421 Gloria Ln Oswego, IL 60543
North Oswego Neighborhood
4
Beds
3
Baths
2,036
Sq Ft
$21/mo
HOA Fee
Highlights
- Vaulted Ceiling
- Main Floor Bedroom
- Walk-In Pantry
- Oswego High School Rated A-
- End Unit
- Breakfast Room
About This Home
As of April 2023Gorgeous end-unit, half-duplex in the heart of Oswego with rare full 3-car garage! This bright home has been recently updated with newer carpet and wood floors, appliances and updated fixtures. With nearly 2100 square feet, 4 big bedrooms and 3 full bathrooms, this home has plenty of space for a large family to spread out. The private back yard is fully-fenced and includes a patio with pergola. This beautiful property has extremely low monthly assessments and taxes + walking distance from the Rt. 34 shopping corridor. One of the best features is the excellent District 308 schools. There are more positives to this property than I can even list - come take a look yourself, run the numbers and see why this is one of the best deals in the area. Flexible closing dates available.
Last Agent to Sell the Property
Eric Rogers
Century 21 Circle - Aurora License #475122000
Last Buyer's Agent
Joshua Berns
Foundation Real Estate Co.
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $6,441
Year Built
- 1995
Lot Details
- End Unit
- East or West Exposure
- Fenced Yard
HOA Fees
- $21 per month
Parking
- Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Slab Foundation
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- Vaulted Ceiling
- Breakfast Room
- Laminate Flooring
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Oven or Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- Main Floor Bedroom
- Primary Bathroom is a Full Bathroom
- Bathroom on Main Level
Laundry
- Laundry on main level
- Washer and Dryer Hookup
Finished Basement
- Exterior Basement Entry
- Finished Basement Bathroom
Outdoor Features
- Patio
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Community Details
- Pets Allowed
Listing and Financial Details
- Homeowner Tax Exemptions
- $3,000 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 8, 2023
Closed on
Apr 19, 2023
Sold by
Zielinski Zane
Bought by
Lechuga Juan and Garcia Cinthia Ivon
Seller's Agent
Adam Wolverton
Berkshire Hathaway HomeServices Chicago
Buyer's Agent
Cristina Gutierrez
Keller Williams Realty Ptnr,LL
List Price
$290,000
Sold Price
$280,000
Premium/Discount to List
-$10,000
-3.45%
Total Days on Market
3
Views
207
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$57,350
Avg. Annual Appreciation
9.37%
Original Mortgage
$252,000
Outstanding Balance
$246,518
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$90,832
Purchase Details
Listed on
Feb 5, 2016
Closed on
Apr 13, 2016
Sold by
Dudley Matthew Ellis and Dudley Brandie
Bought by
Walter William and Walter Jennifer
Seller's Agent
Eric Rogers
Century 21 Circle - Aurora
Buyer's Agent
Joshua Berns
Foundation Real Estate Co.
