NOT LISTED FOR SALE

406 S Henry St Bay City, MI 48706

Estimated Value: $90,000 - $337,472

5 Beds
2 Baths
1,586 Sq Ft
$102/Sq Ft Est. Value

Last Sold January 27, 2023

Last sale price $43,750 $28 Per Sq Ft

Est. 292% increase in value since last sale

Current estimated payment $1,173/month

3 Days on Market

About This Home

As of January 2023

This west-side home has 5 bedrooms, 2 full bathrooms and over 1500 sqft of living space! Main floor features include a formal dining space, 2 bedrooms, a full bathroom with a clawfoot tub and an oversized pantry. A little paint will go far to make the original Victorian character shine! The second floor features new carpet in the bedrooms and new vinyl flooring in the bathroom. Other features include newer vinyl windows, some new plumbing, newer electrical and a fenced in backyard. Schedule your private showing today!

Last Agent to Sell the Property

The Ryan Valdera Erica Roseberry Team

Berkshire Hathaway HomeServices, Bay City License #BCRA Listed on: 01/09/2023

Berkshire Hathaway HomeServices, Bay City

Last Buyer's Agent

Joshua Moore

Berkshire Hathaway HomeServices License #SBR-6501411187

Berkshire Hathaway HomeServices

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1888

Lot Details

  • 4,792 Sq Ft Lot
  • Lot Dimensions are 50x100

Home Design

  • Masonite

Interior Spaces

  • 1,586 Sq Ft Home
  • 2-Story Property
  • Basement

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Community Details

  • Lake City Subdivision

Listing and Financial Details

  • Assessor Parcel Number 160-020-455-013-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$536

Year Built

Built in 1888

Lot Details

0

Listing Details

  • Originating MLS: Bay County REALTOR Association
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Structure Style: 2 Story
  • Total Tax Amount: 535.84
  • Year Built: 1888
  • Mail City: Bay City
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Basement: Yes
  • Bedrooms: 5
  • Bedroom 1: On 1st Floor, Dimensions: 10 x 12
  • Bedroom 1 Floor Covering: Wood
  • Bedroom 2: On 1st Floor, Dimensions: 8 x 10
  • Bedroom 2 Floor Covering: Wood
  • Bedroom 3: On 2nd Floor, Dimensions: 11 x 12
  • Bedroom 3 Floor Covering: Carpet
  • Bedroom 4: On 2nd Floor, Dimensions: 12 x 12
  • Bedroom 4 Floor Covering: Carpet
  • Bedroom 5: On 1st Floor, Dimensions: 11 x 11
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Bathroom 1: On Level: First
  • Bathroom 2: On Level: Second
  • Dining Room: On 1st Floor, Dimensions: 11 x 13
  • Dining Room Floor Covering: Wood
  • Kitchen: On 1st Floor, Dimensions: 10 x 10
  • Kitchen Floor Covering: Vinyl
  • Living Room: On 1st Floor, Dimensions: 12 x 13
  • Living Room Floor Covering: Wood
  • Below Grade Sq Ft: 625
  • Above Grade Finished Sq Ft: 1586
  • Total Finished Sq Ft: 1586

Exterior Features

  • Exterior: Masonite
  • Foundation: Basement
  • Frontage: 50

Garage/Parking

  • Garage: No

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water

Lot Info

  • Assessor Parcel Number: 160-020-455-013-00
  • Lot Dimensions: 50x100
  • Acreage: 0.11
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2022, Amount: $481.07
  • Winter Tax: Year: 2021, Amount: $54.77
  • Taxable Value: 8351
  • Total Tax: Amount: $535.84
  • SEV Year: 2022

MLS Schools

  • School District: Bay City School District

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 23, 2024
Sold by
Bradley Eric
Bought by
Bradley Enterprise Llc
Current Estimated Value
$171,602

Purchase Details

Listed on
Jan 9, 2023
Closed on
Jan 30, 2023
Sold by
Masa Properties Llc
Bought by
Bradley Eric
Seller's Agent
The Ryan Valdera Erica Roseberry Team
Berkshire Hathaway HomeServices, Bay City
Buyer's Agent
Joshua Moore
Berkshire Hathaway HomeServices
List Price
$49,900
Sold Price
$43,750
Premium/Discount to List
-$6,150
-12.32%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
67.17%

Purchase Details

Closed on
Nov 1, 2019
Sold by
Wilcox Michael A
Bought by
Masa Properties Llc

Purchase Details

Closed on
Nov 16, 2010
Sold by
Jp Morgan Chase Bank Na
Bought by
Wilcox Michael A

Purchase Details

Closed on
Sep 30, 2010
Sold by
Fannie Mae
Bought by
Jp Morgan Chase Bank Na

Purchase Details

Closed on
Feb 8, 2010
Sold by
Chase Home Finance Llc
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Feb 5, 2010
Sold by
Cinciala Melissa and Cinciala Nathan Michael
Bought by
Chase Home Finance Llc

Purchase Details

Closed on
Jun 1, 2007
Sold by
Cinciala Nathan Michael
Bought by
Cinciala Nathan Michael and Cinciala Melissa

Purchase Details

Closed on
Jun 21, 2004
Sold by
Young Daryl K
Bought by
Cinciala Nathan Michael

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,860
Interest Rate
6.46%
Mortgage Type
FHA

Purchase Details

Closed on
Feb 13, 2002
Bought by
Young Daryl K

Purchase Details

Closed on
Nov 2, 2001
Sold by
Willy Carl H
Bought by
Bank One
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bradley Enterprise Llc -- None Listed On Document
Bradley Eric $43,750 None Listed On Document
Masa Properties Llc -- None Available
Wilcox Michael A $12,000 First American Title Ins Co
Jp Morgan Chase Bank Na -- First American Els
Federal National Mortgage Association -- None Available
Chase Home Finance Llc $99,018 None Available
Cinciala Nathan Michael -- None Available
Cinciala Nathan Michael $60,800 Metropolitan Title Company
Young Daryl K $29,000 --
Bank One $38,700 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Bradley Eric $64,500
Previous Owner Cinciala Melissa $88,000
Previous Owner Cinciala Nathan Michael $67,500
Previous Owner Cinciala Nathan Michael $59,860
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/27/2023 01/27/23 Sold $43,750 -12.3% $28 / Sq Ft
01/12/2023 01/12/23 Pending -- -- --
01/09/2023 01/09/23 For Sale $49,900 -- $31 / Sq Ft
Source: Bay County Realtor® Association MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,808 $48,400 $0 $0
2024 $2,449 $43,350 $0 $0
2023 $495 $32,850 $0 $0
2022 $918 $22,800 $0 $0
2021 $510 $21,750 $21,750 $0
2020 $531 $19,650 $19,650 $0
2019 $521 $19,150 $0 $0
2018 $689 $18,850 $0 $0
2017 $608 $19,350 $0 $0
2016 $1,210 $18,700 $0 $18,700
2015 $486 $15,950 $0 $15,950
2014 $486 $14,450 $0 $14,450
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bay County Realtor® Association MLS

MLS Number: 50098952

Bay County Realtor® Association MLS

APN: 09-160-020-455-013-00