$749,000
$61K PRICE DROP

4129 Cobia St Panama City, FL 32408

Estimated payment $4,394/month

Total Views 3,784
3 Beds
3 Baths
2,246 Sq Ft
$333 Price per Sq Ft

Highlights

  • Spa
  • Gulf View
  • No HOA
  • Patronis Elementary School Rated A-
  • High Ceiling
  • Balcony

About This Home

100 STEPS TO THE BEACH!! PRICED TO MOVE!! NO HOA! This is LOWEST or one of the LOWEST PRICED per square ft home located next to the Gulf of America with this amount of real estate. HUGE backyard. Plus the whole side facing Surf Dr belongs to this unit. LOTS of room to add more even parking, a sundeck facing the beach and pool. This place is a walk in and do nothing dream. It has been taken down to the studs. Pretty much everything has been replaced. LOCATION! LOCATION! (100 STEPS TO THE BEACH!) GULF VIEW! SHORT TERM RENTERS ALLOWED! Enough room for a splash pool to be added. (Golf cart friendly area). No busy street or streets to cross...beach access only steps away. Nicely landscaped with sprinkler system. Home is immaculate and has been totally remolded. All doors interior & exterior have been replaced as well as all windows. Newly painted inside & out including the ceilings. All wood trim replaced throughout home. Crown molding in every room. Tongue & groove ceiling in master bedroom. Lots of wainscoting, barn doors and detail trim throughout. All new light fixtures, bath fixtures and custom tiled shower. Custom built in bunk beds. All three bedrooms are very large. Ceiling fans in all bedrooms and living room. Two walk-in closets with custom closet systems. Huge sunken living room with skylights across the entire back of room. Kitchen has granite countertops, ss appliances, long breakfast bar and pantry. Dining room has a nice wet bar & wine cooler. The large back yard is an oasis. Hot tub, grilling area & firepit. Large pergola with lights for entertaining. An outdoor shower with HOT & cold water to clean off all that sand from the beach. Private side entrance to go in & out of to the Gulf so you do not have to track all that sand into the house. All this located behind an 8' whitewashed fence for your privacy as well as new pavers. Smart locks on all doors so forget trying to keep up with keys. Simply type your code in or use your thumbprint to gain access. This home has lots of storage plus being an end unit you have extra parking, and the entire side is your private property. The washer & dryer is conveniently located upstairs, and they will convey with the property. Kitchen stocked and ready to rent or move right in. **Possible owner financing with substantial down payment. **Possible long-term renter considered.

Listing Agent

Jeff Minor

Realty One of Northwest Florida LLC License #SL3493919 Listed on: 11/27/2024

Realty One of Northwest Florida LLC

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,759

Year Built

  • Built in 1979

Lot Details

  • Lot Dimensions are 100x28
  • Fenced
  • Landscaped
  • Sprinkler System

Home Design

  • Membrane Roofing
  • HardiePlank Type
  • Stucco

Interior Spaces

  • 2,246 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • High Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Double Pane Windows
  • Tinted Windows
  • Living Room
  • Dining Room
  • Gulf Views

Kitchen

  • Breakfast Bar
  • Convection Oven
  • Electric Oven
  • Electric Cooktop
  • Range Hood
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Wine Cooler
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

Parking

  • No Garage
  • Additional Parking

Pool

  • Spa
  • Outdoor Shower

Outdoor Features

  • Balcony
  • Patio

Schools

  • Patronis Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Community Details

Overview

  • No Home Owners Association
  • Bel Air Subdivision

Security

  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,759

Year Built

Built in 1979

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1979
  • Property Sub Type: Attached
  • Lot Size: 100x28
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Bel Air
  • Efficiency: Appliances
  • Structure Type: Townhouse
  • Property Sub Type Additional: Townhouse
  • Special Features: None

Interior Features

  • Appliances: Convection Oven, Dryer, Dishwasher, ENERGY STAR Qualified Appliances, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Disposal, Ice Maker, Microwave, PlumbedForIce Maker, Refrigerator, Range Hood, Wine Cooler, Washer
  • Interior Amenities: Wet Bar, Breakfast Bar, High Ceilings, Pantry, Recessed Lighting, Skylights
  • Spa Features: Hot Tub
  • Private Spa: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Living Area: 2246.0
  • Dining Room Type: Bedroom, Dining Room, Full Bath, Kitchen, Living Room, Primary Bathroom, Primary Bedroom
  • Stories: 2
  • Window Features: Double Pane Windows, Skylight(s), Tinted Windows

Exterior Features

  • Pool Features: None
  • Fencing: Fenced
  • View: Gulf
  • View: Yes
  • Waterfront: No
  • Construction Type: Block, HardiPlank Type, Stucco
  • Exterior Features: Balcony, Covered Patio, Sprinkler/Irrigation, Outdoor Shower, Patio
  • Patio And Porch Features: Balcony
  • Roof: Membrane

Garage/Parking

  • Parking Features: Additional Parking, No Garage
  • Garage: No

Utilities

  • Utilities: Cable Available, Trash Collection
  • Security Features: Fire Alarm, Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed, Sidewalks
  • Association: No

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Landscaped
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Partially

Tax Info

  • Tax Annual Amount: 3759.0
  • Tax Year: 2023

MLS Schools

  • Elementary School: Patronis
  • High School: Arnold

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,759 $346,584 -- --
2023 $3,759 $336,489 $0 $0
2022 $3,378 $326,688 $62,527 $264,161
2021 $3,241 $266,901 $53,151 $213,750
2020 $3,261 $264,736 $48,284 $216,452
2019 $3,610 $289,777 $51,127 $238,650
2018 $3,707 $292,964 $0 $0
2017 $2,596 $202,785 $0 $0
2016 $2,542 $194,918 $0 $0
2015 $2,638 $196,885 $0 $0
2014 $2,693 $201,273 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/04/2025 06/04/25 Price Changed $749,000 0.0% $333 / Sq Ft
06/04/2025 06/04/25 For Sale $749,000 -2.6% $333 / Sq Ft
06/01/2025 06/01/25 Off Market $769,000 -- --
04/17/2025 04/17/25 Price Changed $769,000 -3.8% $342 / Sq Ft
01/04/2025 01/04/25 Price Changed $799,000 -1.4% $356 / Sq Ft
11/27/2024 11/27/24 For Sale $810,000 +141.8% $361 / Sq Ft
06/20/2022 06/20/22 Off Market $335,000 -- --
06/20/2022 06/20/22 Off Market $163,000 -- --
06/16/2017 06/16/17 Sold $335,000 -10.4% $156 / Sq Ft
05/24/2017 05/24/17 Pending -- -- --
11/04/2016 11/04/16 For Sale $374,000 +129.4% $174 / Sq Ft
06/30/2016 06/30/16 Sold $163,000 +4.5% $76 / Sq Ft
06/03/2016 06/03/16 Pending -- -- --
05/19/2016 05/19/16 For Sale $156,000 -- $73 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $335,000 First Intl Title Inc
Special Warranty Deed $163,000 None Available
Trustee Deed $41,800 None Available
Warranty Deed $460,000 Diamond Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $150,000 New Conventional
Closed $268,000 Future Advance Clause Open End Mortgage
Previous Owner $368,000 New Conventional
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 765581

Central Panhandle Association of REALTORS®

APN: 30404-005-000