407 Bower Ln Oswego, IL 60543
South Oswego Neighborhood
4
Beds
3
Baths
3,888
Sq Ft
0.26
Acres
Highlights
- Deck
- Contemporary Architecture
- Wood Flooring
- Oswego High School Rated A-
- Vaulted Ceiling
- Den
About This Home
As of September 2022Beautiful Winchester model featuring 3,888sf living space; south sun exposure; 2 story foyer, living room & family room; huge kitchen with tons of cabinet spaces; elegant dual staircases; huge master bedroom with shower and tub; Jack & Jill bathroom on 2nd/fl; zoned HVAC for best climate control & energy efficiency; over 2,200 sf basement with rough-in plumbing for your dream design; freshly painted.
Last Agent to Sell the Property
Charles Rutenberg Realty of IL License #475144689 Listed on: 04/30/2015
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,621
Year Built
- 2005
HOA Fees
- $47 per month
Parking
- Attached Garage
- Garage ceiling height seven feet or more
- Garage Transmitter
- Garage Door Opener
- Driveway
- Garage Is Owned
Home Design
- Contemporary Architecture
- Brick Exterior Construction
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Vaulted Ceiling
- Skylights
- Gas Log Fireplace
- Breakfast Room
- Den
- Storage Room
- Wood Flooring
- Unfinished Basement
- Rough-In Basement Bathroom
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Butlers Pantry
- Double Oven
- Dishwasher
- Kitchen Island
Bedrooms and Bathrooms
- Primary Bathroom is a Full Bathroom
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Deck
- Brick Porch or Patio
Utilities
- Forced Air Zoned Heating and Cooling System
- Heating System Uses Gas
- Lake Michigan Water
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 28, 2022
Closed on
Sep 21, 2022
Sold by
Daniels Glen and Daniels Andrea
Bought by
Rabbimov Rakhimjon and Rabbimov Sheroz
Seller's Agent
XiaoYan Guo
EverBright Realty
Buyer's Agent
Jeff Stainer
RE/MAX Action
List Price
$489,900
Sold Price
$475,000
Premium/Discount to List
-$14,900
-3.04%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$99,730
Avg. Annual Appreciation
6.93%
Original Mortgage
$427,350
Interest Rate
6.75%
Mortgage Type
FHA
Purchase Details
Listed on
Apr 30, 2015
Closed on
Jun 27, 2015
Sold by
Chan Kwun M and Chu Jennifer Y
Bought by
Daniels Glen and Daniels Lyles Andrea
Seller's Agent
Keith Chan
Charles Rutenberg Realty of IL
Buyer's Agent
Adam Stary
eXp Realty
List Price
$315,000
Sold Price
$328,000
Premium/Discount to List
$13,000
4.13%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.27%
Original Mortgage
$322,059
Interest Rate
4.12%
Mortgage Type
FHA
Purchase Details
Closed on
May 12, 2005
Sold by
Realen Homes Lp
Bought by
Chan Kwun M and Chu Jennifer Y
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.82%
Mortgage Type
Credit Line Revolving
Similar Homes in Oswego, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $475,000 | -- | |
| Warranty Deed | $328,000 | Citywide Title Corporation | |
| Warranty Deed | $366,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $427,350 | FHA | |
| Previous Owner | $320,984 | FHA | |
| Previous Owner | $322,059 | FHA | |
| Previous Owner | $200,000 | New Conventional | |
| Previous Owner | $204,000 | New Conventional | |
| Previous Owner | $157,000 | Credit Line Revolving | |
| Previous Owner | $100,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/22/2022 09/22/22 | Sold | $475,000 | -1.0% | $119 / Sq Ft |
| 08/05/2022 08/05/22 | Pending | -- | -- | -- |
| 07/29/2022 07/29/22 | Price Changed | $479,900 | -2.0% | $120 / Sq Ft |
| 07/28/2022 07/28/22 | For Sale | $489,900 | +49.4% | $122 / Sq Ft |
| 07/09/2015 07/09/15 | Sold | $328,000 | 0.0% | $84 / Sq Ft |
| 05/13/2015 05/13/15 | Pending | -- | -- | -- |
| 05/12/2015 05/12/15 | Off Market | $328,000 | -- | -- |
| 04/30/2015 04/30/15 | For Sale | $315,000 | -- | $81 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $11,621 | $150,413 | $39,776 | $110,637 |
| 2023 | $10,593 | $131,941 | $34,891 | $97,050 |
| 2022 | $10,593 | $123,309 | $32,608 | $90,701 |
| 2021 | $9,927 | $112,099 | $29,644 | $82,455 |
| 2020 | $9,241 | $103,795 | $27,448 | $76,347 |
| 2019 | $9,537 | $105,353 | $27,448 | $77,905 |
| 2018 | $10,380 | $108,533 | $28,276 | $80,257 |
| 2017 | $10,511 | $108,533 | $28,276 | $80,257 |
| 2016 | $10,076 | $102,875 | $26,802 | $76,073 |
| 2015 | $10,136 | $98,918 | $25,771 | $73,147 |
| 2014 | -- | $93,319 | $24,312 | $69,007 |
| 2013 | -- | $93,319 | $24,312 | $69,007 |
Source: Public Records
Agents Affiliated with this Home
-
X
Seller's Agent in 2022
XiaoYan Guo
EverBright Realty
(630) 788-0541
1 in this area
8 Total Sales
-
Buyer's Agent in 2022
Jeff Stainer
RE/MAX
(630) 865-8530
2 in this area
233 Total Sales
-
Seller's Agent in 2015
Keith Chan
Charles Rutenberg Realty of IL
(630) 800-5511
16 Total Sales
-
Buyer's Agent in 2015
Adam Stary
eXp Realty
(630) 615-5500
18 in this area
553 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD08906637
APN: 03-16-403-004
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