Seller's Agent in 2024
Selena Stloukal
RE/MAX
(630) 621-5421
7 in this area
232 Total Sales
409 Horizon Dr W Saint Charles, IL 60175
Harvest Hills Neighborhood
4
Beds
3.5
Baths
--
Sq Ft
8,581
Sq Ft Lot
Highlights
- Waterfront
- Open Floorplan
- Deck
- Richmond Intermediate School Rated A
- Community Lake
- Property is near a park
About This Home
As of September 2024*** PREMIUM WATER VIEW + A FINISHED WALK-OUT BASEMENT *** DISCOVER THE EPITOME OF SERENE LIVING IN THIS STUNNING HOME NESTLED WITHIN THE COVETED TRADITIONS AT HARVEST HILLS. BOASTING A PREMIUM WATER VIEW WITH FOUNTAINS, BREATHTAKING SUNSETS AND OPEN FIELDS BEYOND. THE BRIGHT, SUNNY AND OPEN FLOOR PLAN IS IDEAL FOR BOTH EVERYDAY LIVING AND ENTERTAINING. IMPRESSIVE TWO-STORY FOYER WITH A TURNED OAK STAIRCASE & RAILINGS WELCOMES YOU INSIDE. THE FIRST FLOOR FEATURES 9' CEILINGS + GLEAMING HARDWOOD FLOORS CARRIED THROUGHOUT BOTH LEVELS. A SPACIOUS LIVING ROOM SEAMLESSLY FLOWS INTO THE DINING AREA, CREATING AN INVITING ATMOSPHERE FOR GATHERINGS. THE COZY FAMILY ROOM OFFERS A WARM STONE FIREPLACE AND OVERLOOKS THE EAT-IN KITCHEN, COMPLETE WITH 42" CABINETS, SLEEK COUNTERTOPS, ISLAND, STAINLESS STEEL APPLIANCES, PANTRY, RECESSED LIGHTING AND A SLIDING GLASS DOOR THAT LEADS TO A LARGE COMPOSITE DECK WITH STUNNING POND VIEWS, A FULLY FENCED BACKYARD OASIS PERFECT FOR RELAXATION AND OUTDOOR ENTERTAINING. UPSTAIRS YOU'LL FIND THE PRIMARY SUITE HIGHLIGHTING A VAULTED CEILING, LARGE WALK-IN CLOSET WITH ORGANIZERS, PRIVATE BATHROOM WITH DOUBLE SINKS, A SEPARATE SHOWER WITH GLASS DOORS, AND DEEP SOAKING TUB. THREE ADDITIONAL SIZABLE BEDROOMS ALL WITH HARDWOOD FLOORS ~ THE 2ND BEDROOM OFFERS A DOUBLE WIDE CLOSET, CEILING FAN WITH LIGHT AND CROWN MOLDING, BEDROOMS 3 & 4 HAVE WALK-IN CLOSETS, BRIGHT WINDOWS + AN ADJACENT NEUTRALLY DECORATED HALL BATH AND LINEN CLOSET ~ FIRST FLOOR GUEST BATHROOM AND LAUNDRY ROOM WITH UTILITY SINK LEADS TO AN OVERSIZED 2-1/2 CAR GARAGE. ESCAPE TO THE THE FULL FINISHED WALK-OUT BASEMENT WHICH HIGHLIGHTS AN IMPRESSIVE REC ROOM AND PERFECT SOCIAL GATHERING SPACE FOR ENTERTAINING, A FULL GUEST BATHROOM AND A SLIDING GLASS DOOR TO A SECOND 18x26 COMPOSITE DECK WITH OUTDOOR TV MOUNTS AND OVERHEAD RAIN GUARD CEILING. NEW ROOF IN 2024, REFRIG & DISHWASHER '23, MICROWAVE '17, WASHER'18, WATER HEATER '17, KITCHEN CABINET REFRESH '19, INTERIOR PAINTED, DECK AND LANDSCAPING IN '20, BATHS UPDATED '18, GARAGE DOOR OPENER '20, 2ND LEVEL HARDWOOD FLOORS ADDED '15 AND RADON SYSTEM! FANTASTIC LOCATION NEAR PARKS, TENNIS COURT, WALKING PATHS, BIKE TRAILS, OTTER COVE AQUATIC AND SAND PARK WITH SPLASH PAD, SAND AREA, MULTIPLE POOLS AND SLIDES, DOG PARK, SOCCER / FOOTBALL FIELDS, HICKORY KNOLLS DISCOVERY CENTER, GREAT WESTERN TRAIL, GENEVA COMMONS, RANDALL ROAD SHOPPING & DINING, ELBURN /GENEVA & LAFOX METRA STATION + AWARD-WINNING ST. CHARLES DISTRICT #303 SCHOOLS!
