NOT LISTED FOR SALE

426 Terrace Ln Oswego, IL 60543

South Oswego Neighborhood

Estimated Value: $357,000 - $446,000

4 Beds
2.5 Baths
2,207 Sq Ft
$187/Sq Ft Est. Value

Last Sold August 23, 2021

Last sale price $310,000 $140 Per Sq Ft

Est. 33% increase in value since last sale

Current estimated payment $2,933/month

3 Days on Market

Highlights

  • Vaulted Ceiling
  • Traditional Architecture
  • Stainless Steel Appliances
  • Prairie Point Elementary School Rated A-
  • Wood Flooring
  • Fenced Yard

About This Home

As of August 2021

WELCOME HOME! THIS LOVELY 4 BEDROOM 2 1/2 BATH HOME HAS A FORMAL LIVING ROOM WITH VAULTED CEILING AND OPENS TO THE DINING ROOM, PERFECT FOR ENTERTAINING FRIENDS AND FAMILY. THE KITCHEN HAS NEW SS APPLIANCES, GRANITE COUNTERTOPS, LOTS OF CABINET SPACE, AN EAT IN TABLE AREA AND OPENS TO THE SPACIOUS FAMILY ROOM. UPSTAIRS YOU'LL FIND A NICE SIZE MASTER BEDROOM WITH EN-SUITE BATH. THREE ADDITIONAL BEDROOMS AND A SECOND FULL BATH. OTHER FEATURES INCLUDE: HARDWOOD FLOORS, 1ST FLOOR LAUNDRY ROOM, FULL BASEMENT, AND A LARGE FENCED YARD WITH SEPARATE STORAGE SHED. CLOSE TO EVERYTHING OSWEGO HAS TO OFFER, DINING, SHOPPING, PARKS AND SCHOOLS. GREAT MOVE IN READY HOME. **NO SSA TAXES ON THIS HOME / ACCORDING TO THE KENDALL COUNTY TAX ASSESSOR THE $1.26 FEE IS A DRAINAGE FEE, NOT AN SSA TAX.

Last Agent to Sell the Property

Yvette Kincer

Coldwell Banker Real Estate Group License #475124010 Listed on: 07/14/2021

Coldwell Banker Real Estate Group

Last Buyer's Agent

Sophia Medesan

Medesan Realty License #475106441

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,810

Year Built

  • Built in 2000

Lot Details

  • 10,075 Sq Ft Lot
  • Lot Dimensions are 69x146x75x147
  • Fenced Yard
  • Paved or Partially Paved Lot

HOA Fees

  • $16 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Traditional Architecture
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,207 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Entrance Foyer
  • Combination Dining and Living Room
  • Wood Flooring
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Dishwasher
  • Stainless Steel Appliances

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Dual Sinks

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Community Details

  • Arbor Gate Subdivision, Hyacinth Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,810

Year Built

Built in 2000

Lot Details

10,075 Sq Ft Lot

HOA Fees

$16 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Arbor Gate
  • Year Built: 2000
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, 1st Floor Laundry
  • LivingArea: 2207
  • Other Equipment: CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Foyer
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished
  • Bathroom Amenities: Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 0
  • Door Features: Storm Door(s),Sliding Glass Door(s)
  • Bedroom 2 Flooring: Carpet
  • Dining Room Flooring: Carpet
  • Kitchen Flooring: Hardwood
  • Kitchen: Eating Area-Table Space,Island,Granite Counters
  • Living Room Flooring: Carpet
  • MRD_MBB: Full
  • Master Bedroom Flooring: Carpet
  • Master Bedroom Dimensions: 15X15
  • Bedroom 3 Flooring: Carpet
  • Laundry Flooring: Vinyl
  • Family Room Flooring: Hardwood
  • Bedroom 4 Flooring: Carpet

Exterior Features

  • DirectionFaces: West
  • ExteriorFeatures: Porch
  • Foundation Details: Concrete Perimeter
  • Lot Features: Fenced Yard
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 190
  • Association Fee Frequency: Annually
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Other

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.2313
  • Lot Dimensions: 69X146X75X147
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 7810
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 14, 2021
Closed on
Aug 20, 2021
Sold by
Flores Luis G and Flores Maria Teresa
Bought by
Postovan Victor
Seller's Agent
Yvette Kincer
Coldwell Banker Real Estate Group
Buyer's Agent
Sophia Medesan
Medesan Realty
List Price
$300,000
Sold Price
$310,000
Premium/Discount to List
$10,000
3.33%
Current Estimated Value
$412,461

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$102,461
Avg. Annual Appreciation
6.43%
Original Mortgage
$248,000
Outstanding Balance
$224,826
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$187,635

Purchase Details

Closed on
May 27, 2020
Sold by
Flores Luis G and Flores Maria Teresa
Bought by
Flores Luis G and Flores Maria Teresa

Purchase Details

Closed on
Oct 9, 2009
Sold by
Medows Kevin
Bought by
Flores Luis G and Flores Maria Teresa

Purchase Details

Closed on
Jul 21, 2000
Sold by
Montalbano Builders Inc
Bought by
Meadows Joyce

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,000
Interest Rate
8.31%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Postovan Victor $310,000 Fidelity National Title
Flores Luis G -- Attorney
Flores Luis G $189,000 Chicago Title Insurance Co
Meadows Joyce $199,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Postovan Victor $248,000
Previous Owner Meadows Joyce $146,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/23/2021 08/23/21 Sold $310,000 +3.3% $140 / Sq Ft
07/18/2021 07/18/21 Pending -- -- --
07/14/2021 07/14/21 For Sale $300,000 0.0% $136 / Sq Ft
05/27/2017 05/27/17 Rented $1,950 0.0% --
05/13/2017 05/13/17 For Rent $1,950 -- --
Source: Midwest Real Estate Data (MRED)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,978 $117,564 $25,607 $91,957
2023 $8,079 $104,039 $22,661 $81,378
2022 $8,079 $95,449 $20,790 $74,659
2021 $8,120 $86,772 $18,900 $67,872
2020 $7,810 $82,640 $18,000 $64,640
2019 $8,192 $85,333 $18,000 $67,333
2018 $7,754 $82,344 $17,413 $64,931
2017 $7,275 $76,957 $16,274 $60,683
2016 $6,963 $72,945 $15,426 $57,519
2015 $7,071 $70,821 $14,977 $55,844
2014 -- $66,812 $14,129 $52,683
2013 -- $67,487 $14,272 $53,215
Source: Public Records

Agents Affiliated with this Home

  • Yvette Kincer

    Seller's Agent in 2021

    Yvette Kincer

    Coldwell Banker Real Estate Group

    (630) 857-8073

    2 in this area

    70 Total Sales

    Yvette Kincer
    Section Image

  • S

    Buyer's Agent in 2021

    Sophia Medesan

    Medesan Realty

    (847) 219-9947

    1 in this area

    52 Total Sales

    Sophia Medesan
    Section Image
  • Julie Carr

    Seller's Agent in 2017

    Julie Carr

    Coldwell Banker Realty

    (630) 363-5955

    27 Total Sales

    Julie Carr
    Section Image
  • Melissa Walsh

    Buyer's Agent in 2017

    Melissa Walsh

    Coldwell Banker Real Estate Group

    (630) 272-7263

    13 in this area

    309 Total Sales

    Melissa Walsh
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11155028

Midwest Real Estate Data (MRED)

APN: 03-19-403-019

Illinois Kendall County Oswego 60543 South Oswego

426 Terrace Ln, Oswego, IL

Not Listed for Sale

Detached

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Midwest Real Estate Data (MRED) Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID

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