$675,000
SOLD DEC 4, 2020

4113 Cobalt Cir Unit PO75 Panama City, FL 32408

Upper Grand Lagoon Neighborhood
4 Beds
4.5 Baths
3,830 Sq Ft
$1,546/mo HOA Fee

Recently Sold

$176 Per Sq Ft

10% Below List Price

51 Days on Market

Highlights

  • Boat Dock
  • Beach
  • Sauna
  • Patronis Elementary School Rated A-
  • Fishing
  • Bay View

About This Home

As of July 2025

This rare 4BR Waterfront PENTHOUSE is located on scenic St. Andrews Bay with easy access to the Gulf of Mexico. Imagine waking up and seeing the amazing panoramic water views from your master bedroom. And, enjoying that first cup of coffee on your oversized waterfront balcony. This high-end, luxury condominium features a 6 burner Viking gas stove/range hood, Sub Zero refrigerator, Scottsman icemaker, Bosch dishwasher, Kohler plumbing fixtures, and Kilcher lighting fixtures. The owner also spared no expense in adding an all house Culligan water treatment system, Sonus stereo system, high end security system, and power window shades.The exceptional gourmet kitchen also includes soft close kitchen cabinetry, tiled backsplash, and a huge granite kitchen island with breakfast bar

Last Agent to Sell the Property

Ricky Lee Jones

The Premier Property Group License #3263680 Listed on: 09/10/2020

Co-Listed By

Karen Jones

The Premier Property Group License #SL3423084

Last Buyer's Agent

Melissia Pennington

Coldwell Banker Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,590

Year Built

  • Built in 2007

HOA Fees

  • $1,546 Monthly HOA Fees

Interior Spaces

  • 3,830 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Cathedral Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Dining Room
  • Loft
  • Sauna
  • Bay Views
  • Washer and Dryer Hookup

Kitchen

  • Breakfast Bar
  • Built-In Gas Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Wine Cooler
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Multiple cooling system units
  • Water Softener is Owned

Additional Features

  • Accessible Approach with Ramp
  • ENERGY STAR Qualified Equipment

Community Details

Overview

  • Association fees include boat ramp, clubhouse, cable TV, fishing rights, insurance, internet, ground maintenance, pest control, pool(s), trash, water
  • Low-Rise Condominium
  • Waterhaven Subdivision

Amenities

  • Community Barbecue Grill
  • Elevator

Recreation

  • Boat Dock
  • Beach
  • Community Pool
  • Fishing

Security

  • Gated Community

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,590

Year Built

Built in 2007

Lot Details

0

HOA Fees

$1,546 per month

Listing Details

  • Property Type: Residential
  • Accessibility Features: Accessible Approach with Ramp
  • Year Built: 2007
  • Property Sub Type: Condominium
  • Lot Size: N/A
  • Co List Office Mls Id: BPPG
  • Co List Office Phone: (850) 213-5000
  • Subdivision Name: Waterhaven
  • Architectural Style: Low Rise
  • Unit Levels: Two
  • Building Stories: 2
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Condominium
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Built-In Gas Range, Dishwasher, Exhaust Fan, Disposal, Microwave, Range Hood, Water Softener Owned, Stainless Steel Appliance(s), Wine Cooler
  • Interior Amenities: Wet Bar, Breakfast Bar, Cathedral Ceiling(s), Sauna, Loft
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Living Area: 3830.0
  • Dining Room Type: Bedroom, Dining Room, Loft, Primary Bedroom
  • Stories: 3
  • Window Features: Double Pane Windows
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: Community
  • View: Bay
  • View: Yes
  • Waterfront Features: Bay Access, Waterfront
  • Waterfront: Yes

Utilities

  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Security Features: Gated Community
  • Cooling: Ceiling Fan(s), ENERGY STAR Qualified Equipment, Multi Units
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes

Condo/Co-op/Association

  • Association Fee: 4637.74
  • Community Features: Barbecue, Beach, Boat Facilities, Dock, Elevator, Fitness Center, Fishing, Other, Pool, See Remarks, Waterfront, Gated
  • Amenities: Gated
  • Association Fee Frequency: Quarterly
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Boat Ramp, Clubhouse, Cable TV, Fishing Rights, Insurance, Internet, Maintenance Grounds, Pest Control, Pool(s), Trash, Water