Last Agent to Sell the Property
RE/MAX All Pro - St Charles License #475151918 Listed on: 08/09/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,821
Year Built
- Built in 2002
Lot Details
- 8,581 Sq Ft Lot
- Lot Dimensions are 54x128x82x120
- Waterfront
- Fenced Yard
- Paved or Partially Paved Lot
HOA Fees
- $30 Monthly HOA Fees
Parking
- 2.5 Car Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Asphalt Roof
- Vinyl Siding
- Concrete Perimeter Foundation
Interior Spaces
- 2-Story Property
- Open Floorplan
- Vaulted Ceiling
- Ceiling Fan
- Gas Log Fireplace
- Entrance Foyer
- Family Room with Fireplace
- Combination Dining and Living Room
- Recreation Room
- Game Room
- Lower Floor Utility Room
- Wood Flooring
- Water Views
- Full Attic
Kitchen
- Range
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry on main level
- Dryer
- Washer
- Sink Near Laundry
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Exterior Basement Entry
- Basement Ceilings are 8 Feet High
- Sump Pump
- Recreation or Family Area in Basement
- Finished Basement Bathroom
Home Security
- Storm Screens
- Carbon Monoxide Detectors
Outdoor Features
- Pond
- Deck
Location
- Property is near a park
Schools
- Davis Richmond Elementary School
- Thompson Middle School
- St Charles East High School
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Heating System Uses Natural Gas
- 200+ Amp Service
- Gas Water Heater
- Water Softener is Owned
Listing and Financial Details
- Homeowner Tax Exemptions
Community Details
Overview
- Association fees include insurance
- Hillcrest Properties Association, Phone Number (630) 627-3303
- Traditions At Harvest Hills Subdivision, Baker Floorplan
- Property managed by Hillcrest Properties
- Community Lake
Recreation
- Tennis Courts
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 9, 2024
Closed on
Sep 23, 2024
Sold by
Kaczmar Peter H and Kaczmar Melanie J
Bought by
Bowman Jason M and Bowman Nicole M
Seller's Agent
Selena Stloukal
RE/MAX All Pro - St Charles
Buyer's Agent
Christopher Bowman
RE/MAX Suburban
List Price
$525,000
Sold Price
$525,000
Views
79
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,807
Avg. Annual Appreciation
0.01%
Original Mortgage
$498,750
Outstanding Balance
$495,728
Interest Rate
5.99%
Mortgage Type
New Conventional
Estimated Equity
$29,311
Purchase Details
Listed on
Jun 27, 2015
Closed on
Sep 17, 2015
Sold by
Sigerson Casey and Sigerson Jaclyn
Bought by
Kaczmar Peter H and Kaczmar Melanie J
Seller's Agent
Mark Sannita
Keller Williams Inspire - Geneva
Buyer's Agent
Jamie Lindsey
HomeSmart Connect LLC
List Price
$319,900
Sold Price
$305,000
Premium/Discount to List
-$14,900
-4.66%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.21%
Original Mortgage
$259,250
Interest Rate
4.87%
Mortgage Type
New Conventional
Purchase Details
Listed on
Nov 26, 2012
Closed on
Mar 29, 2013
Sold by
Aikman Thomas J and Aikman Kristen A
Bought by
Sigerson Casey and Sigerson Jaclyn
Seller's Agent
Stephanie Doherty
HomeSmart Connect LLC
Buyer's Agent
