Seller's Agent in 2023
Don Ruizzo
ASSIST 2 SELL ACE FULL SERVICE REALTY
(407) 873-7803
22 in this area
99 Total Sales
407 Delaware Ave Saint Cloud, FL 34769
Downtown Saint Cloud NeighborhoodEstimated Value: $337,000 - $356,500
3
Beds
2
Baths
1,202
Sq Ft
$290/Sq Ft
Est. Value
Highlights
- Property is near a marina
- Property is near public transit
- Ranch Style House
- Screened Pool
- Vaulted Ceiling
- Solid Surface Countertops
About This Home
As of February 2023Lovely home in the heart of St. Cloud, just 4 blocks from the lake. Long double driveway leads to the curved walkway and front door with stained glass inset. The home has smart flagstone and stucco exterior. Inside, see the large living room with vaulted ceilings and reclaimed wood wall. Flooring is wood-look ceramic tile, which extends through the living room, dining area, and down the hall. Part of the divider between living room and kitchen is an attractive glass-block wall. Look straight back through the house to the French doors and out to the pool and deck! The kitchen has Corian counters with integrated sink, mosaic tile backsplash, high breakfast bar for two, with seating, pendant lighting, ceramic tile flooring, built-in desk, and all kitchen appliances will stay (except for the upright freezer and small bar fridge). The washer and dryer will stay, in the spacious pantry/laundry room. There is also a dog door that leads out to a fenced outside area. Open the fence gate and animals have access to the back yard. A very convenient setup. The owners' suite has a large bedroom and private bath with Corian counter, step-in tiled shower, and exterior door out to the pool patio. The two secondary bedrooms share the 2nd full bath with deep tub and shower, and vanity with matching Corian countertop. You will be spending a lot of your time out by the pool, with ceramic tile flooring on the covered patio, and wood decking by the pool door to the bedroom. There is a hot tub to be hooked up. The pool has a screen enclosure for year-round comfort. Trees include loquat, fig, lemon, pecan and bananas on the large 75x150 lot. There is lightning protection on the home, a wind mitigation inspection was recently performed on the 13-year-old roof, to get a discount on homeowners insurance. The AC is 7 years old, and the AC compressor is 7 months new. Two doors down is a park and playground, with pickle-ball and racquetball courts. Four blocks down the road is East Lake Toho, with bike-riding and walking path, picnic areas, beach and playground, plus dining and marina. Such a great neighborhood! There is no HOA here and taxes are low. Check out this great home and take advantage of all that Central Florida has to offer. Go north to all the theme parks, go east to Cocoa Beach, the Atlantic Ocean, and Cruise Ships, go south to Miami and Key West, go west to Tampa/St. Pete and the Gulf of Mexico. Live the Florida lifestyle!
Last Agent to Sell the Property
ASSIST 2 SELL ACE FULL SERVICE REALTY License #676753 Listed on: 01/16/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,046
Year Built
- Built in 1984
Lot Details
- 0.26 Acre Lot
- Lot Dimensions are 75x150
- West Facing Home
- Wood Fence
- Mature Landscaping
- Level Lot
- Landscaped with Trees
- Property is zoned SR1A
Parking
- 2 Car Attached Garage
- Workshop in Garage
- Garage Door Opener
- Driveway
- Open Parking
Home Design
- Ranch Style House
- Slab Foundation
- Wood Frame Construction
- Shingle Roof
- Stone Siding
- Stucco
Interior Spaces
- 1,202 Sq Ft Home
- Vaulted Ceiling
- Ceiling Fan
- French Doors
- Inside Utility
Kitchen
- Range Hood
- Microwave
- Solid Surface Countertops
- Disposal
Flooring
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Pool
- Screened Pool
- In Ground Pool
- Gunite Pool
- Fence Around Pool
- Pool Deck
Outdoor Features
- Property is near a marina
- Covered Patio or Porch
- Outdoor Storage
Location
- Property is near public transit
- City Lot
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Cable TV Available
Community Details
- No Home Owners Association
- St Cloud Subdivision
Listing and Financial Details
- Down Payment Assistance Available
- Homestead Exemption
- Visit Down Payment Resource Website
- Legal Lot and Block 18 / 364
- Assessor Parcel Number 01-26-30-0001-0364-0190
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 16, 2023
Closed on
Feb 27, 2023
Sold by
Newman Diana L and Newman Timothy W
Bought by
Caraballo Monserrate Gonzalez and Vargas Luis Francisco
Seller's Agent
Don Ruizzo
ASSIST 2 SELL ACE FULL SERVICE REALTY
Buyer's Agent
Santos Lopez
NONA LEGACY POWERED BY LA ROSA
List Price
$339,500
Sold Price
$341,500
Premium/Discount to List
$2,000
0.59%
Views
75
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,125
Avg. Annual Appreciation
0.73%
Original Mortgage
$312,728
Outstanding Balance
$302,238
Interest Rate
6.15%
Mortgage Type
FHA
Estimated Equity
$46,387
Purchase Details
Closed on
May 21, 1998
Sold by
Shannon John M and Shannon Leslie J
Bought by
Gregory Gregory E and Gregory Diana L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$78,400
Interest Rate
7.11%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Caraballo Monserrate Gonzalez | $341,500 | -- | |
| Gregory Gregory E | $98,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Caraballo Monserrate Gonzalez | $312,728 | |
| Previous Owner | Gregory Gregory E | $78,400 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 02/27/2023 02/27/23 | Sold | $341,500 | +0.6% | $284 / Sq Ft |
| 01/31/2023 01/31/23 | Pending | -- | -- | -- |
| 01/16/2023 01/16/23 | For Sale | $339,500 | -- | $282 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,877 | $276,500 | $55,000 | $221,500 |
| 2024 | $1,124 | $273,000 | $55,000 | $218,000 |
| 2023 | $1,124 | $104,556 | $0 | $0 |
| 2022 | $1,070 | $101,511 | $0 | $0 |
| 2021 | $1,046 | $98,555 | $0 | $0 |
| 2020 | $1,031 | $97,195 | $0 | $0 |
| 2019 | $1,007 | $95,010 | $0 | $0 |
| 2018 | $986 | $93,239 | $0 | $0 |
| 2017 | $973 | $91,322 | $0 | $0 |
| 2016 | $947 | $89,444 | $0 | $0 |
| 2015 | $960 | $88,823 | $0 | $0 |
| 2014 | $953 | $88,119 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Don Ruizzo
-
Janice Ruizzo
Seller Co-Listing Agent in 2023
Janice Ruizzo
ASSIST 2 SELL ACE FULL SERVICE REALTY
(407) 460-4335
21 in this area
86 Total Sales
-
Santos Lopez
Buyer's Agent in 2023
Santos Lopez
NONA LEGACY POWERED BY LA ROSA
(407) 493-9003
1 in this area
59 Total Sales
-
Marily Nieves Arroyo
Buyer Co-Listing Agent in 2023
Marily Nieves Arroyo
NONA LEGACY POWERED BY LA ROSA
(787) 222-5434
1 in this area
37 Total Sales
Map
Source: Stellar MLS
MLS Number: S5079429
APN: 01-26-30-0001-0364-0190
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