$539,000

4050 Mary Kathryn Cir Panama City, FL 32405

Estimated payment $2,980/month

Total Views 15
4 Beds
2.5 Baths
2,538 Sq Ft
$212 Price per Sq Ft

Highlights

  • In Ground Pool
  • Contemporary Architecture
  • 2 Car Garage
  • A. Crawford Mosley High School Rated A-
  • No HOA

About This Home

Welcome to your private paradise! This stunning 4-bedroom, 2.5-bath home offers 2,538 square feet of beautifully designed living space in a non-HOA community--giving you the freedom and flexibility you've been looking for.From the moment you arrive, you'll be greeted by a grand front porch and a welcoming entryway that sets the tone for the rest of the home. Step inside to find two spacious living areas, perfect for entertaining or relaxing with family, and a huge kitchen island that anchors the open-concept kitchen featuring granite countertops and ample cabinetry.Outdoors, enjoy your very own private pool, a fully equipped outdoor kitchen, and a concrete parking pad--ideal for storing a boat or extra vehicles. The freshly painted exterior and brand new HVAC system add peace of mind, while a backyard storage shed offers endless potential as a home office, hobby room, or guest retreat.This home checks all the boxes: space, style, and freedom--with no HOA restrictions. Don't miss your chance to own this incredible property!

Listing Agent

Hannah Luge

Foundation Real Estate Agency LLC License #3480395 Listed on: 07/29/2025

Foundation Real Estate Agency LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $578

Year Built

  • Built in 1994

Lot Details

  • 0.36 Acre Lot
  • Lot Dimensions are 187 x 170 x 132 x 54

Parking

  • 2 Car Garage

Home Design

  • 2,538 Sq Ft Home
  • Contemporary Architecture

Bedrooms and Bathrooms

  • 4 Bedrooms

Schools

  • Northside Elementary School
  • Mowat Middle School
  • Mosley High School

Additional Features

  • Electric Range
  • In Ground Pool

Community Details

  • No Home Owners Association
  • Northshore Add Phase Iv Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$578

Year Built

Built in 1994

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 1994
  • Property Sub Type: Detached
  • Lot Size Acres: 0.36
  • Lot Size: 187 x 170 x 132 x 54
  • Subdivision Name: Northshore Add Phase IV
  • Architectural Style: Contemporary
  • New Construction: No
  • Property Attached Yn: No
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Electric Range
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Living Area: 2538.0
  • Dining Room Type: Bedroom, Primary Bedroom

Exterior Features

  • Pool Features: In Ground, Pool, Private
  • Pool Private: Yes
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.0
  • Garage: Yes

Utilities

  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Schools

  • Middle Or Junior School: Mowat

Lot Info

  • Lot Size Sq Ft: 15682.0

Rental Info

  • Furnished: Unfurnished

MLS Schools

  • Elementary School: Northside
  • High School: Mosley

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $578 $393,192 $69,100 $324,092
2023 $578 $351,368 $0 $0
2022 $578 $341,134 $56,683 $284,451
2021 $3,918 $272,898 $53,550 $219,348
2020 $2,494 $137,828 $52,550 $85,278
2019 $2,222 $137,457 $50,295 $87,162
2018 $2,015 $178,469 $0 $0
2017 $1,975 $176,739 $0 $0
2016 $1,965 $173,104 $0 $0
2015 $2,008 $171,901 $0 $0
2014 $1,971 $170,537 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/29/2025 07/29/25 For Sale $539,000 +34.8% $212 / Sq Ft
07/05/2022 07/05/22 Off Market $400,000 -- --
07/03/2022 07/03/22 Off Market $335,000 -- --
06/30/2021 06/30/21 Sold $400,000 +5.5% $158 / Sq Ft
04/06/2021 04/06/21 Pending -- -- --
04/02/2021 04/02/21 For Sale $379,000 +13.1% $149 / Sq Ft
04/10/2020 04/10/20 Sold $335,000 -22.1% $132 / Sq Ft
02/03/2020 02/03/20 Pending -- -- --
09/12/2019 09/12/19 For Sale $429,900 -- $169 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $400,000 Mti Title Insurance Agcy Inc
Warranty Deed $335,000 Setco Services Llc
Warranty Deed $40,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $325,000 VA
Previous Owner $347,060 VA
Source: Public Records

Similar Homes in the area

  • 221 N Cove Blvd, Panama City, FL 32401

    $425,000

    • 4 Beds
    • 2 Baths
    • 1,622 Sq Ft
    • 221 N Cove Blvd
    • Panama City, FL

    Welcome to a rare find in the heart of The Cove, where timeless charm meets exceptional opportunity. This distinguished corner-lot residence offers a unique blend of old-world character and modern-day comfort, set on an expansive parcel that invites endless possibilities -- including space for a future pool or additional living quarters.The main house features three well-appointed bedrooms and a

