Seller's Agent in 2024
Jewel Buckley
Coldwell Banker Realty FM
(859) 426-6235
3 in this area
160 Total Sales
421 Ripple Creek Dr Elsmere, KY 41018
Estimated Value: $239,000 - $279,000
3
Beds
2
Baths
1,008
Sq Ft
$254/Sq Ft
Est. Value
Highlights
- Traditional Architecture
- Fireplace
- Laundry Room
- No HOA
- Living Room
- Forced Air Heating and Cooling System
About This Home
As of February 2024Beautifully updated 3 bedroom bi-level in Elsmere. Open floor plan with vaulted ceilings allowing tons of natural light. Gorgeous wood flooring throughout. Newer furnace, appliances, roof and tankless water heater. Interior and exterior newly painted, including the ceilings.
Finished lower level with study and full bath. Stainless stove and refrigerator. Nice double driveway. Composite deck. Wooded back yard.
Last Agent to Sell the Property
Coldwell Banker Realty FM License #203682 Listed on: 01/11/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,748
Year Built
- Built in 1994
Lot Details
- 5,040 Sq Ft Lot
Parking
- 1 Car Garage
- Driveway
Home Design
- Traditional Architecture
- Bi-Level Home
- Brick Exterior Construction
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 1,008 Sq Ft Home
- Fireplace
- Insulated Windows
- Entryway
- Family Room
- Living Room
- Dining Room
- Laminate Flooring
- Laundry Room
- Finished Basement
Kitchen
- Electric Oven
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Schools
- Howell Elementary School
- Tichenor Middle School
- Lloyd High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 016-20-10-011.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 11, 2024
Closed on
Feb 6, 2024
Sold by
Brown Nicholas D and Brown Amber
Bought by
Mccarthy Erica Wilson and Mccarthy Daryl
Seller's Agent
Jewel Buckley
Coldwell Banker Realty FM
Buyer's Agent
Cindy Shetterly
Keller Williams Realty Services
List Price
$239,900
Sold Price
$240,000
Premium/Discount to List
$100
0.04%
Views
24
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,848
Avg. Annual Appreciation
4.09%
Original Mortgage
$228,000
Outstanding Balance
$224,415
Interest Rate
6.61%
Mortgage Type
New Conventional
Estimated Equity
$31,193
Purchase Details
Listed on
Jun 17, 2020
Closed on
Aug 18, 2020
Sold by
Leigh Chad Elliott and Leigh Alecia Renay
Bought by
Allen Amber N and Brown Nicholas D
Seller's Agent
The Treas Team
Huff Realty - Florence
Buyer's Agent
Jewel Buckley
Coldwell Banker Realty FM
List Price
$167,500
Sold Price
$168,000
Premium/Discount to List
$500
0.3%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.83%
Original Mortgage
$162,960
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Feb 28, 2015
Sold by
Zdybel Maria Ann and Chisholm Maria Zdybel
Bought by
Leigh Chad and Leigh Alecia
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$95,733
Interest Rate
3.74%
Mortgage Type
FHA
Purchase Details
Closed on
Nov 12, 1996
Sold by
Seehafer Steven J
Bought by
Zdybel Maria A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,687
Interest Rate
8.13%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 1, 1994
Sold by
Smith Richard H
Bought by
Richard Smith Builder Inc and Seehafer Barbara
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Mccarthy Erica Wilson | $240,000 | American Homeland Title | |
| Allen Amber N | $168,000 | Priority National Title | |
