$159,000

105 Allen Ave Unit 65 Panama City, FL 32401

Estimated payment $1,599/month

Total Views 9,699
1 Bed
1 Bath
924 Sq Ft
$172 Price per Sq Ft

Highlights

  • Boat Dock
  • Bay View
  • Furnished
  • In Ground Pool
  • Main Floor Primary Bedroom
  • Balcony

About This Home

Waterfront Living with Historic Charm in the Heart of Panama City! Welcome to The Cove - one of Panama City's most beloved and historic neighborhoods where Southern charm meets coastal luxury! Nestled along the sparkling shores of St. Andrews Bay, this beautifully updated one bedroom, one bath condo offers a rare opportunity to own your very own slice of paradise. Step inside and be welcomed by an open concept layout that blends style and comfort. The spacious living and dining areas flow effortlessly into a modern kitchen, making it perfect for relaxing evenings or entertaining friends after a day on the bay. Large windows flood the space with natural light and offer glimpses of the water, adding to that vacation-every-day vibe. Outside, the community amenities truly shine. Take a dip in the waterfront pool, launch your kayak or paddleboard from the private dock, or simply unwind and enjoy the views with private bay access the choice is yours! Living in The Cove means more than just a gorgeous view. You're just minutes from the vibrant energy of Downtown Panama City, where boutique shopping, waterfront dining, and cultural events keep things exciting year-round. Whether you're looking for a weekend getaway, a low-maintenance full-time home, or a high-demand investment property, this condo checks all the boxes. Don't miss your chance to own a rare waterfront gem in a location that locals love and visitor's envy. Schedule your private showing today and experience the magic of bayfront living!

Listing Agent

Mike Herring

Keller Williams Realty SRB License #3256219 Listed on: 04/30/2025

Keller Williams Realty SRB

Co-Listing Agent

Non Member Agent (NABOR)

Non Member Office (NABOR)

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,281

Year Built

  • Built in 1983

HOA Fees

  • $529 Monthly HOA Fees

Parking

  • 1 Car Garage

Interior Spaces

  • 924 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Living Room
  • Dining Room
  • Bay Views

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 1 Primary Bedroom on Main
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • In Ground Pool
  • Docks
  • Balcony

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 20360-065-000

Community Details

Overview

  • Association fees include accounting, management
  • Bay Club Condo Ph 1 Subdivision

Recreation

  • Boat Dock
  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,281

Year Built

Built in 1983

Lot Details

0

HOA Fees

$529 per month

Parking

1

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Co List Office Mls Id: nonmemberoffice
  • Subdivision Name: Bay Club Condo Ph 1
  • Directions: From Hwy 98, head South on Martin Luther King Jr. Blvd. Pass Bay Medical and continue straight on N. Cove Blvd. Turn Right on Cherry St. Condo is located at the intersection of Cherry St. and Allen Ave. on the Left (across from Thai Chef restaurant)
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 1983
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Waterview:Bay2: Yes
  • Energy:Ceiling Fans: Yes
  • Special Features: None

Interior Features

  • Furnished: Furnished - All
  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer, Water Heater - Elect
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Furnished - All: Yes

Exterior Features

  • Pool Features: Pool - In-Ground, Pool Type
  • View: Bay
  • Exterior Features: Balcony, Dock
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Exterior:Balcony: Yes
  • Exterior:Pool - In-Ground: Yes
  • Exterior:Dock: Yes

Garage/Parking

  • Garage Spaces: 1.0
  • General Property Info:Garage2: No

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Condo/Co-op/Association

  • Community Features: Dock, Pool
  • Association #2 Fee: 529.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Management

Schools

  • Elementary School: Cherry Street
  • High School: Bay
  • Middle Or Junior School: Jinks

Lot Info

  • Parcel #: 20360-065-000

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,281 $127,500 -- $127,500
2023 $2,281 $115,940 $0 $127,500
2022 $1,895 $105,400 $0 $105,400
2021 $1,307 $65,084 $0 $65,084
2020 $1,299 $65,084 $0 $65,084
2019 $940 $58,140 $0 $58,140
2018 $927 $61,200 $0 $0
2017 $917 $61,200 $0 $0
2016 $939 $61,200 $0 $0
2015 $777 $49,300 $0 $0
2014 -- $57,500 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/27/2025 06/27/25 Price Changed $159,000 -9.1% $172 / Sq Ft
04/24/2025 04/24/25 For Sale $175,000 +59.1% $189 / Sq Ft
07/05/2022 07/05/22 Off Market $110,000 -- --
07/05/2022 07/05/22 Off Market $72,000 -- --
06/20/2022 06/20/22 Off Market $800 -- --
09/03/2021 09/03/21 Sold $110,000 -7.6% $119 / Sq Ft
07/23/2021 07/23/21 For Sale $119,000 0.0% $129 / Sq Ft
01/13/2017 01/13/17 Rented $800 -8.6% --
01/13/2017 01/13/17 Under Contract -- -- --
11/07/2016 11/07/16 For Rent $875 0.0% --
04/30/2015 04/30/15 Sold $72,000 -15.3% $78 / Sq Ft
03/21/2015 03/21/15 Pending -- -- --
10/15/2014 10/15/14 For Sale $85,000 -- $92 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $110,000 Certified Title Corporation
Interfamily Deed Transfer -- Accommodation
Warranty Deed $72,000 Cornerstone Title Agency Inc
Interfamily Deed Transfer -- None Available
Warranty Deed $85,000 First American Title Ins Co
Interfamily Deed Transfer -- None Available
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $50,400 New Conventional
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 974726

Emerald Coast Association of REALTORS®

APN: 20360-065-000