409 Horizon Dr W Saint Charles, IL 60175
Harvest Hills Neighborhood
4
Beds
3
Baths
2,266
Sq Ft
8,276
Sq Ft Lot
Highlights
- Water Views
- Deck
- Vaulted Ceiling
- Richmond Intermediate School Rated A
- Pond
- Traditional Architecture
About This Home
As of September 2024Great Location on Large, Premium Lot that Overlooks Pond. You'll love living in this Open Floor Plan home while enjoying many lovely sunsets in the relaxing Fenced Back Yard! The First Floor features 9Ft Ceilings and Gleaming Hardwood Floors; A Sunny Eat-in Kitchen with 42" Cabinets and Closet Pantry. The Spacious Family Room has a Gas Start Stone Fireplace and opens to the Kitchen. Big Living Room and Dining Room. Vaulted Master Suite with Luxury Bath featuring Double Sinks, Soaking Tub, Separate Shower and Walk-in Closet. Bedrooms 2, 3 & 4 are Generous in Size and Closet Space - Bedroom 2 with Wall-to-Wall Closet and Crown Molding - Bedrooms 3 & 4 with Walk-in Closets. Neutrally Decorated Hall Bath and Hall Linen Closet. 1st Floor Laundry next to Powder Room. Elevated Deck Overlooks Large Fenced Back Yard. Walkout Basement with High Ceilings. Deep 2-Car Garage. Nicely located neighborhood close to shopping and Otter Creek Water Park featuring Soccer Fields, Dog Park, Nature Trails.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,821
Year Built
- 2002
Lot Details
- Southern Exposure
HOA Fees
- $21 per month
Parking
- Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Traditional Architecture
- Slab Foundation
- Asphalt Shingled Roof
- Aluminum Siding
Interior Spaces
- Vaulted Ceiling
- Gas Log Fireplace
- Entrance Foyer
- Wood Flooring
- Water Views
- Unfinished Basement
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Oven or Range
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- Primary Bathroom is a Full Bathroom
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Outdoor Features
- Pond
- Deck
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 9, 2024
Closed on
Sep 23, 2024
Sold by
Kaczmar Peter H and Kaczmar Melanie J
Bought by
Bowman Jason M and Bowman Nicole M
Seller's Agent
Selena Stloukal
RE/MAX All Pro - St Charles
Buyer's Agent
Christopher Bowman
RE/MAX Suburban
List Price
$525,000
Sold Price
$525,000
Views
79
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,303
Avg. Annual Appreciation
0.01%
Original Mortgage
$498,750
Outstanding Balance
$495,728
Interest Rate
5.99%
Mortgage Type
New Conventional
Estimated Equity
$29,311
Purchase Details
Listed on
Jun 27, 2015
Closed on
Sep 17, 2015
Sold by
Sigerson Casey and Sigerson Jaclyn
Bought by
Kaczmar Peter H and Kaczmar Melanie J
Seller's Agent
Mark Sannita
Keller Williams Inspire - Geneva
Buyer's Agent
Jamie Lindsey
HomeSmart Connect LLC
List Price
$319,900
Sold Price
$305,000
Premium/Discount to List
-$14,900
-4.66%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.21%
Original Mortgage
$259,250
Interest Rate
4.87%
Mortgage Type
New Conventional
Purchase Details
Listed on
Nov 26, 2012
Closed on
Mar 29, 2013
Sold by
Aikman Thomas J and Aikman Kristen A
Bought by
Sigerson Casey and Sigerson Jaclyn
Seller's Agent
Stephanie Doherty
HomeSmart Connect LLC
Buyer's Agent
Matt Kombrink
One Source Realty
List Price
$299,000
Sold Price
$280,000
Premium/Discount to List
-$19,000
-6.35%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.52%
Original Mortgage
$266,000
Interest Rate
3.62%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jan 11, 2002
Sold by
Pinnacle Corp
Bought by
Aikman Thomas J and Aikman Kristen A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$229,200
Interest Rate
7.16%
Similar Homes in Saint Charles, IL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $525,000 | None Listed On Document | |
| Warranty Deed | $305,000 | Chicago Title Insurance Co | |
| Warranty Deed | $280,000 | Attorneys Title Guaranty Fun | |
| Warranty Deed | $287,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $498,750 | New Conventional | |
| Previous Owner | $263,800 | New Conventional | |
| Previous Owner | $259,250 | New Conventional | |
| Previous Owner | $266,000 | New Conventional | |
| Previous Owner | $216,800 | New Conventional | |
| Previous Owner | $226,400 | Unknown | |
| Previous Owner | $229,200 | No Value Available | |
| Closed | $42,900 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/23/2024 09/23/24 | Sold | $525,000 | 0.0% | -- |
| 08/09/2024 08/09/24 | For Sale | $525,000 | +72.1% | -- |
| 09/18/2015 09/18/15 | Sold | $305,000 | -4.7% | $135 / Sq Ft |
| 07/13/2015 07/13/15 | Pending | -- | -- | -- |
| 06/27/2015 06/27/15 | For Sale | $319,900 | +14.3% | $141 / Sq Ft |
| 04/01/2013 04/01/13 | Sold | $280,000 | -3.4% | -- |
| 02/07/2013 02/07/13 | Pending | -- | -- | -- |
| 01/08/2013 01/08/13 | Price Changed | $289,999 | -3.0% | -- |
| 11/26/2012 11/26/12 | For Sale | $299,000 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $8,821 | $119,242 | $33,330 | $85,912 |
| 2022 | $8,421 | $111,323 | $35,048 | $76,275 |
| 2021 | $8,085 | $105,131 | $33,408 | $71,723 |
| 2020 | $7,768 | $103,171 | $32,785 | $70,386 |
| 2019 | $7,626 | $101,128 | $32,136 | $68,992 |
| 2018 | $7,409 | $98,003 | $30,914 | $67,089 |
| 2017 | $7,211 | $94,652 | $29,857 | $64,795 |
| 2016 | $7,566 | $88,824 | $28,808 | $60,016 |
| 2015 | -- | $87,611 | $28,497 | $59,114 |
| 2014 | -- | $85,313 | $28,497 | $56,816 |
| 2013 | -- | $87,778 | $28,782 | $58,996 |
Source: Public Records
Agents Affiliated with this Home
-
S
Seller's Agent in 2024
Selena Stloukal
RE/MAX
-
C
Buyer's Agent in 2024
Christopher Bowman
RE/MAX Suburban
-
M
Seller's Agent in 2015
Mark Sannita
Keller Williams Inspire - Geneva
-
K
Seller Co-Listing Agent in 2015
Kelley Sannita
Keller Williams Inspire - Geneva
-
J
Buyer's Agent in 2015
Jamie Lindsey
The McDonald Group
-
S
Seller's Agent in 2013
Stephanie Doherty
HomeSmart Connect LLC
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD08966875
APN: 09-32-111-009
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