    Jolene Bryant Coastal Palms Real Estate

    Section Image
  • 196 Allie Way, Panama City, FL 32404

    $440,000

    • 5 Beds
    • 3 Baths
    • 2,552 Sq Ft
    • 196 Allie Way
    • Panama City, FL

    ''CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS''*** 3.99% ASSUMABLE MORTGAGE TO A QUALIFIED VETERAN ****** Sellers to pay up to $5,000 towards closing costs or prepaids. ***Beautifully designed 5-bedroom, 3-bathroom home in Bridge Harbor is waiting for you. This home has the perfect floor plan for family and entertaining. The kitchen has granite countertops, stainless steel

    Rebecca Skipper Counts Real Estate Group

    Section Image
  • 4338 Schooner Ln, Lynn Haven, FL 32444

    $555,000

    • 4 Beds
    • 2 Baths
    • 2,006 Sq Ft
    • 4338 Schooner Ln
    • Lynn Haven, FL

    WELCOME TO YOUR NEW HOME....PRICE ADJUSTMENT JUST DONE & APPROVED...This house could make your new home with all the spacious living room, kitchen, and patio. It has 4 bedrooms with 2 bathrooms. The remodeled open floor kitchen with granite and sterling steel appliances its adjacent to a very elegant and roomy Florida room. The nice living room has a romantic fireplace for the family to enjoy

    Wanda Martinez Coldwell Banker Realty

    Section Image
  • 703 Huntingdon Rd, Panama City, FL 32405

    $534,900

    • 5 Beds
    • 3.5 Baths
    • 3,341 Sq Ft
    • 703 Huntingdon Rd
    • Panama City, FL

    'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Beautifully Renovated Vacation Retreat with Caribbean-Inspired Outdoor OasisThis spacious and stylish family home has enjoyed great success as a vacation rental in recent years, thanks to thoughtful renovations and a warm, welcoming design. The current owner has made extensive upgrades that elevate both functionality and aesthetic

    Scott Seidler - TheConnectionTeam Keller Williams Success Realty

    Section Image
  • 4745 Rosemary St, Panama City, FL 32404

    $429,000

    • 4 Beds
    • 3 Baths
    • 2,486 Sq Ft
    • 4745 Rosemary St
    • Panama City, FL

    Seller offering $10,000 toward buyer's closing costs, prepaid items, or interest rate buy-down with acceptable offer! Welcome to 4745 Rosemary Street, a beautifully designed craftsman-style home in the sought-after Titus Park subdivision of Panama City, Florida. Built in 2021, this 2,486 sqft residence features the coveted Hawthorne floor plan, known for its spacious open layout that seamlessly

    Michael Werner Keller Williams Success Realty

    Section Image
  • 109 Hamilton Ave, Panama City, FL 32401

    $438,000

    • 3 Beds
    • 3 Baths
    • 2,076 Sq Ft
    • 109 Hamilton Ave
    • Panama City, FL

    'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' A rare offering in Panama City's treasured Cove neighborhood, this historically recognized three-bedroom, three-bath residence has been exquisitely reimagined with luxurious finishes and enduring character. Ideally situated on a spacious double lot totaling 0.34 acres, this home offers convenient alley access and ample room for

    Dana Ford Scenic Sotheby's International Realty

    Section Image
  • 3524 Cottage Cove Ln, Panama City, FL 32408

    $470,900

    • 3 Beds
    • 2.5 Baths
    • 1,771 Sq Ft
    • 3524 Cottage Cove Ln
    • Panama City, FL

    Welcome to 3524 Cottage Cove Lane, a new home at Sanctuary Beach in Panama City Beach Florida. This home is under construction and is situated on an interior lot. It features a grand entry foyer with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you

    Eric Weisbrod DR Horton Realty of Emerald Coast, LLC

    Section Image
  • 3600 Woods Ln, Panama City, FL 32408

    $544,900

    • 3 Beds
    • 2.5 Baths
    • 1,765 Sq Ft
    • 3600 Woods Ln
    • Panama City, FL

    Welcome to 3524 Cottage Cove Lane, a new home at Sanctuary Beach in Panama City Beach Florida. This home is ready for move in and is situated on an interior lot. It features a bright entry with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you enter

    Eric Weisbrod DR Horton Realty of Emerald Coast, LLC

    Section Image
  • 3528 Cottage Cove Ln, Panama City, FL 32408

    $542,900

    • 3 Beds
    • 2.5 Baths
    • 1,765 Sq Ft
    • 3528 Cottage Cove Ln
    • Panama City, FL

    Welcome to 3528 Cottage Cove Lane, a new home at Sanctuary Beach in Panama City Beach Florida. This home is under construction and is situated on an interior lot. It features a grand entry foyer with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you

    Eric Weisbrod DR Horton Realty of Emerald Coast, LLC

    Section Image

Source: Central Panhandle Association of REALTORS®

MLS Number: 776899

Central Panhandle Association of REALTORS®

APN: 11728-504-000