NOT LISTED FOR SALE

412 Howard St Lodi, CA 95242

North Lodi Neighborhood

Estimated Value: $425,000 - $496,000

3 Beds
2 Baths
1,508 Sq Ft
$314/Sq Ft Est. Value

Last Sold September 04, 2019

Last sale price $410,000 $272 Per Sq Ft

Est. 20% increase in value since last sale

Current estimated payment $2,988/month

2 Days on Market

Highlights

  • Contemporary Architecture
  • No HOA
  • Walk-In Closet
  • 1 Fireplace
  • Covered Patio or Porch
  • West Facing Home

About This Home

As of September 2019

Charming newer home in an established neighborhood. Energy efficient with tankless water heater,Solar System (owned) dual pane windows, fire suppression system. In wall gas fireplace, wine refrigerator, granite counters, full tile surround in bathrooms w/dual shower heads in Master. Great room with vaulted ceilings, slider to backyard & covered patio.

Last Agent to Sell the Property

Jan Sherman

Sherman & Associates RE License #00895824 Listed on: 08/06/2019

Last Buyer's Agent

Cynthia Wertman

Cynthia Wertman License #00934022

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2016

Lot Details

  • 5,088 Sq Ft Lot
  • West Facing Home
  • Back Yard Fenced

Parking

  • 2 Car Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Composition Roof

Interior Spaces

  • 1,508 Sq Ft Home
  • 1-Story Property
  • Wired For Sound
  • 1 Fireplace

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch

Community Details

  • No Home Owners Association
  • Built by Lenzi Lanz Development

Listing and Financial Details

  • Assessor Parcel Number 035-400-01

Home Details

Home Type

Single Family

Year Built

Built in 2016

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Subtype Description: Detached
  • Property Subtype 1: Single Family Residence
  • Remodeled Updated: No
  • Year Built: 2016
  • Architectural Style: Contemporary
  • Stories: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Gas Oven,Dishwasher,Disposal,Free Standing Gas Oven,Hood Over Range,Microwave,Self/Cont Clean Oven,Tankless Water Heater,Wine Refrigerator
  • Other Equipment: Audio/Video Prewired
  • Fireplace Features: Family Room,Gas Piped
  • Fireplaces: 1
  • Flooring: Laminate,Tile
  • Master Bathroom Features: Double Sinks,Multiple Shower Heads,Shower Stall(s),Walk-In Closet
  • Master Bedroom Features: Walk-In Closet
  • Bathroom Features: Double Sinks,Tub w/Shower Over
  • Bathrooms: 2.00
  • Dining Room Features: Dining Bar,Dining/Family Combo
  • Kitchen Features: Granite Counter,Island w/Sink,Pantry Closet
  • Room Type: Baths Other,Great Room,Master Bathroom,Master Bedroom
  • Price Per Square Foot: 271.88
  • Square Footage: 1508
  • Window Features: Dual Pane Full,Window Coverings

Exterior Features

  • Builder Name: Lenzi Lanz Development
  • Construction Materials: Cement Siding,Frame,Stone,Stucco,Wood
  • Property Faces: West
  • Disclosures/Documents: CC&Rs
  • Fencing: Back Yard
  • Foundation: Slab
  • Horse Property: No
  • Listing Price: 415000.00
  • Lot Features: Auto Sprinkler F&R,Cul-De-Sac
  • Patio And Porch Features: Covered Patio
  • Pool: No
  • Roof: Composition
  • View Description: Local

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Garage Door Opener
  • Driveway/Sidewalks: Sidewalk/Curb/Gutter

Utilities

  • Security: Carbon Mon Detector,Fire Suppression System,Smoke Detector
  • Sewer: In & Connected
  • Utilities: All Public,Natural Gas Connected
  • Cooling: Ceiling Fan(s),Central
  • Electric: 220 Volts in Laundry,Photovoltaics Seller Owned
  • Heating: Central,Natural Gas
  • Laundry Features: Cabinets,Gas Hook-Up,Inside Room
  • Water Source: Meter on Site,Public

