Home Loan Mortgage Corp -- None Available
Mcshea Brian D $245,000 Law Title Insurance Company
Martin Denise L $189,000 Chicago Title Insurance Co
Krotz Bradley J $176,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pyle Foster K $181,334
Closed Pyle Foster K $205,000
Previous Owner Crouch Matthew W $173,518
Previous Owner Crouch Matthew W $175,437
Previous Owner Mcshea Brian D $196,000
Previous Owner Akshea Brian $55,000
Previous Owner Martin Denise L $160,000
Previous Owner Martin Denise L $170,000
Previous Owner Krotz Bradley J $121,100
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $7,979 $102,841 $22,661 $80,180
2022 $7,979 $94,350 $20,790 $73,560
2021 $7,465 $85,773 $18,900 $66,873
2020 $7,153 $81,689 $18,000 $63,689
2019 $6,976 $78,656 $18,000 $60,656
2018 $6,692 $74,557 $17,413 $57,144
2017 $6,529 $69,680 $16,274 $53,406
2016 $6,246 $66,048 $15,426 $50,622
2015 $6,341 $64,125 $14,977 $49,148
2014 -- $60,495 $14,129 $46,366
2013 -- $61,106 $14,272 $46,834
Source: Public Records

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