$140,000
SOLD SEP 22, 2014
1 Bed
1 Bath
905 Sq Ft
$385/mo HOA Fee

Recently Sold

$155 Per Sq Ft

7% Below List Price

66 Days on Market

Highlights

  • Marina
  • Boat Dock
  • In Ground Pool
  • Patronis Elementary School Rated A-
  • Golf Course Community
  • Fishing

About This Home

As of November 2019

Reflections is a luxury resort condo located in Bay Point. If offers views of the Grand Lagoon and the huge lagoon pool. It has a sate of the art Serenity Spa. Bay Point features 24 hour roving security, 4 restaurants, 2 world class golf courses, clay tennis courts, and a full service marina. This unit is in like new condition.

Last Agent to Sell the Property

Ray Young

Bay Point Real Estate Co License #BK581772 Listed on: 05/21/2014

Last Buyer's Agent

Ray Young JR

Bay County Realty LLC

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,458

Year Built

  • Built in 2006

HOA Fees

  • $385 Monthly HOA Fees

Interior Spaces

  • 905 Sq Ft Home
  • 3-Story Property
  • Furnished
  • Dining Room

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 1 Bedroom
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Balcony

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System

Community Details

Overview

  • Association fees include cable TV, insurance, internet, legal/accounting, ground maintenance, pest control, sewer, trash, water
  • Low-Rise Condominium
  • Reflections Subdivision

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Fishing
  • Park

Security

  • Security Service
  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,458

Year Built

Built in 2006

Lot Details

0

HOA Fees

$385 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • Property Sub Type: Condominium
  • Lot Size: NO LAND
  • Road Surface Type: Paved
  • Subdivision Name: Reflections
  • Architectural Style: Low Rise
  • Unit Levels: Three Or More
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Washer
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Living Area: 905.0
  • Dining Room Type: Dining Room, Primary Bedroom
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: In Ground
  • View: Lagoon
  • View: Yes
  • Construction Type: Concrete
  • Exterior Features: Balcony
  • Patio And Porch Features: Balcony

Utilities

  • Utilities: Cable Connected, Electricity Connected, Other, Sewer Connected, Trash Collection, Water Connected
  • Security Features: Security Service
  • Cooling: Central Air, Electric
  • Heating: Central, Electric
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 385.0
  • Community Features: Boat Facilities, Dock, Fitness Center, Fishing, Golf, Gated, Marina, Other, Playground, Park, See Remarks, Tennis Court(s)
  • Amenities: Gated
  • Association Fee Frequency: Monthly
  • Association: Yes
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Cable TV, Insurance, Internet, Legal/Accounting, Maintenance Grounds, Pest Control, Sewer, Trash, Water

Schools

  • Middle Or Junior School: Surfside

Rental Info

  • Furnished: Furnished

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 27, 2020
Sold by
Miller Jeffrey Alan and Miller Mary Angela
Bought by
Miller Mary Angela Casey and Miller Jeffrey Alan
Current Estimated Value
$362,835

Purchase Details

Listed on
Sep 16, 2019
Closed on
Oct 31, 2019
Sold by
Hogan Don H and Hogan Joan W
Bought by
Miller Jeffrey Alan and Miller Mary Angela Casey
Seller's Agent
Ray Young
Bay Point Real Estate Co
Buyer's Agent
Glenn Keebler
Pinnacle Port Realty Corp
List Price
$224,900
Sold Price
$220,000
Premium/Discount to List
-$4,900
-2.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.16%
Original Mortgage
$195,000
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 13, 2019
Closed on
Apr 10, 2019
Sold by
Hughes Premier Properties Llc
Bought by
Hogan Don H and Hogan Joan W
Seller's Agent
Ray Young
Bay Point Real Estate Co
Buyer's Agent
Ray Young
Bay Point Real Estate Co
Sold Price
$2,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.54%

Purchase Details

Listed on
May 21, 2014
Closed on
Sep 22, 2014
Sold by
Walker Michael H
Bought by
Hughes Premier Properties Llc
Seller's Agent
Ray Young
Bay Point Real Estate Co
Buyer's Agent
Ray Young JR
Bay County Realty LLC
List Price
$149,900
Sold Price
$140,000
Premium/Discount to List
-$9,900
-6.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.90%

