$999,000

408 Sutter St Folsom, CA 95630

Folsom Central Neighborhood

Estimated payment $5,706/month

Total Views 958
5 Beds
3 Baths
2,292 Sq Ft
$436 Price per Sq Ft

Highlights

  • Very Popular Property
  • Cabana
  • Bridge View
  • Theodore Judah Elementary School Rated A
  • Custom Home
  • 4-minute walk to Folsom Powerhouse State Historic Park

About This Home

Live in one of Folsom's most coveted locations the Historic District, the iconic Sutter Street. This beautifully updated 5-bed, 3-bath home places you at the center of a lifestyle people travel from all over to experience and you get to call it home. Wake up and stroll to Sutter Street Steakhouse, boutique shops, artisan cafs, wine bars, and some of the best dining in town. Spend your weekends paddle boarding or kayaking on the American River, exploring scenic river trails, or enjoying the year-round events that make this neighborhood one of Folsom's most vibrant and beloved destinations. Opportunities like this with true walkability in Historic Folsom almost never hit the market. Inside, you'll find generous living spaces, five spacious bedrooms, and three well-designed bathrooms perfect for growing households, multigenerational living, or buyers needing flexible space for work or play. The backyard opens to peaceful natural views, giving you the rare combination of serenity and walkable city living in one of Folsom's most historic settings. A major plus is the detached extra-car garage, offering endless potential: workshop, gym, creative studio, or a prime ADU conversion opportunity for added income or private guest space a feature nearly impossible to find in this district. And with access to Folsom's top-rated schools, you're not just buying a home you're securing a lifestyle and an investment that continues to grow in demand. Tour it today and see why Historic Folsom is one of the most sought-after places to live.

Listing Agent

Joanna Zakharchenko

Onyx Real Estate License #02199648 Listed on: 12/04/2025

Co-Listing Agent

Mela Fratarcangeli

Onyx Real Estate License #01396069

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,589

Year Built

  • Built in 1989

Lot Details

  • 0.31 Acre Lot
  • Chain Link Fence
  • Landscaped
  • Irregular Lot
  • Front Yard Sprinklers
  • Manual Sprinklers System
  • Property is zoned RD-5

Parking

  • 4 Car Attached Garage
  • Front Facing Garage

Property Views

  • River
  • Bridge
  • Downtown
  • Woods

Home Design

  • Custom Home
  • Midcentury Modern Architecture
  • Traditional Architecture
  • Modern Architecture
  • Split Level Home
  • Raised Foundation
  • Slab Foundation
  • Frame Construction
  • Composition Roof

Interior Spaces

  • 2,292 Sq Ft Home
  • 3-Story Property
  • Beamed Ceilings
  • Cathedral Ceiling
  • Whole House Fan
  • Ceiling Fan
  • Fireplace
  • Double Pane Windows
  • Great Room
  • Family Room
  • Formal Dining Room
  • Home Office
  • Workshop
  • Sun or Florida Room

Kitchen

  • Breakfast Area or Nook
  • Double Oven
  • Built-In Gas Range
  • Range Hood
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Ceramic Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Retreat
  • Primary Bedroom on Main
  • Walk-In Closet
  • Sunken Shower or Bathtub
  • 3 Full Bathrooms
  • Secondary Bathroom Double Sinks
  • Jetted Tub in Primary Bathroom
  • Hydromassage or Jetted Bathtub

Laundry

  • Laundry Room
  • Laundry on main level
  • Laundry Cabinets
  • 220 Volts In Laundry

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Pool

  • Cabana
  • In Ground Pool
  • Fence Around Pool
  • Pool Sweep
  • Spa

Outdoor Features

  • Balcony
  • Covered Deck
  • Covered Patio or Porch
  • Gazebo
  • Shed
  • Pergola

Utilities

  • Central Heating and Cooling System
  • 220 Volts
  • Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 070-0063-015-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,589

