408 N Spring St Elgin, IL 60120
Northeast Elgin Neighborhood
4
Beds
1.5
Baths
2,500
Sq Ft
8,250
Sq Ft Lot
Highlights
- Wood Flooring
- Bonus Room
- Sitting Room
- Queen Anne Architecture
- Heated Enclosed Porch
- Formal Dining Room
About This Home
As of July 2024This Gorgeous Queen Anne Home on the south end of Elgin's Gold Coast neighborhood delights with preservation of historical details while simultaneously offering modern living! Vintage Charm spills over into every space in this one of a kind home. The Exterior boasts a 3 Story Turret and beautiful landscaping. You'll enter onto a sun filled Enclosed Front Porch and then proceed to the Front Hall with a Detailed Staircase and Fireplace. To the left through a doorway with Pocket Doors you'll find the Living Room with a Leaded Glass Window that fills the room with light! There's a formal Dining Room that leads to the Butler's Pantry and into the Kitchen. Upstairs you'll find four generously sized bedrooms with large closets and a nicely updated full bath. There's a huge walk-up attic with a Turret Room plus plenty of additional space that could be finished for even more living area! The fenced Backyard Oasis features more beautiful landscaping and seating areas - perfect for relaxing or entertaining! There's a three-car garage with a carport, the third garage could make a perfect studio, workshop, shed, etc. New roof, exterior paint, water service line & water heater. Minutes from Historic Downtown Elgin, Library, Center of Elgin Pool & Fitness Center, Hemmens Auditorium, Fox River Trail, Metra, I90 and More! Come see this beautiful home in person, you won't be disappointed!
Last Agent to Sell the Property
Premier Living Properties License #475137186 Listed on: 05/17/2024
Last Buyer's Agent
Claudia Goehner
Redfin Corporation License #475146387
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,530
Year Built
- Built in 1892
Lot Details
- 8,250 Sq Ft Lot
- Lot Dimensions are 75x110
- Paved or Partially Paved Lot
Parking
- 3 Car Detached Garage
- Carport
- Garage Transmitter
- Garage Door Opener
- Parking Included in Price
Home Design
- Queen Anne Architecture
- Frame Construction
- Asphalt Roof
Interior Spaces
- 2,500 Sq Ft Home
- 2-Story Property
- Historic or Period Millwork
- Ceiling Fan
- Wood Burning Fireplace
- Entrance Foyer
- Family Room with Fireplace
- Sitting Room
- Formal Dining Room
- Bonus Room
- Heated Enclosed Porch
- Unfinished Basement
- Basement Fills Entire Space Under The House
- Carbon Monoxide Detectors
- Range
Flooring
- Wood
- Laminate
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Patio
Schools
- Mckinley Elementary School
- Larsen Middle School
- Elgin High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 17, 2024
Closed on
Jul 17, 2024
Sold by
Melchers Erik J and Melchers Alivia B
Bought by
Correa Alyssa
Seller's Agent
Teresa Stultz
Premier Living Properties
Buyer's Agent
Claudia Goehner
Redfin Corporation
List Price
$375,000
Sold Price
$365,000
Premium/Discount to List
-$10,000
-2.67%
Total Days on Market
37
Views
2718
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,605
Avg. Annual Appreciation
1.15%
Original Mortgage
$346,750
Outstanding Balance
$344,370
Interest Rate
6.87%
Mortgage Type
New Conventional
Estimated Equity
$24,235
Purchase Details
Closed on
Sep 15, 2020
Sold by
Melchers Erik J and Melchers Alivia B
Bought by
Melchers Erik J and Melchers Alivia B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,000
Interest Rate
2.62%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jun 7, 2018
Closed on
Jul 12, 2018
Sold by
Fruman Justin D and Dixon Jennifer
Bought by
Melchers Erik J and Dehaan Alivia B
Seller's Agent
Andrew Stoll
Stoll Real Estate
Buyer's Agent
Silva Eggers
Ardain Real Estate Inc.
List Price
$219,900
Sold Price
$205,000
Premium/Discount to List
-$14,900
-6.78%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.89%
Original Mortgage
$194,750
Interest Rate
4.37%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 15, 2010
Sold by
Union National Bank
Bought by
Furman Justin D and Dixon Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,196
Interest Rate
5.5%
Mortgage Type
FHA
Purchase Details
Closed on
May 22, 1995
Sold by
Koch Helen M
Bought by
Union National Bank & Trust Compan Elgin
Similar Homes in Elgin, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $365,000 | None Listed On Document | |
| Interfamily Deed Transfer | -- | Old Republic Natl Ttl Ins Co | |
| Warranty Deed | $205,000 | Chicago Title Ins Co | |
| Deed | $210,000 | None Available | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $346,750 | New Conventional | |
| Previous Owner | $188,000 | New Conventional | |
| Previous Owner | $194,750 | New Conventional | |
| Previous Owner | $206,196 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/26/2024 07/26/24 | Sold | $365,000 | -2.7% | $146 / Sq Ft |
| 06/24/2024 06/24/24 | Pending | -- | -- | -- |
| 06/14/2024 06/14/24 | For Sale | $375,000 | 0.0% | $150 / Sq Ft |
| 06/06/2024 06/06/24 | Pending | -- | -- | -- |
| 05/17/2024 05/17/24 | For Sale | $375,000 | +82.9% | $150 / Sq Ft |
| 07/17/2018 07/17/18 | Sold | $205,000 | -6.8% | $91 / Sq Ft |
| 06/12/2018 06/12/18 | Pending | -- | -- | -- |
| 06/07/2018 06/07/18 | For Sale | $219,900 | -- | $98 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $6,530 | $84,601 | $12,247 | $72,354 |
| 2022 | $6,169 | $77,141 | $11,167 | $65,974 |
| 2021 | $5,899 | $72,121 | $10,440 | $61,681 |
| 2020 | $5,732 | $68,851 | $9,967 | $58,884 |
| 2019 | $5,565 | $65,585 | $9,494 | $56,091 |
| 2018 | $4,669 | $53,225 | $8,944 | $44,281 |
| 2017 | $4,558 | $50,316 | $8,455 | $41,861 |
| 2016 | $4,339 | $46,680 | $7,844 | $38,836 |
| 2015 | -- | $42,787 | $7,190 | $35,597 |
| 2014 | -- | $42,259 | $7,101 | $35,158 |
| 2013 | -- | $49,741 | $7,288 | $42,453 |
Source: Public Records
Agents Affiliated with this Home
-
Teresa Stultz
Seller's Agent in 2024
Teresa Stultz
Premier Living Properties
(630) 205-5568
10 in this area
393 Total Sales
-
C
Buyer's Agent in 2024
Claudia Goehner
Redfin Corporation
(708) 692-5306
-
Andrew Stoll
Seller's Agent in 2018
Andrew Stoll
Stoll Real Estate
(847) 214-1619
3 in this area
185 Total Sales
-
S
Buyer's Agent in 2018
Silva Eggers
Ardain Real Estate Inc.
(847) 651-1344
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12057343
APN: 06-11-487-010
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