Purchase Details

Listed on
Apr 23, 2012
Closed on
Sep 21, 2012
Sold by
Federal National Mortgage Association
Bought by
Walker Michael H
Seller's Agent
Teena Edge
Coldwell Banker Realty
Buyer's Agent
Ray Young JR
Bay County Realty LLC
List Price
$159,900
Sold Price
$119,000
Premium/Discount to List
-$40,900
-25.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.47%
Original Mortgage
$95,200
Interest Rate
3.71%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 5, 2012
Sold by
Rushing Charles W and Rushing Frances Marcel
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
May 15, 2007
Sold by
Reflections Spa & Resort Llc
Bought by
Rushing Charles W and Rushing Frances Marcel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,675
Interest Rate
6.12%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Similar Homes in Panama City, FL

  • 1301 Beck Ave Unit 18, Panama City, FL 32401

    $175,000

    • 2 Beds
    • 1 Bath
    • 803 Sq Ft
    • 1301 Beck Ave
    • Unit 18
    • Panama City, FL

    Welcome to 1301 Beck Avenue, this great updated unit offers the ideal blend of comfort, convenience and location in the quaint area of Saint Andrews, residents can enjoy walkable access to dining and entertainment options, also a short drive to a nearby boat docks and marina. This second floor unit tile flooring in all the unit,is a 2 bedroom, 1 bath , freshly painted, new roof, hurricane

    Stephen Hachey Lowest Fee Realty LLC

    Section Image
  • 1301 Beck Ave Unit 41, Panama City, FL 32401

    $175,000

    • 2 Beds
    • 1 Bath
    • 803 Sq Ft
    • 1301 Beck Ave
    • Unit 41
    • Panama City, FL

    Ground Floor, End Unit, Fully Furnished! HOA Covers Insurance, Flood Insurance, Water Bill, Lawn Care, Pool Maintenance, Basic Cable... Welcome to Unit 41 at The St. Andrews Harbour Condominium, a charming 2-bedroom, 1-bathroom ground-floor end unit in the heart of Panama City. With a new AC unit, fresh interior and exterior paint, a new roof, and all furniture included, this unit is truly move

    Zachary Murzyn Secure Real Estate

    Section Image
  • 3614 Tiki Dr Unit 411, Panama City, FL 32408

    $184,900

    • 1 Bed
    • 1 Bath
    • 532 Sq Ft
    • 3614 Tiki Dr
    • Unit 411
    • Panama City, FL

    Welcome to your beachside retreat--where style, comfort, and effortless living come together, all for under $200,000! Whether you're searching for the perfect vacation retreat, a smart investment, or a relaxing second home, this meticulously updated one-bedroom, one-bath beauty is ready to welcome its next owner.Located on the ground floor for easy access, this gem has been thoughtfully refreshed

    James Payton Coastal Living Realty & Associates

    Section Image
  • 5505 Sun Harbor Rd Unit 143, Panama City, FL 32401

    $180,000

    • 1 Bed
    • 1 Bath
    • 540 Sq Ft
    • 5505 Sun Harbor Rd
    • Unit 143
    • Panama City, FL

    Charming 1-Bedroom Condo with Stunning Bay Views - First Floor Convenience!*More Pictures coming soon *Enjoy peaceful waterfront living in this beautifully updated 1-bedroom, 1-bath condo, perfectly situated on the first floor of a low-rise community. With breathtaking views of the bay right from your living space, this unit offers a serene and relaxing atmosphere.Recently freshly painted, the

    Shakhodat Talipova Christies International Real Estate Emerald Coast

    Section Image
  • 5505 Sun Harbor Rd Unit 147, Panama City, FL 32401

    $164,900

    • 1 Bed
    • 1 Bath
    • 540 Sq Ft
    • 5505 Sun Harbor Rd
    • Unit 147
    • Panama City, FL

    CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. This 1-bedroom condo is the best-value ground-level unit currently for sale in Sun Harbor, offering unobstructed water views right from your covered porch. Vacant and ready for immediate move-in, it delivers comfort, convenience, and true waterfront living.Perfectly situated just minutes from the sugar-sand beaches of Panama City

    Lauren Beninate Beachy Beach Real Estate

    Section Image
  • 5505 Sun Harbor Rd Unit 151, Panama City, FL 32401

    $172,000

    • 1 Bed
    • 1 Bath
    • 540 Sq Ft
    • 5505 Sun Harbor Rd
    • Unit 151
    • Panama City, FL

    CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'Looking for a cute Turn key beach condo by the waters edge every sunset at your back door, close to shopping, restaurants, full service marina , Pool & more!! Then look no further this is it! Freshly Painted whole interior , Roomy and spacious bedroom with walk in closet are a great start, add in a full bath and Beautiful water views

