
4129 Cobia St Panama City, FL 32408
Estimated payment $4,394/month
Highlights
- Spa
- Gulf View
- No HOA
- Patronis Elementary School Rated A-
- High Ceiling
- Balcony
About This Home
100 STEPS TO THE BEACH!! PRICED TO MOVE!! NO HOA! This is LOWEST or one of the LOWEST PRICED per square ft home located next to the Gulf of America with this amount of real estate. HUGE backyard. Plus the whole side facing Surf Dr belongs to this unit. LOTS of room to add more even parking, a sundeck facing the beach and pool. This place is a walk in and do nothing dream. It has been taken down to the studs. Pretty much everything has been replaced. LOCATION! LOCATION! (100 STEPS TO THE BEACH!) GULF VIEW! SHORT TERM RENTERS ALLOWED! Enough room for a splash pool to be added. (Golf cart friendly area). No busy street or streets to cross...beach access only steps away. Nicely landscaped with sprinkler system. Home is immaculate and has been totally remolded. All doors interior & exterior have been replaced as well as all windows. Newly painted inside & out including the ceilings. All wood trim replaced throughout home. Crown molding in every room. Tongue & groove ceiling in master bedroom. Lots of wainscoting, barn doors and detail trim throughout. All new light fixtures, bath fixtures and custom tiled shower. Custom built in bunk beds. All three bedrooms are very large. Ceiling fans in all bedrooms and living room. Two walk-in closets with custom closet systems. Huge sunken living room with skylights across the entire back of room. Kitchen has granite countertops, ss appliances, long breakfast bar and pantry. Dining room has a nice wet bar & wine cooler. The large back yard is an oasis. Hot tub, grilling area & firepit. Large pergola with lights for entertaining. An outdoor shower with HOT & cold water to clean off all that sand from the beach. Private side entrance to go in & out of to the Gulf so you do not have to track all that sand into the house. All this located behind an 8' whitewashed fence for your privacy as well as new pavers. Smart locks on all doors so forget trying to keep up with keys. Simply type your code in or use your thumbprint to gain access. This home has lots of storage plus being an end unit you have extra parking, and the entire side is your private property. The washer & dryer is conveniently located upstairs, and they will convey with the property. Kitchen stocked and ready to rent or move right in. **Possible owner financing with substantial down payment. **Possible long-term renter considered.
Listing Agent
Realty One of Northwest Florida LLC License #SL3493919 Listed on: 11/27/2024

Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,759
Year Built
- Built in 1979
Lot Details
- Lot Dimensions are 100x28
- Fenced
- Landscaped
- Sprinkler System
Home Design
- Membrane Roofing
- HardiePlank Type
- Stucco
Interior Spaces
- 2,246 Sq Ft Home
- 2-Story Property
- Wet Bar
- High Ceiling
- Ceiling Fan
- Skylights
- Recessed Lighting
- Double Pane Windows
- Tinted Windows
- Living Room
- Dining Room
- Gulf Views
Kitchen
- Breakfast Bar
- Convection Oven
- Electric Oven
- Electric Cooktop
- Range Hood
- Microwave
- Freezer
- Ice Maker
- Dishwasher
- Wine Cooler
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Full Bathrooms
Laundry
- Dryer
- Washer
Home Security
Parking
- No Garage
- Additional Parking
Pool
- Spa
- Outdoor Shower
Outdoor Features
- Balcony
- Patio
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Cable TV Available
Community Details
Overview
- No Home Owners Association
- Bel Air Subdivision
Security
- Fire and Smoke Detector
Map
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $3,759 | $346,584 | -- | -- |
2023 | $3,759 | $336,489 | $0 | $0 |
2022 | $3,378 | $326,688 | $62,527 | $264,161 |
2021 | $3,241 | $266,901 | $53,151 | $213,750 |
2020 | $3,261 | $264,736 | $48,284 | $216,452 |
2019 | $3,610 | $289,777 | $51,127 | $238,650 |
2018 | $3,707 | $292,964 | $0 | $0 |
2017 | $2,596 | $202,785 | $0 | $0 |
2016 | $2,542 | $194,918 | $0 | $0 |
2015 | $2,638 | $196,885 | $0 | $0 |
2014 | $2,693 | $201,273 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
06/04/2025 06/04/25 | Price Changed | $749,000 | 0.0% | $333 / Sq Ft |
06/04/2025 06/04/25 | For Sale | $749,000 | -2.6% | $333 / Sq Ft |
06/01/2025 06/01/25 | Off Market | $769,000 | -- | -- |
04/17/2025 04/17/25 | Price Changed | $769,000 | -3.8% | $342 / Sq Ft |
01/04/2025 01/04/25 | Price Changed | $799,000 | -1.4% | $356 / Sq Ft |
11/27/2024 11/27/24 | For Sale | $810,000 | +141.8% | $361 / Sq Ft |
06/20/2022 06/20/22 | Off Market | $335,000 | -- | -- |
06/20/2022 06/20/22 | Off Market | $163,000 | -- | -- |
06/16/2017 06/16/17 | Sold | $335,000 | -10.4% | $156 / Sq Ft |
05/24/2017 05/24/17 | Pending | -- | -- | -- |
11/04/2016 11/04/16 | For Sale | $374,000 | +129.4% | $174 / Sq Ft |
06/30/2016 06/30/16 | Sold | $163,000 | +4.5% | $76 / Sq Ft |
06/03/2016 06/03/16 | Pending | -- | -- | -- |
05/19/2016 05/19/16 | For Sale | $156,000 | -- | $73 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $335,000 | First Intl Title Inc | |
Special Warranty Deed | $163,000 | None Available | |
Trustee Deed | $41,800 | None Available | |
Warranty Deed | $460,000 | Diamond Title Agency Inc |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $150,000 | New Conventional | |
Closed | $268,000 | Future Advance Clause Open End Mortgage | |
Previous Owner | $368,000 | New Conventional |
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Source: Central Panhandle Association of REALTORS®
MLS Number: 765581

APN: 30404-005-000
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