405 Terrace Ln Unit 3 Oswego, IL 60543
South Oswego NeighborhoodEstimated Value: $406,913 - $428,000
3
Beds
3
Baths
1,903
Sq Ft
$218/Sq Ft
Est. Value
About This Home
This home is located at 405 Terrace Ln Unit 3, Oswego, IL 60543 and is currently estimated at $414,228, approximately $217 per square foot. 405 Terrace Ln Unit 3 is a home located in Kendall County with nearby schools including Prairie Point Elementary School, Traughber Junior High School, and Oswego High School.
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Oct 24, 2017
Sold by
Crouch Matthew W and Crouch Kimberly A
Bought by
Pyle Foster K
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$205,000
Outstanding Balance
$173,169
Interest Rate
4.25%
Mortgage Type
New Conventional
Estimated Equity
$241,059
Purchase Details
Closed on
Jun 6, 2011
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Crouch Matthew W and Crouch Kimberly A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,437
Interest Rate
4.67%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 15, 2010
Sold by
Mcshea Brian D
Bought by
Federal Home Loan Mortgage Corp
Purchase Details
Closed on
Oct 4, 2005
Sold by
Martin Denise L
Bought by
Mcshea Brian D and Mc Shea Amy L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$196,000
Interest Rate
5.82%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Feb 14, 2002
Sold by
Krotz Bradley J and Krotz Lucille R
Bought by
Martin Denise L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
6.87%
Purchase Details
Closed on
Dec 8, 2000
Sold by
Montalbano Builders Inc
Bought by
Krotz Bradley J and Krotz Lucille R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,100
Interest Rate
7.7%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Pyle Foster K | $235,000 | Attorney | |
| Crouch Matthew W | $180,000 | Atg | |
| Federal Home Loan Mortgage Corp | -- | None Available | |
| Mcshea Brian D | $245,000 | Law Title Insurance Company | |
| Martin Denise L | $189,000 | Chicago Title Insurance Co | |
| Krotz Bradley J | $176,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Pyle Foster K | $205,000 | |
| Previous Owner | Crouch Matthew W | $175,437 | |
| Previous Owner | Mcshea Brian D | $196,000 | |
| Previous Owner | Martin Denise L | $170,000 | |
| Previous Owner | Krotz Bradley J | $121,100 |
Source: Public Records
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,869 | $116,210 | $25,607 | $90,603 |
| 2023 | $7,979 | $102,841 | $22,661 | $80,180 |
| 2022 | $7,979 | $94,350 | $20,790 | $73,560 |
| 2021 | $7,465 | $85,773 | $18,900 | $66,873 |
| 2020 | $7,153 | $81,689 | $18,000 | $63,689 |
| 2019 | $6,976 | $78,656 | $18,000 | $60,656 |
| 2018 | $6,692 | $74,557 | $17,413 | $57,144 |
| 2017 | $6,529 | $69,680 | $16,274 | $53,406 |
| 2016 | $6,246 | $66,048 | $15,426 | $50,622 |
| 2015 | $6,341 | $64,125 | $14,977 | $49,148 |
| 2014 | -- | $60,495 | $14,129 | $46,366 |
| 2013 | -- | $61,106 | $14,272 | $46,834 |
Source: Public Records
Map
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