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Waterfront

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Annual Amount: 3590.0
  • Tax Year: 2019

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 10, 2020
Closed on
Dec 4, 2020
Sold by
Kingsley Nan
Bought by
Fulcher Cheryl and Fulcher Larry
Seller's Agent
Ricky Lee Jones
The Premier Property Group
Buyer's Agent
Melissia Pennington
Coldwell Banker Realty
List Price
$749,000
Sold Price
$675,000
Premium/Discount to List
-$74,000
-9.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.13%
Original Mortgage
$540,000
Outstanding Balance
$485,973
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$865,079

Purchase Details

Listed on
Jul 23, 2012
Closed on
Aug 17, 2012
Sold by
Hw St Andrews Condo Llc
Bought by
Kingsley Robert G and Kingsley Nan
Seller's Agent
Rita Hansen
Counts Real Estate Group Inc
Buyer's Agent
Sandy Webb
Sea Shells Real Estate LLC
List Price
$599,900
Sold Price
$569,000
Premium/Discount to List
-$30,900
-5.15%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.08%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $675,000 Provident Title
Warranty Deed $569,000 Mti Title Ins Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 Credit Line Revolving
Open $540,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/16/2025 07/16/25 Sold $1,100,000 -21.1% $276 / Sq Ft
05/06/2025 05/06/25 For Sale $1,395,000 +145.2% $350 / Sq Ft
06/20/2022 06/20/22 Off Market $569,000 -- --
06/20/2022 06/20/22 Off Market $675,000 -- --
12/04/2020 12/04/20 Sold $675,000 -9.9% $176 / Sq Ft
09/10/2020 09/10/20 For Sale $749,000 +31.6% $196 / Sq Ft
08/20/2012 08/20/12 Sold $569,000 -5.2% $149 / Sq Ft
07/23/2012 07/23/12 Pending -- -- --
07/23/2012 07/23/12 For Sale $599,900 -- $157 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,414 $400,541 -- --
2023 $4,414 $388,875 $0 $388,875
2022 $4,097 $388,875 $0 $388,875
2021 $3,633 $299,625 $0 $299,625
2020 $3,685 $299,625 $0 $299,625
2019 $3,590 $288,128 $0 $288,128
2018 $3,589 $280,719 $0 $0
2017 $3,256 $255,199 $0 $0
2016 $3,422 $263,432 $0 $0
2015 $3,560 $266,724 $0 $0
2014 $3,501 $262,608 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Karen Smith

    Seller's Agent in 2025

    Karen Smith

    Beachy Beach Real Estate

    (850) 233-4351

    17 in this area

    257 Total Sales

    Karen Smith
    Section Image
  • Ricky Lee Jones

    Seller's Agent in 2020

    Ricky Lee Jones

    The Premier Property Group

    (850) 290-2901

    9 in this area

    111 Total Sales

    Ricky Lee Jones
    Section Image
  • Karen Jones

    Seller Co-Listing Agent in 2020

    Karen Jones

    The Premier Property Group

    (850) 290-2908

    9 in this area

    190 Total Sales

    Karen Jones
    Section Image

  • M

    Buyer's Agent in 2020

    Melissia Pennington

    Coldwell Banker Realty

  • M

    Buyer's Agent in 2020

    Melissia Pennington, LLC

    World Impact Real Estate

  • Rita Hansen

    Seller's Agent in 2012

    Rita Hansen

    Counts Real Estate Group Inc

    (850) 832-3303

    12 in this area

    70 Total Sales

    Rita Hansen
    Section Image
See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 701939

Central Panhandle Association of REALTORS®

APN: 40000-050-053

Florida Bay County Panama City 32408 Upper Grand Lagoon

4113 Cobalt Cir Unit PO75, Panama City, FL

This home is located at 4113 Cobalt Cir Unit PO75, Panama City, FL 32408 and is currently priced at $675,000, approximately $176 per square foot. This property was built in 2007. 4113 Cobalt Cir Unit PO75 is a home located in Bay County with nearby schools including Patronis Elementary School, J.R. Arnold High School, and Surfside Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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