425 S 6th St Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated Value: $836,000 - $906,089
4
Beds
4
Baths
2,872
Sq Ft
$302/Sq Ft
Est. Value
Highlights
- Multiple Garages
- Landscaped Professionally
- Wood Flooring
- Davis Primary School Rated A-
- Mature Trees
- Farmhouse Style Home
About This Home
As of May 2020This is a very special home in a highly desirable location...walk to downtown St Charles, the Fox River, bike paths, parks, specialty stores & restaurants! Open floor plan on the main level which includes hardwood floors, loads of mill work, columns & trim. Gourmet kitchen has all stainless appliances including a wine refrigerator, plus granite counters & large island. Owners recently installed new carpeting on the 2nd floor which has 4 extra large bedrooms with spacious closets & three full baths. Custom built master bedroom closet is an organizer's dream. Nice size laundry room with storage cabinets & sink. Built-in bookcases & more cabinets were added to the 2nd floor landing. Partially finished lower level adds more space for family gatherings, a home office or work out room. The unfinished area includes an extra refrigerator & freezer & more storage space. Not only is there a 2 car attached garage (with drive thru door to backyard), but there is also a 2 car detached garage to store the extras....boat, motorcycle, bikes, or make it into a workshop or "she-shed"! Inviting front porch, gorgeous landscaping, stone patios & walkways with lighting, large deck off kitchen & brick seating area with fire pit. Owners have planted numerous shade trees, making for an enjoyable & peaceful outdoor experience. Home has zoned HVAC which includes 2 new furnaces & 1 new AC unit. Also new or updated: light fixtures, several appliances, designer window treatments, detached garage roof & gutters, and so much more. This home is in immaculate condition and is move in ready. Feels brand new & waiting for the perfect buyer!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $18,409
Year Built
- 2007
Lot Details
- Fenced Yard
- Landscaped Professionally
- Mature Trees
Parking
- Garage
- Multiple Garages
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Farmhouse Style Home
- Asphalt Shingled Roof
- Cedar
Interior Spaces
- Built-In Features
- Attached Fireplace Door
- Gas Log Fireplace
- Wood Flooring
- Partially Finished Basement
- Basement Fills Entire Space Under The House
- Storm Screens
Kitchen
- Breakfast Bar
- Oven or Range
- Microwave
- Dishwasher
- Wine Cooler
- Stainless Steel Appliances
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- Walk-In Closet
- Primary Bathroom is a Full Bathroom
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Laundry
- Laundry on upper level
- Dryer
- Washer
Outdoor Features
- Fire Pit
- Brick Porch or Patio
Utilities
- Forced Air Zoned Heating and Cooling System
- Heating System Uses Gas
- Individual Controls for Heating
- Water Softener is Owned
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 2, 2020
Closed on
Apr 27, 2020
Sold by
Ditch Michael W and Ditch Kathryn L
Bought by
The Merri C Chocola Living Trust
Seller's Agent
Mary White
Compass
Buyer's Agent
Merri Chocola
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$640,000
Sold Price
$640,000
Total Days on Market
1
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$228,363
Avg. Annual Appreciation
6.20%
Purchase Details
Closed on
Nov 14, 2007
Sold by
Royal Builders Of Illinois Inc
Bought by
Ditch Michael W and Ditch Kathryn L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.47%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Mar 30, 2007
Sold by
Miller Scott M and Miller Elyece E
Bought by
Royal Builders Of Illinois Inc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$394,361
Interest Rate
8.25%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| The Merri C Chocola Living Trust | $640,000 | Fidelity National Title | |
| Ditch Michael W | $615,000 | Chicago Title Insurance Co | |
| Royal Builders Of Illinois Inc | $250,000 | Multiple |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | Ditch Michael W | $445,000 | |
| Previous Owner | Ditch Michael W | $452,000 | |
| Previous Owner | Ditch Michael W | $416,407 | |
| Previous Owner | Ditch Michael W | $417,000 | |
| Previous Owner | Ditch Michael W | $417,000 | |
| Previous Owner | Ditch Michael | $136,500 | |
| Previous Owner | Royal Builders Of Illinois Inc | $394,361 | |
| Previous Owner | Miller Scott M | $212,000 | |
| Previous Owner | Miller Scott M | $180,000 | |
| Previous Owner | Miller Scott M | $40,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/04/2020 05/04/20 | Sold | $640,000 | 0.0% | $223 / Sq Ft |
| 04/03/2020 04/03/20 | Pending | -- | -- | -- |
| 04/02/2020 04/02/20 | For Sale | $640,000 | -- | $223 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $18,409 | $238,015 | $43,329 | $194,686 |
| 2022 | $16,454 | $209,785 | $47,960 | $161,825 |
| 2021 | $15,819 | $199,966 | $45,715 | $154,251 |
| 2020 | $15,669 | $196,391 | $44,863 | $151,528 |
| 2019 | $14,277 | $178,981 | $43,975 | $135,006 |
| 2018 | $14,860 | $185,153 | $42,302 | $142,851 |
| 2017 | $14,481 | $178,823 | $40,856 | $137,967 |
| 2016 | $15,059 | $170,845 | $39,421 | $131,424 |
| 2015 | -- | $169,778 | $38,996 | $130,782 |
| 2014 | -- | $164,202 | $38,996 | $125,206 |
| 2013 | -- | $177,568 | $48,475 | $129,093 |
Source: Public Records
Agents Affiliated with this Home
-
Mary White
Seller's Agent in 2020
Mary White
Compass
(630) 973-3768
40 Total Sales
-
Buyer's Agent in 2020
Merri Chocola
Berkshire Hathaway HomeServices Starck Real Estate
(630) 795-9064
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD10669535
APN: 09-34-151-009
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