List Price
$189,900
Sold Price
$187,500
Premium/Discount to List
-$2,400
-1.26%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.86%
Original Mortgage
$184,103
Interest Rate
4.25%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 17, 2011
Sold by
Federal National Mortgage Association
Bought by
Dudley Matthew Ellis
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$3,000
Interest Rate
3.98%
Mortgage Type
Stand Alone Second
Purchase Details
Closed on
Aug 19, 2010
Sold by
Oliver Laura A
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Aug 25, 2006
Sold by
Englehardts Pete A and Oliver Laura A
Bought by
Oliver Laura A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$155,000
Interest Rate
6.77%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 5, 2003
Sold by
Oliver Laura A
Bought by
Oliver Laura A and Englehardt Pete A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,200
Interest Rate
3.75%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 30, 2003
Sold by
Cady Leslie L and Cady Kristen S
Bought by
Oliver Laura A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$141,200
Interest Rate
3.75%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 29, 2001
Sold by
Max Nicholas L and Max Jennifer L
Bought by
Cady Leslie L and Wegmann Kristen S
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,200
Interest Rate
7.11%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 19, 2000
Sold by
Hud
Bought by
Max Nicholas and Max Jennifer
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,520
Interest Rate
8.24%
Purchase Details
Closed on
Jan 25, 2000
Sold by
White
Bought by
Hud
Purchase Details
Closed on
Jun 1, 1995
Bought by
White William C and White Candice
Map
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Oswego, IL
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $280,000 | None Listed On Document | |
| Warranty Deed | $187,500 | Chicago Title Insurance Co | |
| Special Warranty Deed | $144,000 | Chicago Title Insurance Co | |
| Sheriffs Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | -- | |
| Warranty Deed | $176,500 | Chicago Title Insurance Co | |
| Warranty Deed | $153,500 | Chicago Title Insurance Co | |
| Deed | -- | Stewart Title Company | |
| Legal Action Court Order | -- | -- | |
| Deed | $128,600 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $252,000 | New Conventional | |
| Previous Owner | $6,855 | New Conventional | |
| Previous Owner | $184,103 | FHA | |
| Previous Owner | $3,000 | Stand Alone Second | |
| Previous Owner | $140,251 | FHA | |
| Previous Owner | $140,251 | FHA | |
| Previous Owner | $155,000 | Purchase Money Mortgage | |
| Previous Owner | $141,200 | Purchase Money Mortgage | |
| Previous Owner | $140,200 | FHA | |
| Previous Owner | $110,520 | No Value Available | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/28/2023 04/28/23 | Sold | $280,000 | -3.4% | $138 / Sq Ft |
| 03/06/2023 03/06/23 | For Sale | $290,000 | 0.0% | $142 / Sq Ft |
| 02/28/2023 02/28/23 | Pending | -- | -- | -- |
| 02/20/2023 02/20/23 | Price Changed | $290,000 | 0.0% | $142 / Sq Ft |
| 02/20/2023 02/20/23 | For Sale | $290,000 | +3.6% | $142 / Sq Ft |
| 02/19/2023 02/19/23 | Off Market | $280,000 | -- | -- |
| 02/08/2023 02/08/23 | For Sale | $280,000 | +49.3% | $138 / Sq Ft |
| 04/15/2016 04/15/16 | Sold | $187,500 | -1.3% | $92 / Sq Ft |
| 02/08/2016 02/08/16 | Pending | -- | -- | -- |
| 02/05/2016 02/05/16 | For Sale | $189,900 | -- | $93 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $6,441 | $84,283 | $13,471 | $70,812 |
| 2022 | $6,441 | $77,324 | $12,359 | $64,965 |
| 2021 | $6,329 | $73,641 | $11,770 | $61,871 |
| 2020 | $5,936 | $68,823 | $11,000 | $57,823 |
| 2019 | $6,030 | $68,823 | $11,000 | $57,823 |
| 2018 | $5,760 | $65,498 | $15,869 | $49,629 |
| 2017 | $5,573 | $60,367 | $14,626 | $45,741 |
| 2016 | $5,084 | $54,879 | $13,296 | $41,583 |
| 2015 | $4,788 | $49,890 | $12,087 | $37,803 |
| 2014 | -- | $47,066 | $11,403 | $35,663 |
| 2013 | -- | $48,522 | $11,756 | $36,766 |
Source: Public Records
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09132151
APN: 03-10-154-028
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.
Nearby Homes
- 233 Mondovi Dr
- 221 Ashley Ct
- 87 Saugatuck Rd
- 633 Salem Cir
- 310 Cascade Ln Unit 310
- 231 Grays Dr Unit 1
- 171 Springbrook Trail S
- 354 Cascade Ln Unit 354
- 395 Cascade Ln Unit 3
- 247 Springbrook Trail S Unit 1
- 261 Springbrook Trail S Unit 1
- 251 Springbrook Trail S
- 533 Waterford Dr
- 87 Old Post Rd
- 108 Buckingham Ct
- 145 Heathgate Rd
- 410 Cobblestone Ct
- 0000 Fifth St
- 109 Oxford Ct
- 303 Huntington Ct