    Kati Pullins Beachy Beach Real Estate

    Section Image
  • 105 Allen Ave Unit 65, Panama City, FL 32401

    $159,000

    • 1 Bed
    • 1 Bath
    • 924 Sq Ft
    • 105 Allen Ave
    • Unit 65
    • Panama City, FL

    Waterfront Living with Historic Charm in the Heart of Panama City! Welcome to The Cove - one of Panama City's most beloved and historic neighborhoods where Southern charm meets coastal luxury! Nestled along the sparkling shores of St. Andrews Bay, this beautifully updated one bedroom, one bath condo offers a rare opportunity to own your very own slice of paradise. Step inside and be welcomed by

    Mike Herring Keller Williams Realty SRB

    Section Image
  • 105 Allen Ave Unit 57, Panama City, FL 32401

    $150,000

    • 1 Bed
    • 1 Bath
    • 924 Sq Ft
    • 105 Allen Ave
    • Unit 57
    • Panama City, FL

    Discover tranquility at Bay Club, nestled in the heart of Panama City. This main-floor unit boasts a spacious bedroom, plenty of closet space, and an open-concept living area. The compact galley kitchen is easy to clean and maintain with everything you need.Relax by the large pool, surrounded by a sprawling patio with loungers, a firepit (coming soon), and refreshed landscaping. Beyond the pool,

    Dennis Nelson Keller Williams Success Realty

    Section Image
  • 8730 Thomas Dr Unit 1209, Panama City, FL 32408

    $175,500

    • 1 Bed
    • 1 Bath
    • 623 Sq Ft
    • 8730 Thomas Dr
    • Unit 1209
    • Panama City, FL

    Investor Opportunity - Lowest Priced Unit in the Complex and rental projection 23k per year (after remodel)! Located just across from Beach Access 24, this efficiency-style condo is part of a gated, well-maintained community offering fantastic amenities: a community pool on the lagoon, pickleball court, tennis courts, shuffleboard, grilling area, fire pit, dry boat parking, and a private boat

    Mia Nadeau Beachy Beach Real Estate

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Attorney
Warranty Deed $220,000 Diamond Title Agency Inc
Warranty Deed $206,500 Diamond Title Agency Inc
Warranty Deed $140,000 Mti Title Ins Agency Inc
Special Warranty Deed $119,000 Attorney
Trustee Deed -- None Available
Condominium Deed $284,900 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $195,200 New Conventional
Closed $195,000 New Conventional
Previous Owner $95,200 New Conventional
Previous Owner $213,675 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/20/2022 06/20/22 Off Market $2,500 -- --
06/20/2022 06/20/22 Off Market $220,000 -- --
06/20/2022 06/20/22 Off Market $206,500 -- --
06/20/2022 06/20/22 Off Market $140,000 -- --
06/20/2022 06/20/22 Off Market $119,000 -- --
11/08/2019 11/08/19 Sold $220,000 -2.2% $210 / Sq Ft
09/20/2019 09/20/19 Pending -- -- --
09/16/2019 09/16/19 For Sale $224,900 0.0% $214 / Sq Ft
05/03/2019 05/03/19 Rented $2,500 0.0% --
05/01/2019 05/01/19 Under Contract -- -- --
04/13/2019 04/13/19 For Rent $2,500 0.0% --
04/12/2019 04/12/19 Sold $206,500 -17.4% $197 / Sq Ft
04/05/2019 04/05/19 Pending -- -- --
11/09/2018 11/09/18 For Sale $249,900 +78.5% $238 / Sq Ft
09/22/2014 09/22/14 Sold $140,000 -6.6% $155 / Sq Ft
07/26/2014 07/26/14 Pending -- -- --
05/21/2014 05/21/14 For Sale $149,900 +26.0% $166 / Sq Ft
09/21/2012 09/21/12 Sold $119,000 -25.6% $131 / Sq Ft
09/12/2012 09/12/12 Pending -- -- --
04/23/2012 04/23/12 For Sale $159,900 -- $177 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,458 $280,009 -- --
2023 $3,458 $254,554 $0 $297,500
2022 $2,933 $231,413 $0 $0
2021 $2,563 $210,375 $0 $210,375
2020 $2,269 $183,260 $0 $183,260
2019 $2,076 $166,600 $0 $166,600
2018 $1,988 $149,133 $0 $0
2017 $1,854 $135,575 $0 $0
2016 $1,622 $123,250 $0 $0
2015 $1,611 $119,000 $0 $0
2014 $944 $110,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 620429

Central Panhandle Association of REALTORS®

APN: 40000-500-011