| Leigh Chad | $97,500 | Cosmopolitan Title Agency Ll | |
| Zdybel Maria A | $80,000 | -- | |
| Richard Smith Builder Inc | $14,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Mccarthy Erica Wilson | $228,000 | |
| Previous Owner | Allen Amber N | $162,960 | |
| Previous Owner | Leigh Chad | $95,733 | |
| Previous Owner | Chisholm Maria Zdybel | $25,000 | |
| Previous Owner | Chisholm Charles | $93,600 | |
| Previous Owner | Zdybel Maria Ann | $22,000 | |
| Previous Owner | Zdybel Maria Ann | $105,273 | |
| Previous Owner | Zdybel Maria A | $76,687 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/06/2024 02/06/24 | Sold | $240,000 | 0.0% | $238 / Sq Ft |
| 01/12/2024 01/12/24 | Pending | -- | -- | -- |
| 01/11/2024 01/11/24 | For Sale | $239,900 | +42.8% | $238 / Sq Ft |
| 08/18/2020 08/18/20 | Sold | $168,000 | +0.3% | $167 / Sq Ft |
| 06/18/2020 06/18/20 | Pending | -- | -- | -- |
| 06/17/2020 06/17/20 | For Sale | $167,500 | -- | $166 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,748 | $179,000 | $25,000 | $154,000 |
| 2023 | $2,700 | $179,000 | $25,000 | $154,000 |
| 2022 | $2,785 | $168,000 | $25,000 | $143,000 |
| 2021 | $2,820 | $168,000 | $25,000 | $143,000 |
| 2020 | $1,818 | $107,300 | $25,000 | $82,300 |
| 2019 | $1,793 | $107,300 | $25,000 | $82,300 |
| 2018 | $1,670 | $97,500 | $20,000 | $77,500 |
| 2017 | $1,557 | $97,500 | $20,000 | $77,500 |
| 2015 | $2,167 | $97,500 | $20,000 | $77,500 |
| 2014 | $2,120 | $115,000 | $20,000 | $95,000 |
Source: Public Records
Agents Affiliated with this Home
-
Jewel Buckley
-
Scott Oyler
Seller Co-Listing Agent in 2024
Scott Oyler
Coldwell Banker Realty
(513) 547-2997
8 in this area
1,371 Total Sales
-
Cindy Shetterly
Buyer's Agent in 2024
Cindy Shetterly
Keller Williams Realty Services
(859) 992-9905
27 in this area
1,965 Total Sales
-
The Treas Team
T
Seller's Agent in 2020
The Treas Team
Huff Realty - Florence
(859) 525-5788
10 in this area
553 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 619660
APN: 016-20-10-011.00
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of NKMLS. Real estate listings held by IDX Brokerage firms other than Ten-X are marked with the Internet Data Exchange logo or the Internet Data Exchange thumbnail logo and detailed information about them includes the name of the listing Brokers.
Listing information is deemed reliable, but not guaranteed.
Copyright 2025 Northern Kentucky Multiple Listing Service, Inc. All rights reserved.
Nearby Homes
- 501 Ripple Creek Dr
- 1539 Raintree Ct
- 3288 Kingsburg Ct
- 1127 Pebble Creek Dr
- 1427 Plateau St
- 3776 Feather Ln
- 408 Florence Ct
- 3789 Luke Ln
- 3604 Concord Dr
- 208 Floral St
- 7763 E Covered Bridge Dr
- 40 Westwood Dr
- 1097 Galvin St
- 922 Central Row Rd
- 455 Merravay Dr
- 62 Delphi Dr
- 510 Fox St
- 100 Sanders Dr
- 139 Berkley Dr
- 3850 Turkeyfoot Rd
- 425 Ripple Creek Dr
- 429 Ripple Creek Dr
- 422 Ripple Creek Dr
- 433 Ripple Creek Dr
- 432 Ripple Creek Dr
- 437 Ripple Creek Dr
- 1566 Garvey Ave
- 442 Ripple Creek Dr
- 441 Ripple Creek Dr
- 446 Ripple Creek Dr
- 445 Ripple Creek Dr
- 449 Ripple Creek Dr
- 450 Ripple Creek Dr
- 1647 Garvey Ave
- 453 Ripple Creek Dr
- 454 Ripple Creek Dr
- 457 Ripple Creek Dr
- 986 Shadowridge Dr Unit Lot 382
- 461 Ripple Creek Dr
- 462 Ripple Creek Dr