$230,000
SOLD DEC 11, 2020

408 E Exchange St Spring Lake, MI 49456

3 Beds
2 Baths
1,895 Sq Ft
8,276 Sq Ft Lot

Recently Sold

$121 Per Sq Ft

22% Below List Price

69 Days on Market

Highlights

  • Dining Room with Fireplace
  • Pond
  • Breakfast Area or Nook
  • Spring Lake High School Rated A-
  • Screened Porch
  • 3 Car Attached Garage

About This Home

As of April 2024

Spring Lake Schools! Remodeled in 2005, Up dates include a 3 car garage with a insulated 20 foot garage door, and heated garage. New kitchen with soft close maple cabinets, back splash, new wiring & lighting, new plumbing & main floor full bath & laundry, 2nd floor master bedroom, with his & hers closets, master bath with a deep soaking tub and separate shower. 2nd living room off the master or Art Studio/in law suite with its own entrance. New basement windows. This home offers 3 bedrooms 2 full baths, original and new hardwood flooring. 2 sided fireplace, new stunning red oak trim. 2 sitting area's out side. Very peaceful setting in the village. Close to restaurants, parks, bike path, marina's, and fishing docks. SIGNS IN GARAGE do not stay. IMMEDIATE POSSESSION.

Last Agent to Sell the Property

Patti Styburski

Five Star Real Estate SL Listed on: 08/20/2020

Co-Listed By

Randy Styburski Styburski

Five Star Real Estate GH License #h18022

Last Buyer's Agent

Caitlin Grant

The Local Element License #6501410060

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,374

Year Built

  • Built in 1848

Lot Details

  • 8,276 Sq Ft Lot
  • Lot Dimensions are 90x107x107.23x30x x83.5x60
  • Shrub
  • Level Lot
  • Sprinkler System
  • Garden

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,895 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Low Emissivity Windows
  • Window Treatments
  • Window Screens
  • Living Room with Fireplace
  • Dining Room with Fireplace
  • 2 Fireplaces
  • Screened Porch
  • Laundry on main level

Kitchen

  • Breakfast Area or Nook
  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Main Level Bedroom
  • 2 Full Bathrooms

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Pond
  • Patio
  • Shed
  • Storage Shed

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • Phone Available
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,374

Year Built

Built in 1848

Lot Details

0

Parking

3

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Other
  • Stories: 2
  • Year Built: 1848
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 90x107x107.23x30x x83.5x60
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1895.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 3374.12
  • Waterfront Options:Water Access YN: No
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 2.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Low Emissivity Windows: Yes
  • Windows:Screens: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Appliances Microwave: Yes
  • Substructure:Walk Out: Yes
  • Water Heater:Natural Gas4: Yes
  • Landscape:Underground Sprinkler: Yes
  • Landscape:Flower Garden: Yes
  • General Property Info:Condo Proj Name: xx
  • Landscape:Decor Pond: Yes
  • General Property Info:SqFt Above Grade: 1895.0
  • General Property Info Garage YN: Yes
  • Other Structures:Storage Shed: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Range
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Pantry
  • Fireplace Features: Formal Dining, Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 2
  • Total Bedrooms: 3
  • Main Level Bedrooms: 1
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Full, Walk-Out Access
  • LivingArea: 1895.0
  • Window Features: Low-Emissivity Windows, Screens, Window Treatments
  • General Property Info:Stories2: 2.0
  • Basement Rooms:Total Basement SQFT: 800.0
  • Appliances Range: Yes
  • Kitchen Features:Breakfast Nook: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Fireplace:Formal Dining: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Exterior Features: Scrn Porch
  • List Price: 229900.0
  • Lot Features: Level, Sidewalk
  • Other Structures: Shed(s)
  • Patio and Porch Features: Patio, Porch(es)
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Features:Scrn Porch: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 3.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer
  • Water Source: Public

Lot Info

  • Lot Size Acres: 0.19
  • Lot Size Area: 0.19
  • Lot Dimensions: 90x107x107.23x30x x83.5x60
  • Lot Size Sq Ft: 8276.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3374.12
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 15, 2024
Closed on
Apr 19, 2024
Sold by
Mancini Scott Frank
Bought by
Cinal Joseph and Cinal Sydney
Seller's Agent
Caitlin Grant
The Local Element
Buyer's Agent
Meghan Heritage
BlueWest Properties, LLC
List Price
$357,900
Sold Price
$370,000
Premium/Discount to List
$12,100
3.38%
Views
70
Current Estimated Value
$395,650

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,650
Avg. Annual Appreciation
9.61%
Original Mortgage
$370,000
Outstanding Balance
$365,589
Interest Rate
7%
Mortgage Type
New Conventional
Estimated Equity
$50,534

Purchase Details

Listed on
Aug 20, 2020
Closed on
Dec 10, 2020
Sold by
Willoughby Gary E and The Gary E Willoughby Trust
Bought by
Mancini Scott Frank
Seller's Agent
Patti Styburski
Five Star Real Estate SL
Buyer's Agent
Caitlin Grant
The Local Element
List Price
$296,000
Sold Price
$230,000
Premium/Discount to List
-$66,000
-22.3%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.20%
Original Mortgage
$223,100
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 19, 2019
Sold by
Willoughby Gary E
Bought by
Willoughby Gary E and The Gary E Willoughby Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
3.82%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Apr 11, 2014
Sold by
Willoughby Gary E
Bought by
Willoughby Gary E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,800
Interest Rate
2.75%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Aug 15, 2008
Sold by
Fisher Lori D
Bought by
Willoughby Gary E

Purchase Details

Closed on
Jan 31, 2008
Sold by
Willoughby Gary E and Willoughby Lori D
Bought by
Willoughby Gary E and The Gary E Willoughby Trust
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $370,000 Sun Title Agency Of Michigan
Warranty Deed $230,000 Star Title Agency Llc
Interfamily Deed Transfer -- Hbi Title Services Inc
Interfamily Deed Transfer -- Chicago Title
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $370,000 New Conventional
Previous Owner $223,100 New Conventional
Previous Owner $135,000 Adjustable Rate Mortgage/ARM
Previous Owner $150,800 Adjustable Rate Mortgage/ARM
Previous Owner $148,000 Credit Line Revolving
Previous Owner $71,920 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/19/2024 04/19/24 Sold $370,000 +3.4% $195 / Sq Ft
03/18/2024 03/18/24 Pending -- -- --
03/15/2024 03/15/24 For Sale $357,900 0.0% $189 / Sq Ft
03/14/2024 03/14/24 Pending -- -- --
03/13/2024 03/13/24 For Sale $357,900 +55.6% $189 / Sq Ft
12/11/2020 12/11/20 Sold $230,000 -22.3% $121 / Sq Ft
10/28/2020 10/28/20 Pending -- -- --
08/20/2020 08/20/20 For Sale $296,000 -- $156 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,491 $192,000 $0 $0
2024 $5,334 $192,000 $0 $0
2023 $5,089 $156,700 $0 $0
2022 $5,791 $143,600 $0 $0
2021 $5,824 $144,700 $0 $0
2020 $3,370 $117,500 $0 $0
2019 $3,326 $101,900 $0 $0
2018 $3,159 $95,800 $19,000 $76,800
2017 $2,262 $95,000 $0 $0
2016 $2,250 $90,100 $0 $0
2015 -- $83,900 $0 $0
2014 -- $76,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 20034100

Southwestern Michigan Association of REALTORS®

APN: 70-03-15-456-019