Condo/Co-op/Association

  • Association: No

Schools

  • Senior High School District: Lodi Unified

Lot Info

  • Zoning Description: SFR
  • Irrigation: None
  • Lot Size Acres: 0.1168
  • Lot Size Sq Ft: 5088

Tax Info

  • Assessor Parcel Number: 035-400-01
  • Bonds/Assessments/Taxes Description: Local Assessments
  • Bonds/Assessments/Taxes: Yes

MLS Schools

  • School District (County): San Joaquin

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 28, 2025
Sold by
Ruffin Kenneth
Bought by
Kenneth A Ruffin Jr 2025 Revocable Trust and Ruffin
Current Estimated Value
$493,999

Purchase Details

Listed on
Aug 6, 2019
Closed on
Aug 29, 2019
Sold by
Merrill Todd Montgomery and Merrill Lauri
Bought by
Ruffin Kenneth
Seller's Agent
Jan Sherman
Sherman & Associates RE
Buyer's Agent
Cynthia Wertman
Cynthia Wertman
List Price
$410,000
Sold Price
$410,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.31%
Original Mortgage
$315,000
Interest Rate
3.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 21, 2016
Closed on
May 23, 2016
Sold by
Lenzi Lantz Development Llc
Bought by
Merrill Hannah Rose and Merrill Todd Montgomery
Seller's Agent
Sara Lantz
Venture Valley Real Estate
Buyer's Agent
Jan Sherman
Sherman & Associates RE
List Price
$348,900
Sold Price
$348,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.16%
Original Mortgage
$266,000
Interest Rate
3.61%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kenneth A Ruffin Jr 2025 Revocable Trust -- None Listed On Document
Ruffin Kenneth $410,000 Chicago Title Co Stockton
Merrill Hannah Rose $349,000 Chicago Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Ruffin Kenneth $315,000
Previous Owner Merrill Hannah Rose $266,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/04/2019 09/04/19 Sold $410,000 -1.2% $272 / Sq Ft
08/08/2019 08/08/19 Pending -- -- --
08/06/2019 08/06/19 Price Changed $415,000 +1.2% $275 / Sq Ft
08/06/2019 08/06/19 For Sale $410,000 +17.5% $272 / Sq Ft
06/20/2016 06/20/16 Sold $348,900 0.0% $231 / Sq Ft View Prior Sale
05/03/2016 05/03/16 Pending -- -- --
04/20/2016 04/20/16 For Sale $348,900 -- $231 / Sq Ft
Source: MetroList

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,860 $448,391 $120,298 $328,093
2024 $4,727 $439,600 $117,940 $321,660
2023 $4,673 $430,981 $115,628 $315,353
2022 $4,569 $422,531 $113,361 $309,170
2021 $4,652 $414,247 $111,139 $303,108
2020 $4,531 $410,000 $110,000 $300,000
2019 $4,091 $370,253 $129,466 $240,787
2018 $4,033 $362,994 $126,928 $236,066
2017 $4,077 $367,978 $124,440 $243,538
2016 $538 $50,763 $50,763 $0
Source: Public Records

Agents Affiliated with this Home

  • Jan Sherman

    Seller's Agent in 2019

    Jan Sherman

    Sherman & Associates RE

    (209) 712-4183

    9 in this area

    81 Total Sales

    Jan Sherman
    Section Image
  • Cynthia Wertman

    Buyer's Agent in 2019

    Cynthia Wertman

    Cynthia Wertman

    (209) 815-3874

    4 Total Sales

    Cynthia Wertman
    Section Image

  • S

    Seller's Agent in 2016

    Sara Lantz

    Venture Valley Real Estate

    Section Image
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Map

Source: MetroList

MLS Number: 19053932

MetroList

APN: 035-400-01

California San Joaquin County Lodi 95242 North Lodi

412 Howard St, Lodi, CA

Not Listed for Sale

Detached

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