NOT LISTED FOR SALE

405 W Vermont St Bay City, MI 48706

Estimated Value: $141,000 - $213,500

4 Beds
3 Baths
2,274 Sq Ft
$71/Sq Ft Est. Value

Last Sold October 25, 2019

Last sale price $25,750 $11 Per Sq Ft

Est. 530% increase in value since last sale

Current estimated payment $1,007/month

13 Days on Market

About This Home

As of October 2019

This 4 bedroom 3 bath house features detached garage on .25+ acre lot.The buyer is responsible for title policy and search at their expense, the seller will not pay for any closing cost or concessions, sold as-is. The property was built before 1978 and may contain lead based paint. May qualify for seller financing (Vendee) Must sign Mold disclosure before entering house

Last Agent to Sell the Property

All Star Real Estate

All Star Real Estate License #BCRA-6502325305 Listed on: 09/03/2019

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1940

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 166x70

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction

Interior Spaces

  • 1.5-Story Property
  • Basement

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Listing and Financial Details

  • Assessor Parcel Number 160-020-190-003-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,891

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Originating MLS: Bay County REALTOR Association
  • Class: RESIDENTIAL CONDO
  • Type Of Property: Residential
  • Architecture Style: Traditional
  • Structure Style: 1 1/2 Story
  • Total Tax Amount: 2456
  • Total Tax Year: 2018
  • Year Built: 1940
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Yes
  • Bedrooms: 4
  • Bedroom 1: On 1st Floor, Dimensions: 11 x 11
  • Bedroom 2: On 2nd Floor, Dimensions: 12 x 9
  • Bedroom 3: On 2nd Floor, Dimensions: 10 x 9
  • Bedroom 4: On 2nd Floor, Dimensions: 12 x 9
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Bathroom 1: On Level: First
  • Bathroom 2: On Level: Second
  • Bathroom 3: On Level: Basement
  • Dining Room: On 1st Floor, Dimensions: 12 x 15
  • Kitchen: On 1st Floor, Dimensions: 12 x 12
  • Living Room: On 1st Floor, Dimensions: 20 x 11
  • Below Grade Sq Ft: 1046
  • Finished Below Grade Sq Ft: 1046
  • Above Grade Finished Sq Ft: 1228
  • Total Finished Sq Ft: 2274

Exterior Features

  • Exterior: Aluminum, Brick
  • Foundation: Basement
  • Frontage: 166

Garage/Parking

  • Garage Spaces: 2
  • Garage: Yes

Utilities

  • Sewer: Public Sanitary
  • Water: Public Water

Lot Info

  • Assessor Parcel Number: 160-020-190-003-00
  • Lot Dimensions: 166x70
  • Acreage: 0.27
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2018, Amount: $2,041.00
  • Winter Tax: Year: 2018, Amount: $415.00
  • Total Tax: Year: 2018, Amount: $2,456.00

MLS Schools

  • School District: Bay City School District

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 26, 2024
Sold by
Laczko Pamela K
Bought by
Laczko Pamela K and Laczko Michael S
Current Estimated Value
$162,125

Purchase Details

Closed on
Sep 13, 2024
Sold by
Laczko Pamela K
Bought by
Laczko Pamela K and Laczko Michael S

Purchase Details

Listed on
Sep 3, 2019
Closed on
Nov 6, 2019
Sold by
Laczko Pamela K
Bought by
Laczko Albert S and Laczko Pamela K
Seller's Agent
All Star Real Estate
All Star Real Estate
List Price
$19,500
Sold Price
$25,750
Premium/Discount to List
$6,250
32.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
35.82%

Purchase Details

Listed on
Sep 3, 2019
Closed on
Oct 3, 2019
Sold by
Secretary Of Veterans Affairs
Bought by
Laczko Pamela K
Seller's Agent
All Star Real Estate
All Star Real Estate
List Price
$19,500
Sold Price
$25,750
Premium/Discount to List
$6,250
32.05%

Purchase Details

Closed on
Feb 25, 2019
Sold by
Freedom Mortgage Corporation
Bought by
Secretary Of Veterans Affairs

Purchase Details

Closed on
Jan 25, 2019
Sold by
Runberg Christopher S
Bought by
Southwest Michigan Asset Management Llc and Swmam Llc

Purchase Details

Listed on
Sep 29, 2015
Closed on
Feb 19, 2016
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Runberg Christopher S
Seller's Agent
All Star Real Estate
All Star Real Estate Samborn & Associates
Buyer's Agent
Cheryl Huber
All Star Real Estate Samborn & Associates
List Price
$54,900
Sold Price
$55,449
Premium/Discount to List
$549
1%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.71%
Original Mortgage
$56,641
Interest Rate
3.81%
Mortgage Type
VA

Purchase Details

Closed on
Mar 24, 2005
Sold by
Laczko Albert J and Laczko Pamela Kay
Bought by
Temple Gregory D and Temple Linda J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,320
Interest Rate
5.61%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 26, 1996
Bought by
Laczko Albert and Laczko Pamela Kay
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Laczko Pamela K -- None Listed On Document
Laczko Pamela K -- None Listed On Document
Laczko Albert S -- None Available
Laczko Pamela K $25,750 None Available
Secretary Of Veterans Affairs -- None Available
Southwest Michigan Asset Management Llc $1,500 None Available
Runberg Christopher S $54,900 Attorney
Temple Gregory D $112,900 Fatic
Laczko Albert $52,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Runberg Christopher S $56,641
Previous Owner Temple Gregory D $90,320
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/25/2019 10/25/19 Sold $25,750 +32.1% $11 / Sq Ft
09/16/2019 09/16/19 Pending -- -- --
09/03/2019 09/03/19 For Sale $19,500 -64.8% $9 / Sq Ft
02/22/2016 02/22/16 Sold $55,449 +1.0% $45 / Sq Ft View Prior Sale
11/16/2015 11/16/15 Pending -- -- --
09/29/2015 09/29/15 For Sale $54,900 -- $45 / Sq Ft
Source: Bay County Realtor® Association MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,891 $77,750 $0 $0
2024 $1,556 $68,200 $0 $0
2023 $1,481 $61,450 $0 $0
2022 $1,701 $55,950 $0 $0
2021 $1,600 $52,550 $52,550 $0
2020 $1,772 $35,000 $35,000 $0
2019 $3,344 $47,200 $0 $0
2018 $2,456 $46,850 $0 $0
2017 $2,432 $46,400 $0 $0
2016 $1,914 $43,050 $0 $43,050
2015 $1,749 $34,200 $0 $34,200
2014 $1,749 $41,550 $0 $41,550
Source: Public Records

Agents Affiliated with this Home

  • All Star Real Estate

    Seller's Agent in 2019

    All Star Real Estate

    All Star Real Estate

    (989) 922-6800

    72 in this area

    371 Total Sales

    All Star Real Estate
    Section Image

  • C

    Buyer's Agent in 2016

    Cheryl Huber

    All Star Real Estate Samborn & Associates

    Section Image
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Map

Source: Bay County Realtor® Association MLS

MLS Number: 31393252

Bay County Realtor® Association MLS

APN: 09-160-020-190-003-00

Michigan Bay County Bay City 48706

405 W Vermont St, Bay City, MI

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