Matt Kombrink
One Source Realty
List Price
$299,000
Sold Price
$280,000
Premium/Discount to List
-$19,000
-6.35%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.52%
Original Mortgage
$266,000
Interest Rate
3.62%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 11, 2002
Sold by
Pinnacle Corp
Bought by
Aikman Thomas J and Aikman Kristen A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$229,200
Interest Rate
7.16%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $525,000 | None Listed On Document | |
| Warranty Deed | $305,000 | Chicago Title Insurance Co | |
| Warranty Deed | $280,000 | Attorneys Title Guaranty Fun | |
| Warranty Deed | $287,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $498,750 | New Conventional | |
| Previous Owner | $263,800 | New Conventional | |
| Previous Owner | $259,250 | New Conventional | |
| Previous Owner | $266,000 | New Conventional | |
| Previous Owner | $216,800 | New Conventional | |
| Previous Owner | $226,400 | Unknown | |
| Previous Owner | $229,200 | No Value Available | |
| Closed | $42,900 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/23/2024 09/23/24 | Sold | $525,000 | 0.0% | -- |
| 08/09/2024 08/09/24 | For Sale | $525,000 | +72.1% | -- |
| 09/18/2015 09/18/15 | Sold | $305,000 | -4.7% | $135 / Sq Ft |
| 07/13/2015 07/13/15 | Pending | -- | -- | -- |
| 06/27/2015 06/27/15 | For Sale | $319,900 | +14.3% | $141 / Sq Ft |
| 04/01/2013 04/01/13 | Sold | $280,000 | -3.4% | -- |
| 02/07/2013 02/07/13 | Pending | -- | -- | -- |
| 01/08/2013 01/08/13 | Price Changed | $289,999 | -3.0% | -- |
| 11/26/2012 11/26/12 | For Sale | $299,000 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $9,210 | $133,229 | $37,240 | $95,989 |
| 2023 | $8,821 | $119,242 | $33,330 | $85,912 |
| 2022 | $8,421 | $111,323 | $35,048 | $76,275 |
| 2021 | $8,085 | $105,131 | $33,408 | $71,723 |
| 2020 | $7,768 | $103,171 | $32,785 | $70,386 |
| 2019 | $7,626 | $101,128 | $32,136 | $68,992 |
| 2018 | $7,409 | $98,003 | $30,914 | $67,089 |
| 2017 | $7,211 | $94,652 | $29,857 | $64,795 |
| 2016 | $7,566 | $88,824 | $28,808 | $60,016 |
| 2015 | -- | $87,611 | $28,497 | $59,114 |
| 2014 | -- | $85,313 | $28,497 | $56,816 |
| 2013 | -- | $87,778 | $28,782 | $58,996 |
Source: Public Records
Agents Affiliated with this Home
-
Selena Stloukal
-
Christopher Bowman
Buyer's Agent in 2024
Christopher Bowman
RE/MAX Suburban
(847) 507-6047
1 in this area
24 Total Sales
-
Mark Sannita
Seller's Agent in 2015
Mark Sannita
Keller Williams Inspire - Geneva
(630) 267-5091
1 in this area
220 Total Sales
-
Kelley Sannita
Seller Co-Listing Agent in 2015
Kelley Sannita
Keller Williams Inspire - Geneva
(630) 337-0357
-
Jamie Lindsey
Buyer's Agent in 2015
Jamie Lindsey
The McDonald Group
(847) 942-6342
99 Total Sales
-
Stephanie Doherty
Seller's Agent in 2013
Stephanie Doherty
HomeSmart Connect LLC
(630) 643-3602
4 in this area
86 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12132988
APN: 09-32-111-009
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