Year Built

Built in 1989

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Subtype Description: Custom, Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: No
  • Stories: 3
  • Year Built: 1989
  • Architectural Style: Mid-Century, Modern/High Tech, Traditional, Other
  • Levels: Multi/Split
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Gas Cook Top, Built-In Gas Range, Hood Over Range, Ice Maker, Dishwasher, Disposal, Double Oven, Electric Cook Top
  • Interior Amenities: Cathedral Ceiling
  • Flooring: Carpet, Laminate, Tile, Wood
  • Master Bathroom Features: Double Sinks, Jetted Tub, Sunken Tub, Walk-In Closet
  • Master Bedroom Features: Closet, Walk-In Closet
  • Total Bathrooms: 3
  • Bathroom Features: Sunken Tub, Jetted Tub
  • Dining Room Features: Dining/Living Combo, Formal Area
  • Family Room Features: Cathedral/Vaulted, Deck Attached, Great Room, Open Beam Ceiling
  • Kitchen Features: Breakfast Area, Pantry Cabinet, Ceramic Counter, Island, Island w/Sink, Tile Counter
  • Living Room Features: Deck Attached
  • Room Type: Master Bathroom, Office, Dining Room, Sun Room, Kitchen, Laundry, Workshop, Living Room
  • Lower Level: Bedroom(s), Retreat
  • Main Level: Bedroom(s), Living Room, Dining Room, Family Room, Master Bedroom, Full Bath(s), Garage, Kitchen
  • Price Per Square Foot: 435.86
  • Square Footage: 2292.00
  • Window Features: Dual Pane Full

Exterior Features

  • Other Structures: Pergola, Gazebo, Shed(s), Storage
  • Construction Materials: Frame, Wood
  • Disclosures/Documents: Disclosure Package Available, TDS Available, Preliminary Title Report
  • Exterior Features: Balcony, Built-In Barbeque
  • Fencing: Chain Link
  • Foundation: Raised, Slab
  • Home Warranty: No
  • Horse Property: No
  • Listing Price: 999000.00
  • Lot Features: Manual Sprinkler F&R, Auto Sprinkler Front, Curb(s)/Gutter(s), Shape Irregular, Landscape Back, Landscape Front
  • New Construction: No
  • Patio And Porch Features: Front Porch, Back Porch, Covered Deck, Covered Patio
  • Pool Features: Built-In, Cabana, Pool Sweep, Fenced
  • Pool: Yes
  • Road Surface Type: Paved
  • Roof: Composition
  • Spa Features: Spa/Hot Tub Personal
  • Spa: Yes
  • View Description: Bridges, City, City Lights, Downtown, River, Woods
  • Land Use: Residential

Garage/Parking

  • Garage Spaces: 4.00
  • Parking Features: Attached, Detached, Garage Facing Front

Utilities

  • Security: Carbon Mon Detector, Double Strapped Water Heater, Smoke Detector
  • Sewer: Public Sewer
  • Utilities: Public, Sewer In & Connected, Natural Gas Available, Natural Gas Connected
  • Cooling: Ceiling Fan(s), Central, Whole House Fan
  • Electric: 220 Volts, 220 Volts in Laundry
  • Heating: Central, Fireplace(s)
  • Laundry Features: Cabinets, Ground Floor, Inside Area, Inside Room
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No

Fee Information

  • Land Lease: No

Schools

  • Senior High School District: Folsom-Cordova

Lot Info

  • Zoning: RD-5
  • Irrigation: None
  • Lot Size Acres: 0.3062
  • Lot Size Sq Ft: 13338.00

Multi Family

Tax Info

  • Assessor Parcel Number: 070-0063-015-0000
  • Bonds/Assessments/Taxes: Unknown

MLS Schools

  • School District (County): Sacramento

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,589 $530,382 $113,000 $417,382
2024 $5,589 $519,984 $110,785 $409,199
2023 $5,489 $509,789 $108,613 $401,176
2022 $5,407 $499,794 $106,484 $393,310
2021 $5,334 $489,996 $104,397 $385,599
2020 $5,267 $484,973 $103,327 $381,646
2019 $5,178 $475,464 $101,301 $374,163
2018 $5,048 $466,142 $99,315 $366,827
2017 $4,707 $457,003 $97,368 $359,635
2016 $4,916 $448,043 $95,459 $352,584
2015 $4,750 $441,314 $94,026 $347,288
2014 $4,507 $432,671 $92,185 $340,486
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/04/2025 12/04/25 For Sale $999,000 -- $436 / Sq Ft
Source: MetroList

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Timios Title A Ca Corp
Interfamily Deed Transfer -- --
Grant Deed $352,000 Placer Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $200,000 New Conventional
Source: Public Records

Source: MetroList

MLS Number: 225148296

MetroList

APN: 070-0063-015

California Sacramento County Folsom 95630 Folsom Central

408 Sutter St, Folsom, CA

For Sale

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MetroList IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Joanna Zakharchenko
Listing Agent
Joanna Zakharchenko
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Onyx Real Estate
(279) 233-2324